Crop-loss band · North Dakota
Golden Valley County, North Dakota — crop-loss band
- 1.70Low end of the filed band
- 2.08Middle of the filed band
- 3.03High end of the filed band
- 2021Worst year filed (5.35)
- 10Years filed
Every year the Risk Management Agency has filed for Golden Valley County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.70 at the low end to 3.03 at the high end, with 2.08 in the middle. The worst year filed is 2021, at 5.35. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $620,294 | $1,342,112 | $3,028,071 | 185 | 185 | 2.16 |
| 2016 | $856,589 | $1,680,400 | $3,883,980 | 150 | 150 | 1.96 |
| 2017 | $3,782,465 | $8,012,777 | $17,590,199 | 353 | 353 | 2.12 |
| 2018 | $1,645,805 | $2,794,068 | $7,458,329 | 225 | 225 | 1.70 |
| 2019 | $1,318,247 | $3,997,649 | $6,389,199 | 243 | 242 | 3.03 |
| 2020 | $664,714 | $1,381,876 | $3,370,181 | 203 | 203 | 2.08 |
| 2021 | $5,104,921 | $27,308,286 | $26,486,474 | 609 | 609 | 5.35 |
| 2022 | $3,151,508 | $6,160,887 | $12,176,526 | 428 | 428 | 1.95 |
| 2023 | $1,281,289 | $3,569,368 | $5,484,799 | 217 | 217 | 2.79 |
| 2024 | $4,188,603 | $8,619,874 | $21,455,868 | 544 | 544 | 2.06 |
Commodities insured in Golden Valley County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.59Low end of the filed band
- 2.03Middle of the filed band
- 3.06High end of the filed band
- 2021Worst year filed (5.93)
- 10Years filed
- $10,295,474Premium filed
- $32,384,988Indemnity paid
- $50,097,635Liability insured
- 227,256Quantity planted
- 228,510Quantity lost
- 883Policies
- 883Policies with a loss
- 3.15Loss ratio, whole span
Causes that carried the indemnity in Golden Valley County
- Drought $22,204,362 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $2,437,839 indemnity · 6 years
- Hail $2,414,558 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $1,260,302 indemnity · 3 years
- All Other Causes $1,244,657 indemnity · 6 years
- Heat $743,301 indemnity · 5 years
Dry Peas 10 years filed
- 1.71Low end of the filed band
- 1.89Middle of the filed band
- 3.92High end of the filed band
- 2021Worst year filed (5.06)
- 10Years filed
- $5,062,801Premium filed
- $13,664,289Indemnity paid
- $20,499,037Liability insured
- 84,394Quantity planted
- 84,589Quantity lost
- 443Policies
- 443Policies with a loss
- 2.70Loss ratio, whole span
Causes that carried the indemnity in Golden Valley County
- Drought $7,813,370 indemnity · 8 years
- Hail $2,951,405 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $988,048 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $852,010 indemnity · 3 years
- Heat $346,139 indemnity · 6 years
- All Other Causes $301,335 indemnity · 6 years
Pasture,Rangeland,Forage 10 years filed
- 0.54Low end of the filed band
- 1.96Middle of the filed band
- 2.84High end of the filed band
- 2023Worst year filed (3.09)
- 10Years filed
- $3,812,894Premium filed
- $8,289,041Indemnity paid
- $19,037,621Liability insured
- 802,253Quantity planted
- 0Quantity lost
- 1,101Policies
- 1,101Policies with a loss
- 2.17Loss ratio, whole span
Causes that carried the indemnity in Golden Valley County
- ARPI/SCO/STAX Crops Only $8,289,041 indemnity · 10 years
Corn 10 years filed
- 1.51Low end of the filed band
- 2.53Middle of the filed band
- 6.08High end of the filed band
- 2015Worst year filed (7.09)
- 10Years filed
- $2,174,035Premium filed
- $6,765,332Indemnity paid
- $11,504,908Liability insured
- 41,348Quantity planted
- 41,372Quantity lost
- 342Policies
- 342Policies with a loss
- 3.11Loss ratio, whole span
Causes that carried the indemnity in Golden Valley County
- Drought $3,961,040 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $829,905 indemnity · 3 years
- Hail $629,182 indemnity · 6 years
- Heat $319,229 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $308,037 indemnity · 4 years
- All Other Causes $252,808 indemnity · 5 years
Canola 8 years filed
- 0.93Low end of the filed band
- 2.07Middle of the filed band
- 4.90High end of the filed band
- 2016Worst year filed (4.90)
- 8Years filed
- $658,882Premium filed
- $1,846,663Indemnity paid
- $2,704,679Liability insured
- 12,698Quantity planted
- 12,698Quantity lost
- 98Policies
- 98Policies with a loss
- 2.80Loss ratio, whole span
Causes that carried the indemnity in Golden Valley County
- Drought $1,410,485 indemnity · 4 years
- Hail $197,474 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $71,618 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $60,699 indemnity · 2 years
- Heat $35,087 indemnity · 2 years
- All Other Causes $33,671 indemnity · 2 years
Sunflowers 10 years filed
- 2.28Low end of the filed band
- 3.76Middle of the filed band
- 4.58High end of the filed band
- 2023Worst year filed (4.96)
- 10Years filed
- $260,997Premium filed
- $1,025,288Indemnity paid
- $1,958,434Liability insured
- 7,466Quantity planted
- 7,466Quantity lost
- 82Policies
- 81Policies with a loss
- 3.93Loss ratio, whole span
Causes that carried the indemnity in Golden Valley County
- Drought $585,996 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $191,581 indemnity · 5 years
- Hail $100,045 indemnity · 4 years
- All Other Causes $59,192 indemnity · 2 years
- Wind/Excess Wind $50,059 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $18,199 indemnity · 2 years
Forage Production 10 years filed
- 1.14Low end of the filed band
- 2.06Middle of the filed band
- 3.10High end of the filed band
- 2021Worst year filed (3.43)
- 10Years filed
- $349,352Premium filed
- $891,696Indemnity paid
- $1,521,311Liability insured
- 21,038Quantity planted
- 21,044Quantity lost
- 208Policies
- 208Policies with a loss
- 2.55Loss ratio, whole span
Causes that carried the indemnity in Golden Valley County
- Drought $575,006 indemnity · 9 years
- Freeze $125,174 indemnity · 3 years
- Frost $85,169 indemnity · 6 years
- Hail $41,338 indemnity · 3 years
- Insects $34,164 indemnity · 6 years
- Heat $9,162 indemnity · 3 years
Every county-crop the agency files in North Dakota → Buy the Golden Valley County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.