Crop-loss band · North Dakota
Grand Forks County, North Dakota — crop-loss band
- 1.51Low end of the filed band
- 2.04Middle of the filed band
- 3.04High end of the filed band
- 2019Worst year filed (3.46)
- 10Years filed
Every year the Risk Management Agency has filed for Grand Forks County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.51 at the low end to 3.04 at the high end, with 2.04 in the middle. The worst year filed is 2019, at 3.46. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $6,628,158 | $10,883,376 | $33,826,196 | 755 | 738 | 1.64 |
| 2016 | $5,275,870 | $12,704,339 | $26,103,620 | 612 | 600 | 2.41 |
| 2017 | $5,169,734 | $10,544,388 | $20,949,326 | 550 | 550 | 2.04 |
| 2018 | $3,767,351 | $6,998,979 | $19,494,405 | 401 | 401 | 1.86 |
| 2019 | $11,819,437 | $40,883,958 | $78,055,321 | 1,489 | 1,489 | 3.46 |
| 2020 | $17,095,942 | $52,043,005 | $84,591,726 | 1,345 | 1,345 | 3.04 |
| 2021 | $13,246,219 | $27,153,429 | $86,857,550 | 872 | 871 | 2.05 |
| 2022 | $16,184,781 | $48,117,264 | $89,054,946 | 1,106 | 1,106 | 2.97 |
| 2023 | $11,716,324 | $17,748,909 | $64,529,002 | 585 | 585 | 1.51 |
| 2024 | $11,210,657 | $20,847,675 | $59,006,405 | 789 | 789 | 1.86 |
Commodities insured in Grand Forks County
10 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.97Low end of the filed band
- 1.50Middle of the filed band
- 3.68High end of the filed band
- 2020Worst year filed (3.83)
- 10Years filed
- $34,468,941Premium filed
- $84,596,110Indemnity paid
- $159,866,151Liability insured
- 375,563Quantity planted
- 371,767Quantity lost
- 1,410Policies
- 1,405Policies with a loss
- 2.45Loss ratio, whole span
Causes that carried the indemnity in Grand Forks County
- Excess Moisture/Precipitation/Rain $61,714,231 indemnity · 10 years
- Cold Wet Weather $9,323,838 indemnity · 9 years
- Drought $8,276,944 indemnity · 9 years
- Decline in Price $1,924,088 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $1,796,191 indemnity · 2 years
- Other (Snow, Lightning, Etc.) $705,408 indemnity · 1 years
Dry Beans 10 years filed
- 1.02Low end of the filed band
- 1.87Middle of the filed band
- 2.57High end of the filed band
- 2016Worst year filed (3.36)
- 10Years filed
- $24,236,872Premium filed
- $46,495,418Indemnity paid
- $115,194,723Liability insured
- 286,844Quantity planted
- 281,173Quantity lost
- 1,915Policies
- 1,907Policies with a loss
- 1.92Loss ratio, whole span
Causes that carried the indemnity in Grand Forks County
- Excess Moisture/Precipitation/Rain $24,149,011 indemnity · 10 years
- Drought $10,113,504 indemnity · 10 years
- Cold Wet Weather $2,473,074 indemnity · 9 years
- Decline in Price $1,676,957 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $1,412,146 indemnity · 5 years
- Frost $1,378,824 indemnity · 5 years
Potatoes 10 years filed
- 1.41Low end of the filed band
- 2.21Middle of the filed band
- 3.48High end of the filed band
- 2019Worst year filed (3.63)
- 10Years filed
- $11,609,207Premium filed
- $33,573,055Indemnity paid
- $44,740,815Liability insured
- 27,633Quantity planted
- 27,633Quantity lost
- 207Policies
- 207Policies with a loss
- 2.89Loss ratio, whole span
Causes that carried the indemnity in Grand Forks County
- Excess Moisture/Precipitation/Rain $20,250,474 indemnity · 9 years
- Cold Wet Weather $6,436,497 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $2,288,031 indemnity · 2 years
- Drought $2,184,560 indemnity · 7 years
- All Other Causes $895,845 indemnity · 2 years
- Frost $854,222 indemnity · 2 years
Soybeans 10 years filed
- 1.18Low end of the filed band
- 1.89Middle of the filed band
- 2.31High end of the filed band
- 2020Worst year filed (3.02)
- 10Years filed
- $17,267,305Premium filed
- $32,910,780Indemnity paid
- $107,355,927Liability insured
- 372,528Quantity planted
- 365,019Quantity lost
- 1,986Policies
- 1,974Policies with a loss
- 1.91Loss ratio, whole span
Causes that carried the indemnity in Grand Forks County
- Excess Moisture/Precipitation/Rain $14,001,261 indemnity · 9 years
- Drought $11,766,117 indemnity · 9 years
- Plant Disease $1,236,983 indemnity · 2 years
- Cold Wet Weather $1,188,825 indemnity · 9 years
- Hail $1,060,526 indemnity · 8 years
- Other (Snow, Lightning, Etc.) $888,816 indemnity · 4 years
Wheat 10 years filed
- 1.56Low end of the filed band
- 2.52Middle of the filed band
- 3.29High end of the filed band
- 2022Worst year filed (3.54)
- 10Years filed
- $8,677,226Premium filed
- $23,447,475Indemnity paid
- $65,098,127Liability insured
- 244,030Quantity planted
- 244,481Quantity lost
- 1,466Policies
- 1,464Policies with a loss
- 2.70Loss ratio, whole span
Causes that carried the indemnity in Grand Forks County
- Excess Moisture/Precipitation/Rain $10,904,757 indemnity · 10 years
- Drought $8,694,766 indemnity · 9 years
- Cold Wet Weather $1,033,149 indemnity · 8 years
- Falling Numbers $728,656 indemnity · 2 years
- Hail $665,343 indemnity · 7 years
- Decline in Price $436,800 indemnity · 8 years
Sugar Beets 10 years filed
- 1.91Low end of the filed band
- 3.39Middle of the filed band
- 9.49High end of the filed band
- 2019Worst year filed (17.66)
- 10Years filed
- $2,432,125Premium filed
- $19,359,487Indemnity paid
- $53,606,694Liability insured
- 46,249Quantity planted
- 44,082Quantity lost
- 833Policies
- 832Policies with a loss
- 7.96Loss ratio, whole span
Causes that carried the indemnity in Grand Forks County
- Excess Moisture/Precipitation/Rain $7,252,006 indemnity · 9 years
- Cold Wet Weather $3,849,573 indemnity · 4 years
- Other (Snow, Lightning, Etc.) $2,631,806 indemnity · 1 years
- Wind/Excess Wind $1,643,991 indemnity · 6 years
- Drought $1,621,705 indemnity · 8 years
- Freeze $1,586,984 indemnity · 3 years
Sunflowers 10 years filed
- 1.26Low end of the filed band
- 2.45Middle of the filed band
- 2.89High end of the filed band
- 2016Worst year filed (3.16)
- 10Years filed
- $1,355,043Premium filed
- $3,098,191Indemnity paid
- $6,250,860Liability insured
- 28,219Quantity planted
- 28,442Quantity lost
- 272Policies
- 270Policies with a loss
- 2.29Loss ratio, whole span
Causes that carried the indemnity in Grand Forks County
- Excess Moisture/Precipitation/Rain $2,049,410 indemnity · 9 years
- Drought $517,957 indemnity · 6 years
- Cold Wet Weather $223,533 indemnity · 5 years
- Wind/Excess Wind $92,436 indemnity · 5 years
- Other (Snow, Lightning, Etc.) $75,094 indemnity · 1 years
- Insects $46,613 indemnity · 2 years
Barley 10 years filed
- 1.05Low end of the filed band
- 2.46Middle of the filed band
- 3.54High end of the filed band
- 2024Worst year filed (3.75)
- 10Years filed
- $956,168Premium filed
- $2,464,616Indemnity paid
- $5,203,936Liability insured
- 24,119Quantity planted
- 23,684Quantity lost
- 181Policies
- 181Policies with a loss
- 2.58Loss ratio, whole span
Causes that carried the indemnity in Grand Forks County
- Excess Moisture/Precipitation/Rain $1,172,015 indemnity · 10 years
- Drought $753,485 indemnity · 6 years
- Hail $267,788 indemnity · 5 years
- Plant Disease $128,948 indemnity · 3 years
- Cold Wet Weather $86,269 indemnity · 4 years
- Heat $26,180 indemnity · 2 years
Canola 10 years filed
- 1.03Low end of the filed band
- 1.72Middle of the filed band
- 3.52High end of the filed band
- 2019Worst year filed (3.64)
- 10Years filed
- $810,205Premium filed
- $1,450,495Indemnity paid
- $3,528,731Liability insured
- 14,965Quantity planted
- 15,211Quantity lost
- 109Policies
- 109Policies with a loss
- 1.79Loss ratio, whole span
Causes that carried the indemnity in Grand Forks County
- Excess Moisture/Precipitation/Rain $610,326 indemnity · 8 years
- Drought $566,418 indemnity · 6 years
- Wind/Excess Wind $114,775 indemnity · 4 years
- Cold Wet Weather $75,334 indemnity · 4 years
- Other (Snow, Lightning, Etc.) $29,725 indemnity · 1 years
- Heat $23,602 indemnity · 1 years
Apiculture 10 years filed
- 0.67Low end of the filed band
- 1.71Middle of the filed band
- 2.57High end of the filed band
- 2021Worst year filed (3.05)
- 10Years filed
- $301,381Premium filed
- $529,695Indemnity paid
- $1,622,532Liability insured
- 7,883Quantity planted
- 0Quantity lost
- 125Policies
- 125Policies with a loss
- 1.76Loss ratio, whole span
Causes that carried the indemnity in Grand Forks County
- ARPI/SCO/STAX Crops Only $529,695 indemnity · 10 years
Every county-crop the agency files in North Dakota → Buy the Grand Forks County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.