Crop-loss band · North Dakota
Renville County, North Dakota — crop-loss band
- 2.00Low end of the filed band
- 2.49Middle of the filed band
- 3.31High end of the filed band
- 2020Worst year filed (3.41)
- 10Years filed
Every year the Risk Management Agency has filed for Renville County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.00 at the low end to 3.31 at the high end, with 2.49 in the middle. The worst year filed is 2020, at 3.41. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,770,222 | $7,123,433 | $15,877,307 | 615 | 615 | 2.57 |
| 2016 | $2,208,540 | $5,046,556 | $11,773,131 | 265 | 265 | 2.29 |
| 2017 | $4,325,925 | $10,772,066 | $25,549,775 | 882 | 882 | 2.49 |
| 2018 | $6,888,156 | $22,796,863 | $45,607,069 | 540 | 540 | 3.31 |
| 2019 | $6,969,531 | $22,146,399 | $40,417,489 | 827 | 827 | 3.18 |
| 2020 | $3,039,594 | $10,358,515 | $16,337,987 | 722 | 722 | 3.41 |
| 2021 | $9,974,216 | $19,965,431 | $53,652,124 | 703 | 702 | 2.00 |
| 2022 | $15,149,092 | $44,406,572 | $59,150,216 | 1,345 | 1,345 | 2.93 |
| 2023 | $17,964,853 | $37,211,586 | $70,962,578 | 1,757 | 1,757 | 2.07 |
| 2024 | $10,375,034 | $21,057,646 | $44,455,924 | 1,102 | 1,102 | 2.03 |
Commodities insured in Renville County
9 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.44Low end of the filed band
- 1.99Middle of the filed band
- 2.66High end of the filed band
- 2019Worst year filed (3.16)
- 10Years filed
- $30,174,434Premium filed
- $65,339,458Indemnity paid
- $121,769,384Liability insured
- 457,002Quantity planted
- 456,697Quantity lost
- 2,875Policies
- 2,875Policies with a loss
- 2.17Loss ratio, whole span
Causes that carried the indemnity in Renville County
- Excess Moisture/Precipitation/Rain $33,072,577 indemnity · 10 years
- Drought $9,596,150 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $6,799,203 indemnity · 3 years
- Hail $6,507,061 indemnity · 10 years
- Cold Wet Weather $3,373,162 indemnity · 6 years
- Falling Numbers $1,502,883 indemnity · 4 years
Soybeans 10 years filed
- 1.69Low end of the filed band
- 2.50Middle of the filed band
- 3.26High end of the filed band
- 2020Worst year filed (4.16)
- 10Years filed
- $19,497,660Premium filed
- $51,159,981Indemnity paid
- $122,892,939Liability insured
- 399,390Quantity planted
- 399,088Quantity lost
- 2,424Policies
- 2,423Policies with a loss
- 2.62Loss ratio, whole span
Causes that carried the indemnity in Renville County
- Drought $17,742,098 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $10,435,421 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $10,212,548 indemnity · 4 years
- Hail $7,677,168 indemnity · 9 years
- Cold Wet Weather $1,904,965 indemnity · 6 years
- Frost $1,018,696 indemnity · 1 years
Canola 10 years filed
- 1.52Low end of the filed band
- 2.53Middle of the filed band
- 3.38High end of the filed band
- 2022Worst year filed (3.38)
- 10Years filed
- $11,104,548Premium filed
- $26,590,578Indemnity paid
- $52,082,564Liability insured
- 168,684Quantity planted
- 170,026Quantity lost
- 1,520Policies
- 1,520Policies with a loss
- 2.39Loss ratio, whole span
Causes that carried the indemnity in Renville County
- Excess Moisture/Precipitation/Rain $12,797,487 indemnity · 9 years
- Drought $4,843,304 indemnity · 9 years
- Hail $3,820,964 indemnity · 10 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $2,791,883 indemnity · 3 years
- Cold Wet Weather $1,385,401 indemnity · 6 years
- Wind/Excess Wind $528,920 indemnity · 6 years
Dry Peas 10 years filed
- 2.67Low end of the filed band
- 3.05Middle of the filed band
- 3.90High end of the filed band
- 2019Worst year filed (4.18)
- 10Years filed
- $6,541,405Premium filed
- $22,462,962Indemnity paid
- $32,642,390Liability insured
- 87,006Quantity planted
- 87,006Quantity lost
- 458Policies
- 458Policies with a loss
- 3.43Loss ratio, whole span
Causes that carried the indemnity in Renville County
- Excess Moisture/Precipitation/Rain $8,377,709 indemnity · 9 years
- Drought $5,220,707 indemnity · 6 years
- Hail $4,587,082 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $1,207,554 indemnity · 1 years
- Decline in Price $960,450 indemnity · 5 years
- Cold Wet Weather $916,313 indemnity · 4 years
Barley 10 years filed
- 2.00Low end of the filed band
- 2.90Middle of the filed band
- 3.43High end of the filed band
- 2022Worst year filed (3.45)
- 10Years filed
- $4,864,359Premium filed
- $15,171,221Indemnity paid
- $19,801,749Liability insured
- 48,075Quantity planted
- 48,365Quantity lost
- 442Policies
- 442Policies with a loss
- 3.12Loss ratio, whole span
Causes that carried the indemnity in Renville County
- Excess Moisture/Precipitation/Rain $9,154,506 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $3,427,471 indemnity · 2 years
- Hail $954,998 indemnity · 6 years
- Drought $686,319 indemnity · 5 years
- Plant Disease $433,915 indemnity · 2 years
- Mycotoxin $223,529 indemnity · 2 years
Corn 10 years filed
- 0.80Low end of the filed band
- 2.85Middle of the filed band
- 3.68High end of the filed band
- 2015Worst year filed (3.99)
- 10Years filed
- $4,189,922Premium filed
- $12,357,537Indemnity paid
- $19,290,386Liability insured
- 51,691Quantity planted
- 51,691Quantity lost
- 416Policies
- 416Policies with a loss
- 2.95Loss ratio, whole span
Causes that carried the indemnity in Renville County
- Excess Moisture/Precipitation/Rain $5,951,190 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $2,409,819 indemnity · 3 years
- Drought $2,333,533 indemnity · 8 years
- Cold Wet Weather $808,864 indemnity · 5 years
- Hail $403,069 indemnity · 4 years
- Decline in Price $147,013 indemnity · 4 years
Sunflowers 10 years filed
- 0.25Low end of the filed band
- 2.00Middle of the filed band
- 3.05High end of the filed band
- 2017Worst year filed (3.35)
- 10Years filed
- $2,422,760Premium filed
- $5,048,106Indemnity paid
- $9,397,722Liability insured
- 39,082Quantity planted
- 39,087Quantity lost
- 319Policies
- 319Policies with a loss
- 2.08Loss ratio, whole span
Causes that carried the indemnity in Renville County
- Excess Moisture/Precipitation/Rain $3,270,502 indemnity · 9 years
- Wildlife $611,136 indemnity · 6 years
- Cold Wet Weather $282,811 indemnity · 4 years
- Drought $253,540 indemnity · 6 years
- Hail $250,536 indemnity · 4 years
- Wind/Excess Wind $168,309 indemnity · 4 years
Flax 10 years filed
- 2.01Low end of the filed band
- 3.41Middle of the filed band
- 5.37High end of the filed band
- 2019Worst year filed (5.80)
- 10Years filed
- $615,925Premium filed
- $2,269,612Indemnity paid
- $4,236,718Liability insured
- 23,372Quantity planted
- 23,372Quantity lost
- 239Policies
- 239Policies with a loss
- 3.68Loss ratio, whole span
Causes that carried the indemnity in Renville County
- Excess Moisture/Precipitation/Rain $1,204,431 indemnity · 8 years
- Drought $496,498 indemnity · 7 years
- Hail $223,645 indemnity · 5 years
- Cold Wet Weather $149,288 indemnity · 4 years
- Other (Snow, Lightning, Etc.) $85,053 indemnity · 1 years
- All Other Causes $35,208 indemnity · 1 years
All Other Crops 8 years filed
- 0.74Low end of the filed band
- 1.70Middle of the filed band
- 2.71High end of the filed band
- 2020Worst year filed (2.71)
- 8Years filed
- $254,150Premium filed
- $485,612Indemnity paid
- $1,669,748Liability insured
- 6,573Quantity planted
- 264Quantity lost
- 65Policies
- 65Policies with a loss
- 1.91Loss ratio, whole span
Causes that carried the indemnity in Renville County
- ARPI/SCO/STAX Crops Only $414,932 indemnity · 7 years
- Hail $56,665 indemnity · 1 years
- Drought $14,015 indemnity · 2 years
Every county-crop the agency files in North Dakota → Buy the Renville County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.