Crop-loss band · North Dakota
Sheridan County, North Dakota — crop-loss band
- 1.61Low end of the filed band
- 2.91Middle of the filed band
- 4.19High end of the filed band
- 2021Worst year filed (4.54)
- 10Years filed
Every year the Risk Management Agency has filed for Sheridan County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.61 at the low end to 4.19 at the high end, with 2.91 in the middle. The worst year filed is 2021, at 4.54. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,658,818 | $2,671,129 | $12,160,484 | 202 | 202 | 1.61 |
| 2016 | $421,875 | $1,089,371 | $3,018,375 | 102 | 101 | 2.58 |
| 2017 | $2,449,961 | $6,120,944 | $16,447,155 | 374 | 374 | 2.50 |
| 2018 | $1,268,166 | $3,703,748 | $9,196,145 | 236 | 236 | 2.92 |
| 2019 | $1,277,667 | $5,348,185 | $9,465,009 | 351 | 351 | 4.19 |
| 2020 | $1,668,500 | $6,406,967 | $10,533,592 | 456 | 456 | 3.84 |
| 2021 | $8,648,453 | $39,230,360 | $75,026,843 | 764 | 762 | 4.54 |
| 2022 | $2,904,160 | $7,514,220 | $19,092,280 | 704 | 704 | 2.59 |
| 2023 | $1,415,140 | $5,294,735 | $8,208,285 | 451 | 451 | 3.74 |
| 2024 | $1,216,248 | $3,545,114 | $7,293,909 | 351 | 351 | 2.91 |
Commodities insured in Sheridan County
10 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 1.72Low end of the filed band
- 3.27Middle of the filed band
- 4.65High end of the filed band
- 2023Worst year filed (6.00)
- 10Years filed
- $7,538,787Premium filed
- $27,008,875Indemnity paid
- $70,145,107Liability insured
- 263,001Quantity planted
- 259,665Quantity lost
- 1,070Policies
- 1,067Policies with a loss
- 3.58Loss ratio, whole span
Causes that carried the indemnity in Sheridan County
- Drought $17,987,767 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $3,536,736 indemnity · 9 years
- Hail $2,601,512 indemnity · 9 years
- Wind/Excess Wind $590,940 indemnity · 7 years
- Cold Wet Weather $569,787 indemnity · 6 years
- Heat $514,811 indemnity · 6 years
Wheat 10 years filed
- 2.23Low end of the filed band
- 3.04Middle of the filed band
- 4.74High end of the filed band
- 2021Worst year filed (5.55)
- 10Years filed
- $5,815,207Premium filed
- $25,087,589Indemnity paid
- $42,297,643Liability insured
- 196,246Quantity planted
- 196,610Quantity lost
- 1,115Policies
- 1,115Policies with a loss
- 4.31Loss ratio, whole span
Causes that carried the indemnity in Sheridan County
- Drought $15,914,446 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $4,782,664 indemnity · 10 years
- Hail $2,411,742 indemnity · 9 years
- Heat $573,360 indemnity · 8 years
- Cold Wet Weather $568,598 indemnity · 6 years
- Other (Snow, Lightning, Etc.) $359,463 indemnity · 4 years
Corn 9 years filed
- 0.98Low end of the filed band
- 3.15Middle of the filed band
- 4.36High end of the filed band
- 2020Worst year filed (4.36)
- 9Years filed
- $4,043,207Premium filed
- $13,411,665Indemnity paid
- $25,717,113Liability insured
- 73,095Quantity planted
- 72,475Quantity lost
- 415Policies
- 415Policies with a loss
- 3.32Loss ratio, whole span
Causes that carried the indemnity in Sheridan County
- Drought $8,145,187 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $3,737,095 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $329,318 indemnity · 1 years
- Hail $309,567 indemnity · 5 years
- Wind/Excess Wind $255,591 indemnity · 3 years
- Heat $199,436 indemnity · 4 years
Canola 10 years filed
- 0.63Low end of the filed band
- 2.25Middle of the filed band
- 3.77High end of the filed band
- 2019Worst year filed (3.86)
- 10Years filed
- $2,316,746Premium filed
- $6,308,191Indemnity paid
- $12,857,036Liability insured
- 50,448Quantity planted
- 51,054Quantity lost
- 398Policies
- 398Policies with a loss
- 2.72Loss ratio, whole span
Causes that carried the indemnity in Sheridan County
- Drought $3,309,826 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,433,651 indemnity · 8 years
- Hail $579,811 indemnity · 5 years
- ARPI/SCO/STAX/MP Crops Only $289,638 indemnity · 3 years
- Cold Wet Weather $288,840 indemnity · 3 years
- Heat $193,822 indemnity · 5 years
Barley 10 years filed
- 1.98Low end of the filed band
- 3.90Middle of the filed band
- 5.43High end of the filed band
- 2021Worst year filed (5.93)
- 10Years filed
- $684,622Premium filed
- $2,972,525Indemnity paid
- $5,087,188Liability insured
- 23,770Quantity planted
- 23,774Quantity lost
- 206Policies
- 206Policies with a loss
- 4.34Loss ratio, whole span
Causes that carried the indemnity in Sheridan County
- Drought $1,536,223 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $543,295 indemnity · 8 years
- Hail $340,295 indemnity · 6 years
- Wind/Excess Wind $210,422 indemnity · 1 years
- Other (Snow, Lightning, Etc.) $162,348 indemnity · 2 years
- Cold Wet Weather $117,049 indemnity · 4 years
Flax 10 years filed
- 1.87Low end of the filed band
- 2.50Middle of the filed band
- 3.69High end of the filed band
- 2019Worst year filed (3.87)
- 10Years filed
- $690,240Premium filed
- $2,050,782Indemnity paid
- $3,590,616Liability insured
- 25,758Quantity planted
- 26,168Quantity lost
- 198Policies
- 198Policies with a loss
- 2.97Loss ratio, whole span
Causes that carried the indemnity in Sheridan County
- Drought $608,306 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $515,457 indemnity · 8 years
- Hail $442,671 indemnity · 6 years
- Cold Wet Weather $257,509 indemnity · 3 years
- Wind/Excess Wind $120,017 indemnity · 2 years
- Other (Snow, Lightning, Etc.) $51,747 indemnity · 1 years
Dry Beans 9 years filed
- 0.79Low end of the filed band
- 2.09Middle of the filed band
- 8.79High end of the filed band
- 2021Worst year filed (8.79)
- 9Years filed
- $548,384Premium filed
- $1,501,523Indemnity paid
- $3,794,492Liability insured
- 11,443Quantity planted
- 11,313Quantity lost
- 69Policies
- 69Policies with a loss
- 2.74Loss ratio, whole span
Causes that carried the indemnity in Sheridan County
- Drought $794,222 indemnity · 7 years
- Freeze $211,486 indemnity · 1 years
- Frost $179,137 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $133,034 indemnity · 6 years
- Decline in Price $76,623 indemnity · 3 years
- Wind/Excess Wind $41,445 indemnity · 2 years
Pasture,Rangeland,Forage 9 years filed
- 0.32Low end of the filed band
- 1.82Middle of the filed band
- 2.84High end of the filed band
- 2021Worst year filed (2.84)
- 9Years filed
- $633,935Premium filed
- $1,219,383Indemnity paid
- $3,340,128Liability insured
- 94,072Quantity planted
- 0Quantity lost
- 414Policies
- 414Policies with a loss
- 1.92Loss ratio, whole span
Causes that carried the indemnity in Sheridan County
- ARPI/SCO/STAX/MP Crops Only $1,219,383 indemnity · 9 years
Dry Peas 9 years filed
- 1.25Low end of the filed band
- 2.92Middle of the filed band
- 4.80High end of the filed band
- 2015Worst year filed (4.80)
- 9Years filed
- $332,771Premium filed
- $796,897Indemnity paid
- $1,667,580Liability insured
- 6,612Quantity planted
- 6,612Quantity lost
- 44Policies
- 44Policies with a loss
- 2.39Loss ratio, whole span
Causes that carried the indemnity in Sheridan County
- Hail $465,126 indemnity · 1 years
- Drought $190,111 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $62,580 indemnity · 7 years
- Heat $32,369 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $22,264 indemnity · 1 years
- Other (Snow, Lightning, Etc.) $16,806 indemnity · 1 years
Sunflowers 8 years filed
- 0.89Low end of the filed band
- 1.55Middle of the filed band
- 3.88High end of the filed band
- 2020Worst year filed (3.88)
- 8Years filed
- $325,091Premium filed
- $567,343Indemnity paid
- $1,945,174Liability insured
- 6,605Quantity planted
- 4,702Quantity lost
- 62Policies
- 62Policies with a loss
- 1.75Loss ratio, whole span
Causes that carried the indemnity in Sheridan County
- Excess Moisture/Precipitation/Rain $417,139 indemnity · 5 years
- Drought $66,929 indemnity · 6 years
- Wind/Excess Wind $40,272 indemnity · 2 years
- Cold Wet Weather $25,219 indemnity · 1 years
- Wildlife $10,803 indemnity · 2 years
- Hail $3,013 indemnity · 1 years
Every county-crop the agency files in North Dakota → Buy the Sheridan County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.