Crop-loss band · Nebraska
Dakota County, Nebraska — crop-loss band
- 1.60Low end of the filed band
- 2.28Middle of the filed band
- 3.27High end of the filed band
- 2020Worst year filed (3.85)
- 10Years filed
Every year the Risk Management Agency has filed for Dakota County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.60 at the low end to 3.27 at the high end, with 2.28 in the middle. The worst year filed is 2020, at 3.85. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $92,844 | $303,844 | $1,228,921 | 27 | 25 | 3.27 |
| 2016 | $597,734 | $954,256 | $6,744,598 | 73 | 73 | 1.60 |
| 2017 | $1,058,825 | $2,019,108 | $11,736,732 | 119 | 119 | 1.91 |
| 2018 | $382,898 | $893,147 | $4,593,542 | 65 | 65 | 2.33 |
| 2019 | $480,131 | $1,092,473 | $6,677,198 | 60 | 60 | 2.28 |
| 2020 | $202,298 | $779,764 | $2,369,223 | 35 | 35 | 3.85 |
| 2021 | $402,394 | $962,473 | $4,061,499 | 81 | 81 | 2.39 |
| 2022 | $7,987,956 | $24,665,617 | $86,630,988 | 387 | 387 | 3.09 |
| 2023 | $7,704,248 | $16,119,659 | $93,609,993 | 377 | 377 | 2.09 |
| 2024 | $2,342,628 | $4,156,442 | $32,549,437 | 114 | 114 | 1.77 |
Commodities insured in Dakota County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.44Low end of the filed band
- 2.62Middle of the filed band
- 3.96High end of the filed band
- 2020Worst year filed (4.35)
- 10Years filed
- $14,270,810Premium filed
- $35,436,443Indemnity paid
- $161,524,839Liability insured
- 137,146Quantity planted
- 162,439Quantity lost
- 768Policies
- 766Policies with a loss
- 2.48Loss ratio, whole span
Causes that carried the indemnity in Dakota County
- Drought $21,483,910 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $6,916,127 indemnity · 3 years
- Decline in Price $2,075,144 indemnity · 8 years
- Heat $1,810,614 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $1,452,921 indemnity · 7 years
- Wind/Excess Wind $699,625 indemnity · 6 years
Soybeans 10 years filed
- 1.53Low end of the filed band
- 2.04Middle of the filed band
- 3.03High end of the filed band
- 2016Worst year filed (3.62)
- 10Years filed
- $6,981,146Premium filed
- $16,510,340Indemnity paid
- $88,677,291Liability insured
- 102,751Quantity planted
- 129,019Quantity lost
- 570Policies
- 570Policies with a loss
- 2.37Loss ratio, whole span
Causes that carried the indemnity in Dakota County
- Drought $9,077,741 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $4,148,415 indemnity · 3 years
- Decline in Price $914,549 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $817,188 indemnity · 7 years
- Heat $789,374 indemnity · 4 years
- All Other Causes $247,900 indemnity · 3 years
Every county-crop the agency files in Nebraska → Buy the Dakota County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.