Crop-loss band · Nebraska
Garfield County, Nebraska — crop-loss band
- 1.76Low end of the filed band
- 2.88Middle of the filed band
- 4.18High end of the filed band
- 2019Worst year filed (5.95)
- 10Years filed
Every year the Risk Management Agency has filed for Garfield County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.76 at the low end to 4.18 at the high end, with 2.88 in the middle. The worst year filed is 2019, at 5.95. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $24,915 | $73,746 | $172,406 | 12 | 12 | 2.96 |
| 2016 | $144,681 | $357,545 | $863,921 | 20 | 20 | 2.47 |
| 2017 | $146,287 | $383,990 | $892,054 | 34 | 34 | 2.62 |
| 2018 | $71,382 | $163,175 | $643,067 | 15 | 15 | 2.29 |
| 2019 | $102,016 | $607,161 | $864,138 | 21 | 21 | 5.95 |
| 2020 | $100,351 | $289,395 | $554,778 | 34 | 34 | 2.88 |
| 2021 | $113,886 | $200,858 | $695,198 | 37 | 37 | 1.76 |
| 2022 | $406,330 | $1,696,478 | $3,834,688 | 116 | 116 | 4.18 |
| 2023 | $286,727 | $825,865 | $2,283,146 | 91 | 91 | 2.88 |
| 2024 | $249,486 | $863,581 | $1,424,011 | 104 | 104 | 3.46 |
Commodities insured in Garfield County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.28Low end of the filed band
- 3.27Middle of the filed band
- 5.01High end of the filed band
- 2019Worst year filed (5.99)
- 10Years filed
- $952,188Premium filed
- $3,670,515Indemnity paid
- $8,082,537Liability insured
- 15,228Quantity planted
- 15,243Quantity lost
- 161Policies
- 161Policies with a loss
- 3.85Loss ratio, whole span
Causes that carried the indemnity in Garfield County
- Excess Moisture/Precipitation/Rain $1,789,991 indemnity · 9 years
- Hail $1,086,098 indemnity · 8 years
- Wind/Excess Wind $316,168 indemnity · 6 years
- Decline in Price $134,084 indemnity · 6 years
- Drought $103,128 indemnity · 5 years
- Heat $101,637 indemnity · 2 years
Pasture,Rangeland,Forage 10 years filed
- 0.65Low end of the filed band
- 1.55Middle of the filed band
- 3.08High end of the filed band
- 2024Worst year filed (3.82)
- 10Years filed
- $693,873Premium filed
- $1,791,279Indemnity paid
- $4,144,870Liability insured
- 140,812Quantity planted
- 0Quantity lost
- 323Policies
- 323Policies with a loss
- 2.58Loss ratio, whole span
Causes that carried the indemnity in Garfield County
- ARPI/SCO/STAX Crops Only $1,791,279 indemnity · 10 years
Every county-crop the agency files in Nebraska → Buy the Garfield County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.