Crop-loss band · Nebraska
Harlan County, Nebraska — crop-loss band
- 1.42Low end of the filed band
- 2.15Middle of the filed band
- 3.91High end of the filed band
- 2019Worst year filed (4.25)
- 10Years filed
Every year the Risk Management Agency has filed for Harlan County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.42 at the low end to 3.91 at the high end, with 2.15 in the middle. The worst year filed is 2019, at 4.25. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $966,099 | $3,779,597 | $8,595,261 | 574 | 571 | 3.91 |
| 2016 | $286,847 | $552,837 | $3,182,399 | 128 | 128 | 1.93 |
| 2017 | $711,493 | $1,211,299 | $8,369,255 | 257 | 257 | 1.70 |
| 2018 | $1,025,944 | $3,918,287 | $12,321,737 | 430 | 429 | 3.82 |
| 2019 | $1,167,874 | $4,957,981 | $15,024,355 | 426 | 423 | 4.25 |
| 2020 | $814,867 | $1,365,612 | $5,506,579 | 247 | 247 | 1.68 |
| 2021 | $352,528 | $821,936 | $2,580,306 | 93 | 92 | 2.33 |
| 2022 | $6,878,345 | $14,800,965 | $39,423,681 | 843 | 843 | 2.15 |
| 2023 | $7,252,569 | $21,739,457 | $60,892,032 | 1,085 | 1,085 | 3.00 |
| 2024 | $1,564,184 | $2,218,220 | $9,968,651 | 357 | 357 | 1.42 |
Commodities insured in Harlan County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.39Low end of the filed band
- 2.24Middle of the filed band
- 4.47High end of the filed band
- 2019Worst year filed (4.49)
- 10Years filed
- $11,735,734Premium filed
- $32,864,172Indemnity paid
- $100,673,017Liability insured
- 167,060Quantity planted
- 162,726Quantity lost
- 1,713Policies
- 1,711Policies with a loss
- 2.80Loss ratio, whole span
Causes that carried the indemnity in Harlan County
- Hail $17,170,650 indemnity · 10 years
- Drought $10,630,450 indemnity · 10 years
- Heat $2,191,471 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,127,061 indemnity · 10 years
- Wind/Excess Wind $807,901 indemnity · 10 years
- Decline in Price $429,481 indemnity · 7 years
Soybeans 10 years filed
- 0.57Low end of the filed band
- 2.02Middle of the filed band
- 3.25High end of the filed band
- 2019Worst year filed (4.14)
- 10Years filed
- $5,859,810Premium filed
- $13,409,194Indemnity paid
- $45,142,822Liability insured
- 92,473Quantity planted
- 88,902Quantity lost
- 1,203Policies
- 1,203Policies with a loss
- 2.29Loss ratio, whole span
Causes that carried the indemnity in Harlan County
- Drought $5,753,897 indemnity · 9 years
- Hail $4,692,733 indemnity · 10 years
- Heat $1,630,905 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $490,338 indemnity · 9 years
- Other (Snow, Lightning, Etc.) $207,258 indemnity · 2 years
- Decline in Price $199,331 indemnity · 8 years
Wheat 10 years filed
- 1.02Low end of the filed band
- 2.58Middle of the filed band
- 3.31High end of the filed band
- 2015Worst year filed (5.20)
- 10Years filed
- $1,905,567Premium filed
- $6,139,834Indemnity paid
- $12,746,423Liability insured
- 56,604Quantity planted
- 56,532Quantity lost
- 1,026Policies
- 1,021Policies with a loss
- 3.22Loss ratio, whole span
Causes that carried the indemnity in Harlan County
- Cold Winter $2,271,189 indemnity · 9 years
- Drought $1,952,355 indemnity · 9 years
- Hail $1,380,721 indemnity · 8 years
- Freeze $122,664 indemnity · 4 years
- Decline in Price $111,096 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $61,744 indemnity · 4 years
Grain Sorghum 10 years filed
- 0.82Low end of the filed band
- 1.67Middle of the filed band
- 2.30High end of the filed band
- 2023Worst year filed (2.33)
- 10Years filed
- $763,278Premium filed
- $1,577,837Indemnity paid
- $3,857,165Liability insured
- 10,972Quantity planted
- 11,319Quantity lost
- 198Policies
- 197Policies with a loss
- 2.07Loss ratio, whole span
Causes that carried the indemnity in Harlan County
- Drought $759,868 indemnity · 8 years
- Hail $655,593 indemnity · 9 years
- Heat $54,669 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $50,719 indemnity · 8 years
- Wildlife $15,807 indemnity · 2 years
- Decline in Price $13,333 indemnity · 5 years
Pasture,Rangeland,Forage 10 years filed
- 0.82Low end of the filed band
- 1.90Middle of the filed band
- 2.20High end of the filed band
- 2016Worst year filed (2.43)
- 10Years filed
- $756,361Premium filed
- $1,375,154Indemnity paid
- $3,444,829Liability insured
- 55,302Quantity planted
- 0Quantity lost
- 300Policies
- 300Policies with a loss
- 1.82Loss ratio, whole span
Causes that carried the indemnity in Harlan County
- ARPI/SCO/STAX Crops Only $1,375,154 indemnity · 10 years
Every county-crop the agency files in Nebraska → Buy the Harlan County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.