Crop-loss band · Nebraska
Hayes County, Nebraska — crop-loss band
- 1.44Low end of the filed band
- 2.12Middle of the filed band
- 3.45High end of the filed band
- 2022Worst year filed (3.66)
- 10Years filed
Every year the Risk Management Agency has filed for Hayes County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.44 at the low end to 3.45 at the high end, with 2.12 in the middle. The worst year filed is 2022, at 3.66. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,021,825 | $2,931,439 | $6,564,823 | 292 | 291 | 2.87 |
| 2016 | $755,358 | $1,085,177 | $3,664,468 | 168 | 168 | 1.44 |
| 2017 | $1,001,554 | $1,531,317 | $5,088,914 | 176 | 174 | 1.53 |
| 2018 | $555,197 | $1,915,243 | $4,533,565 | 78 | 78 | 3.45 |
| 2019 | $1,683,710 | $5,711,848 | $13,850,819 | 168 | 168 | 3.39 |
| 2020 | $1,819,196 | $3,853,481 | $11,016,493 | 237 | 236 | 2.12 |
| 2021 | $3,359,083 | $8,046,413 | $13,264,032 | 319 | 319 | 2.40 |
| 2022 | $6,278,352 | $22,949,893 | $31,330,408 | 591 | 591 | 3.66 |
| 2023 | $3,998,640 | $7,492,885 | $19,201,422 | 514 | 514 | 1.87 |
| 2024 | $1,782,920 | $2,925,438 | $8,162,237 | 323 | 323 | 1.64 |
Commodities insured in Hayes County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.13Low end of the filed band
- 1.56Middle of the filed band
- 3.55High end of the filed band
- 2022Worst year filed (3.92)
- 10Years filed
- $14,736,260Premium filed
- $37,502,581Indemnity paid
- $74,519,434Liability insured
- 188,787Quantity planted
- 189,968Quantity lost
- 1,100Policies
- 1,098Policies with a loss
- 2.54Loss ratio, whole span
Causes that carried the indemnity in Hayes County
- Drought $21,201,112 indemnity · 9 years
- Hail $8,950,042 indemnity · 10 years
- Heat $2,718,426 indemnity · 8 years
- Hot Wind $2,110,849 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $828,430 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $493,741 indemnity · 7 years
Wheat 10 years filed
- 1.16Low end of the filed band
- 2.76Middle of the filed band
- 4.10High end of the filed band
- 2017Worst year filed (4.39)
- 10Years filed
- $2,630,046Premium filed
- $7,684,508Indemnity paid
- $15,479,378Liability insured
- 63,897Quantity planted
- 63,906Quantity lost
- 646Policies
- 646Policies with a loss
- 2.92Loss ratio, whole span
Causes that carried the indemnity in Hayes County
- Drought $3,745,794 indemnity · 9 years
- Cold Winter $2,568,242 indemnity · 6 years
- Hail $759,619 indemnity · 10 years
- Freeze $136,162 indemnity · 5 years
- Wind/Excess Wind $120,869 indemnity · 5 years
- ARPI/SCO/STAX Crops Only $96,391 indemnity · 3 years
Soybeans 10 years filed
- 1.45Low end of the filed band
- 3.37Middle of the filed band
- 5.89High end of the filed band
- 2018Worst year filed (6.50)
- 10Years filed
- $1,397,445Premium filed
- $4,795,635Indemnity paid
- $9,764,520Liability insured
- 22,133Quantity planted
- 22,682Quantity lost
- 178Policies
- 177Policies with a loss
- 3.43Loss ratio, whole span
Causes that carried the indemnity in Hayes County
- Hail $1,918,643 indemnity · 10 years
- Hot Wind $1,087,618 indemnity · 5 years
- Drought $722,080 indemnity · 7 years
- Other (Snow, Lightning, Etc.) $416,954 indemnity · 2 years
- Heat $299,715 indemnity · 4 years
- Wind/Excess Wind $143,224 indemnity · 2 years
Grain Sorghum 10 years filed
- 0.73Low end of the filed band
- 1.58Middle of the filed band
- 2.11High end of the filed band
- 2022Worst year filed (4.41)
- 10Years filed
- $1,485,813Premium filed
- $4,058,768Indemnity paid
- $5,920,501Liability insured
- 25,138Quantity planted
- 25,068Quantity lost
- 232Policies
- 231Policies with a loss
- 2.73Loss ratio, whole span
Causes that carried the indemnity in Hayes County
- Drought $3,124,374 indemnity · 9 years
- Hot Wind $512,359 indemnity · 4 years
- Hail $265,827 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $79,633 indemnity · 3 years
- Heat $31,164 indemnity · 4 years
- Decline in Price $22,435 indemnity · 4 years
Pasture,Rangeland,Forage 10 years filed
- 0.91Low end of the filed band
- 1.49Middle of the filed band
- 2.67High end of the filed band
- 2022Worst year filed (2.79)
- 10Years filed
- $1,707,747Premium filed
- $3,270,038Indemnity paid
- $8,719,634Liability insured
- 320,522Quantity planted
- 0Quantity lost
- 678Policies
- 678Policies with a loss
- 1.91Loss ratio, whole span
Causes that carried the indemnity in Hayes County
- ARPI/SCO/STAX Crops Only $3,270,038 indemnity · 10 years
Dry Beans 9 years filed
- 0.24Low end of the filed band
- 3.49Middle of the filed band
- 6.40High end of the filed band
- 2023Worst year filed (6.40)
- 9Years filed
- $298,524Premium filed
- $1,131,604Indemnity paid
- $2,273,714Liability insured
- 4,310Quantity planted
- 4,342Quantity lost
- 32Policies
- 32Policies with a loss
- 3.79Loss ratio, whole span
Causes that carried the indemnity in Hayes County
- Hail $807,064 indemnity · 5 years
- Heat $192,553 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $77,993 indemnity · 3 years
- Hot Wind $53,994 indemnity · 1 years
Every county-crop the agency files in Nebraska → Buy the Hayes County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.