Crop-loss band · Nebraska
Lincoln County, Nebraska — crop-loss band
- 1.91Low end of the filed band
- 3.13Middle of the filed band
- 4.03High end of the filed band
- 2018Worst year filed (4.65)
- 10Years filed
Every year the Risk Management Agency has filed for Lincoln County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.91 at the low end to 4.03 at the high end, with 3.13 in the middle. The worst year filed is 2018, at 4.65. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,313,662 | $5,290,279 | $13,346,645 | 411 | 411 | 4.03 |
| 2016 | $1,234,713 | $4,762,052 | $15,060,571 | 232 | 232 | 3.86 |
| 2017 | $2,305,494 | $7,218,968 | $17,456,455 | 420 | 416 | 3.13 |
| 2018 | $1,385,168 | $6,443,617 | $14,880,148 | 266 | 266 | 4.65 |
| 2019 | $1,084,780 | $3,326,204 | $10,829,544 | 163 | 163 | 3.07 |
| 2020 | $2,440,356 | $9,353,038 | $21,213,305 | 373 | 373 | 3.83 |
| 2021 | $2,660,361 | $5,081,976 | $13,115,655 | 327 | 327 | 1.91 |
| 2022 | $6,556,297 | $20,847,966 | $36,603,207 | 842 | 842 | 3.18 |
| 2023 | $4,923,885 | $9,639,753 | $37,870,034 | 687 | 687 | 1.96 |
| 2024 | $2,731,947 | $6,091,026 | $18,350,615 | 417 | 417 | 2.23 |
Commodities insured in Lincoln County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.75Low end of the filed band
- 3.33Middle of the filed band
- 3.92High end of the filed band
- 2018Worst year filed (4.09)
- 10Years filed
- $18,541,941Premium filed
- $52,096,644Indemnity paid
- $133,393,488Liability insured
- 260,730Quantity planted
- 274,873Quantity lost
- 1,957Policies
- 1,953Policies with a loss
- 2.81Loss ratio, whole span
Causes that carried the indemnity in Lincoln County
- Drought $22,361,539 indemnity · 9 years
- Hail $21,701,814 indemnity · 10 years
- Heat $2,306,561 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $1,404,327 indemnity · 4 years
- Wind/Excess Wind $1,240,830 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,051,853 indemnity · 8 years
Soybeans 10 years filed
- 1.91Low end of the filed band
- 3.04Middle of the filed band
- 4.90High end of the filed band
- 2018Worst year filed (5.90)
- 10Years filed
- $4,946,286Premium filed
- $16,200,111Indemnity paid
- $42,022,481Liability insured
- 95,999Quantity planted
- 97,051Quantity lost
- 946Policies
- 946Policies with a loss
- 3.28Loss ratio, whole span
Causes that carried the indemnity in Lincoln County
- Hail $10,083,444 indemnity · 10 years
- Drought $2,425,102 indemnity · 8 years
- Heat $1,390,627 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $954,234 indemnity · 10 years
- Hot Wind $489,781 indemnity · 5 years
- Freeze $191,167 indemnity · 3 years
Wheat 10 years filed
- 1.52Low end of the filed band
- 3.64Middle of the filed band
- 5.61High end of the filed band
- 2021Worst year filed (6.83)
- 10Years filed
- $997,080Premium filed
- $3,711,589Indemnity paid
- $7,174,343Liability insured
- 33,065Quantity planted
- 33,069Quantity lost
- 513Policies
- 513Policies with a loss
- 3.72Loss ratio, whole span
Causes that carried the indemnity in Lincoln County
- Cold Winter $2,112,203 indemnity · 9 years
- Drought $753,475 indemnity · 9 years
- Hail $327,806 indemnity · 9 years
- Freeze $227,851 indemnity · 6 years
- Decline in Price $93,891 indemnity · 7 years
- Cold Wet Weather $71,183 indemnity · 6 years
Pasture,Rangeland,Forage 10 years filed
- 0.83Low end of the filed band
- 1.81Middle of the filed band
- 2.22High end of the filed band
- 2022Worst year filed (2.37)
- 10Years filed
- $1,322,113Premium filed
- $2,570,473Indemnity paid
- $7,933,874Liability insured
- 368,416Quantity planted
- 0Quantity lost
- 660Policies
- 660Policies with a loss
- 1.94Loss ratio, whole span
Causes that carried the indemnity in Lincoln County
- ARPI/SCO/STAX Crops Only $2,570,473 indemnity · 10 years
Popcorn 10 years filed
- 0.84Low end of the filed band
- 5.12Middle of the filed band
- 13.92High end of the filed band
- 2017Worst year filed (15.52)
- 10Years filed
- $366,755Premium filed
- $2,218,272Indemnity paid
- $5,504,999Liability insured
- 7,348Quantity planted
- 7,533Quantity lost
- 48Policies
- 48Policies with a loss
- 6.05Loss ratio, whole span
Causes that carried the indemnity in Lincoln County
- Hail $1,299,060 indemnity · 6 years
- Heat $264,585 indemnity · 3 years
- Wind/Excess Wind $237,535 indemnity · 1 years
- Wildlife $224,229 indemnity · 1 years
- Drought $97,524 indemnity · 6 years
- ARPI/SCO/STAX/MP Crops Only $27,189 indemnity · 1 years
Dry Beans 6 years filed
- 2.24Low end of the filed band
- 2.69Middle of the filed band
- 3.66High end of the filed band
- 2024Worst year filed (3.66)
- 6Years filed
- $462,488Premium filed
- $1,257,790Indemnity paid
- $2,696,994Liability insured
- 6,739Quantity planted
- 6,739Quantity lost
- 14Policies
- 14Policies with a loss
- 2.72Loss ratio, whole span
Causes that carried the indemnity in Lincoln County
- Hail $830,930 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $289,943 indemnity · 1 years
- Hot Wind $75,394 indemnity · 1 years
- ARPI/SCO/STAX/MP Crops Only $53,822 indemnity · 1 years
- Plant Disease $7,701 indemnity · 1 years
Every county-crop the agency files in Nebraska → Buy the Lincoln County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.