Crop-loss band · Nebraska
McPherson County, Nebraska — crop-loss band
- 0.49Low end of the filed band
- 2.26Middle of the filed band
- 7.70High end of the filed band
- 2018Worst year filed (10.00)
- 10Years filed
Every year the Risk Management Agency has filed for McPherson County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.49 at the low end to 7.70 at the high end, with 2.26 in the middle. The worst year filed is 2018, at 10.00. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $47,369 | $23,428 | $575,849 | 4 | 4 | 0.49 |
| 2016 | $99,363 | $214,969 | $1,164,747 | 16 | 16 | 2.16 |
| 2017 | $80,714 | $309,013 | $688,496 | 12 | 12 | 3.83 |
| 2018 | $62,509 | $624,932 | $875,000 | 7 | 7 | 10.00 |
| 2019 | $27,137 | $68,599 | $412,509 | 5 | 5 | 2.53 |
| 2020 | $33,780 | $260,200 | $478,415 | 9 | 9 | 7.70 |
| 2021 | $112,164 | $253,009 | $649,707 | 11 | 11 | 2.26 |
| 2022 | $114,882 | $252,284 | $750,282 | 24 | 24 | 2.20 |
| 2023 | $77,192 | $318,802 | $937,474 | 15 | 15 | 4.13 |
| 2024 | $134,619 | $279,581 | $949,005 | 26 | 26 | 2.08 |
Commodities insured in McPherson County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.58Low end of the filed band
- 2.53Middle of the filed band
- 10.15High end of the filed band
- 2021Worst year filed (11.65)
- 10Years filed
- $352,763Premium filed
- $1,714,469Indemnity paid
- $4,715,901Liability insured
- 8,876Quantity planted
- 8,380Quantity lost
- 43Policies
- 43Policies with a loss
- 4.86Loss ratio, whole span
Causes that carried the indemnity in McPherson County
- Hail $1,235,179 indemnity · 7 years
- Heat $319,875 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $81,631 indemnity · 3 years
- Wind/Excess Wind $45,364 indemnity · 2 years
- Drought $16,824 indemnity · 4 years
- Hot Wind $7,850 indemnity · 2 years
Pasture,Rangeland,Forage 9 years filed
- 0.11Low end of the filed band
- 1.90Middle of the filed band
- 3.51High end of the filed band
- 2023Worst year filed (3.51)
- 9Years filed
- $436,966Premium filed
- $890,348Indemnity paid
- $2,765,583Liability insured
- 142,332Quantity planted
- 0Quantity lost
- 86Policies
- 86Policies with a loss
- 2.04Loss ratio, whole span
Causes that carried the indemnity in McPherson County
- ARPI/SCO/STAX Crops Only $890,348 indemnity · 9 years
Every county-crop the agency files in Nebraska → Buy the McPherson County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.