Crop-loss band · Nevada
Humboldt County, Nevada — crop-loss band
- 0.81Low end of the filed band
- 1.86Middle of the filed band
- 2.67High end of the filed band
- 2023Worst year filed (2.78)
- 10Years filed
Every year the Risk Management Agency has filed for Humboldt County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.81 at the low end to 2.67 at the high end, with 1.86 in the middle. The worst year filed is 2023, at 2.78. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,795,234 | $7,461,814 | $10,944,030 | 62 | 62 | 2.67 |
| 2016 | $1,862,391 | $3,304,564 | $6,450,285 | 84 | 84 | 1.77 |
| 2017 | $1,413,674 | $1,141,082 | $4,562,973 | 84 | 84 | 0.81 |
| 2018 | $2,363,053 | $4,975,612 | $7,864,497 | 113 | 113 | 2.11 |
| 2019 | $1,809,128 | $3,605,976 | $6,203,244 | 76 | 76 | 1.99 |
| 2020 | $3,848,274 | $6,650,134 | $15,771,988 | 153 | 153 | 1.73 |
| 2021 | $5,225,638 | $6,563,110 | $18,125,361 | 164 | 164 | 1.26 |
| 2022 | $4,067,711 | $9,199,922 | $18,672,736 | 177 | 177 | 2.26 |
| 2023 | $2,812,043 | $7,827,735 | $19,620,785 | 46 | 46 | 2.78 |
| 2024 | $5,211,299 | $9,694,808 | $25,925,779 | 101 | 101 | 1.86 |
Commodities insured in Humboldt County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 10 years filed
- 0.81Low end of the filed band
- 1.73Middle of the filed band
- 2.11High end of the filed band
- 2015Worst year filed (2.84)
- 10Years filed
- $25,343,639Premium filed
- $45,250,795Indemnity paid
- $90,931,921Liability insured
- 9,036,489Quantity planted
- 0Quantity lost
- 1,036Policies
- 1,036Policies with a loss
- 1.79Loss ratio, whole span
Causes that carried the indemnity in Humboldt County
- ARPI/SCO/STAX Crops Only $45,250,795 indemnity · 10 years
All Other Crops 5 years filed
- 1.82Low end of the filed band
- 2.78Middle of the filed band
- 4.74High end of the filed band
- 2022Worst year filed (4.74)
- 5Years filed
- $4,894,722Premium filed
- $13,452,393Indemnity paid
- $37,608,004Liability insured
- 3,084Quantity planted
- 3,084Quantity lost
- 6Policies
- 6Policies with a loss
- 2.75Loss ratio, whole span
Causes that carried the indemnity in Humboldt County
- Excess Moisture/Precipitation/Rain $6,640,121 indemnity · 1 years
- Cold Winter $4,076,317 indemnity · 1 years
- Heat $1,481,783 indemnity · 1 years
- Freeze $805,372 indemnity · 1 years
- Frost $448,800 indemnity · 2 years
Wheat 8 years filed
- 0.60Low end of the filed band
- 0.85Middle of the filed band
- 5.63High end of the filed band
- 2022Worst year filed (5.63)
- 8Years filed
- $1,170,083Premium filed
- $1,721,569Indemnity paid
- $5,601,753Liability insured
- 10,150Quantity planted
- 9,837Quantity lost
- 18Policies
- 18Policies with a loss
- 1.47Loss ratio, whole span
Causes that carried the indemnity in Humboldt County
- Freeze $760,659 indemnity · 2 years
- Cold Winter $487,671 indemnity · 3 years
- Heat $328,420 indemnity · 5 years
- Wind/Excess Wind $94,502 indemnity · 1 years
- Frost $48,286 indemnity · 1 years
- Cold Wet Weather $2,031 indemnity · 1 years
Every county-crop the agency files in Nevada → Buy the Humboldt County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.