Crop-loss band · New York
Cattaraugus County, New York — crop-loss band
- 1.72Low end of the filed band
- 2.78Middle of the filed band
- 4.70High end of the filed band
- 2018Worst year filed (5.08)
- 10Years filed
Every year the Risk Management Agency has filed for Cattaraugus County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.72 at the low end to 4.70 at the high end, with 2.78 in the middle. The worst year filed is 2018, at 5.08. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $290,349 | $806,719 | $3,001,471 | 52 | 52 | 2.78 |
| 2016 | $68,308 | $249,229 | $630,235 | 25 | 25 | 3.65 |
| 2017 | $200,191 | $699,603 | $2,328,275 | 45 | 44 | 3.49 |
| 2018 | $129,101 | $655,917 | $1,470,011 | 42 | 42 | 5.08 |
| 2019 | $176,096 | $827,541 | $2,034,972 | 41 | 40 | 4.70 |
| 2020 | $99,177 | $271,657 | $790,420 | 23 | 23 | 2.74 |
| 2021 | $62,551 | $156,692 | $518,893 | 14 | 14 | 2.51 |
| 2022 | $317,348 | $854,531 | $3,089,373 | 29 | 29 | 2.69 |
| 2023 | $133,254 | $228,843 | $1,226,717 | 16 | 16 | 1.72 |
| 2024 | $95,235 | $319,898 | $610,517 | 17 | 17 | 3.36 |
Commodities insured in Cattaraugus County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.70Low end of the filed band
- 2.72Middle of the filed band
- 5.07High end of the filed band
- 2020Worst year filed (5.56)
- 10Years filed
- $770,966Premium filed
- $2,446,935Indemnity paid
- $9,578,875Liability insured
- 20,111Quantity planted
- 19,247Quantity lost
- 131Policies
- 129Policies with a loss
- 3.17Loss ratio, whole span
Causes that carried the indemnity in Cattaraugus County
- Excess Moisture/Precipitation/Rain $1,710,400 indemnity · 9 years
- Drought $496,331 indemnity · 5 years
- Other (Snow, Lightning, Etc.) $157,784 indemnity · 1 years
- Cold Wet Weather $48,175 indemnity · 3 years
- Wildlife $27,173 indemnity · 5 years
- Decline in Price $5,235 indemnity · 2 years
Soybeans 10 years filed
- 1.59Low end of the filed band
- 3.34Middle of the filed band
- 5.09High end of the filed band
- 2018Worst year filed (6.05)
- 10Years filed
- $515,188Premium filed
- $1,856,793Indemnity paid
- $4,307,740Liability insured
- 12,130Quantity planted
- 12,028Quantity lost
- 125Policies
- 125Policies with a loss
- 3.60Loss ratio, whole span
Causes that carried the indemnity in Cattaraugus County
- Excess Moisture/Precipitation/Rain $1,387,705 indemnity · 10 years
- Drought $293,612 indemnity · 4 years
- Wildlife $134,994 indemnity · 6 years
- Cold Wet Weather $32,681 indemnity · 2 years
- Decline in Price $7,193 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $609 indemnity · 1 years
Grapes 10 years filed
- 1.99Low end of the filed band
- 2.50Middle of the filed band
- 3.67High end of the filed band
- 2024Worst year filed (4.05)
- 10Years filed
- $285,456Premium filed
- $766,902Indemnity paid
- $1,814,269Liability insured
- 1,249Quantity planted
- 1,249Quantity lost
- 48Policies
- 48Policies with a loss
- 2.69Loss ratio, whole span
Causes that carried the indemnity in Cattaraugus County
- Frost $395,096 indemnity · 5 years
- Freeze $190,096 indemnity · 5 years
- Drought $93,054 indemnity · 3 years
- Cold Winter $57,176 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $28,478 indemnity · 2 years
- Cold Wet Weather $1,703 indemnity · 2 years
Every county-crop the agency files in New York → Buy the Cattaraugus County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.