Crop-loss band · New York
Columbia County, New York — crop-loss band
- 1.39Low end of the filed band
- 2.43Middle of the filed band
- 4.78High end of the filed band
- 2015Worst year filed (5.13)
- 10Years filed
Every year the Risk Management Agency has filed for Columbia County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.39 at the low end to 4.78 at the high end, with 2.43 in the middle. The worst year filed is 2015, at 5.13. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $24,780 | $127,137 | $151,422 | 3 | 3 | 5.13 |
| 2016 | $1,247,498 | $4,192,839 | $6,121,747 | 30 | 30 | 3.36 |
| 2017 | $313,204 | $915,065 | $1,384,730 | 22 | 22 | 2.92 |
| 2018 | $27,708 | $38,615 | $181,591 | 7 | 7 | 1.39 |
| 2019 | $28,518 | $136,233 | $223,962 | 16 | 16 | 4.78 |
| 2020 | $324,253 | $472,868 | $1,879,368 | 25 | 25 | 1.46 |
| 2021 | $214,694 | $298,984 | $1,526,944 | 15 | 15 | 1.39 |
| 2022 | $229,043 | $746,748 | $2,761,205 | 34 | 34 | 3.26 |
| 2023 | $1,845,528 | $4,476,105 | $6,300,127 | 27 | 27 | 2.43 |
| 2024 | $12,601 | $29,122 | $72,077 | 4 | 4 | 2.31 |
Commodities insured in Columbia County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Apples 10 years filed
- 0.64Low end of the filed band
- 1.63Middle of the filed band
- 3.36High end of the filed band
- 2015Worst year filed (5.92)
- 10Years filed
- $3,894,455Premium filed
- $10,046,507Indemnity paid
- $15,285,956Liability insured
- 3,203Quantity planted
- 3,204Quantity lost
- 101Policies
- 101Policies with a loss
- 2.58Loss ratio, whole span
Causes that carried the indemnity in Columbia County
- Freeze $7,901,726 indemnity · 4 years
- Hail $1,663,900 indemnity · 6 years
- Drought $99,629 indemnity · 3 years
- Frost $86,555 indemnity · 3 years
- Heat $86,271 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $81,697 indemnity · 2 years
Corn 10 years filed
- 1.35Low end of the filed band
- 3.93Middle of the filed band
- 6.94High end of the filed band
- 2019Worst year filed (8.03)
- 10Years filed
- $373,372Premium filed
- $1,387,209Indemnity paid
- $5,317,217Liability insured
- 9,735Quantity planted
- 9,057Quantity lost
- 82Policies
- 82Policies with a loss
- 3.72Loss ratio, whole span
Causes that carried the indemnity in Columbia County
- Drought $794,121 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $516,906 indemnity · 7 years
- Heat $68,876 indemnity · 1 years
- Wildlife $5,722 indemnity · 1 years
- Cold Wet Weather $1,584 indemnity · 1 years
Every county-crop the agency files in New York → Buy the Columbia County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.