Crop-loss band · New York
Erie County, New York — crop-loss band
- 1.61Low end of the filed band
- 2.44Middle of the filed band
- 3.28High end of the filed band
- 2019Worst year filed (3.56)
- 10Years filed
Every year the Risk Management Agency has filed for Erie County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.61 at the low end to 3.28 at the high end, with 2.44 in the middle. The worst year filed is 2019, at 3.56. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $588,093 | $1,433,353 | $4,222,872 | 135 | 134 | 2.44 |
| 2016 | $418,956 | $890,203 | $3,428,098 | 121 | 121 | 2.12 |
| 2017 | $513,159 | $1,478,744 | $2,969,509 | 121 | 121 | 2.88 |
| 2018 | $442,677 | $1,068,605 | $3,082,034 | 84 | 82 | 2.41 |
| 2019 | $557,913 | $1,988,764 | $3,155,200 | 101 | 100 | 3.56 |
| 2020 | $425,007 | $1,394,223 | $2,698,370 | 74 | 73 | 3.28 |
| 2021 | $136,349 | $330,057 | $909,051 | 33 | 33 | 2.42 |
| 2022 | $576,095 | $1,694,968 | $3,577,530 | 69 | 69 | 2.94 |
| 2023 | $245,624 | $396,090 | $1,606,574 | 38 | 38 | 1.61 |
| 2024 | $467,584 | $1,411,109 | $2,897,793 | 54 | 54 | 3.02 |
Commodities insured in Erie County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.29Low end of the filed band
- 3.07Middle of the filed band
- 4.08High end of the filed band
- 2024Worst year filed (4.59)
- 10Years filed
- $1,941,670Premium filed
- $5,958,989Indemnity paid
- $13,822,416Liability insured
- 31,319Quantity planted
- 30,859Quantity lost
- 345Policies
- 342Policies with a loss
- 3.07Loss ratio, whole span
Causes that carried the indemnity in Erie County
- Excess Moisture/Precipitation/Rain $4,167,973 indemnity · 10 years
- Drought $1,092,498 indemnity · 5 years
- Cold Wet Weather $426,471 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $157,055 indemnity · 3 years
- Decline in Price $56,520 indemnity · 4 years
- Wind/Excess Wind $39,061 indemnity · 1 years
Soybeans 10 years filed
- 0.93Low end of the filed band
- 2.37Middle of the filed band
- 3.95High end of the filed band
- 2019Worst year filed (4.28)
- 10Years filed
- $1,304,253Premium filed
- $3,499,882Indemnity paid
- $7,238,541Liability insured
- 20,127Quantity planted
- 20,298Quantity lost
- 261Policies
- 259Policies with a loss
- 2.68Loss ratio, whole span
Causes that carried the indemnity in Erie County
- Excess Moisture/Precipitation/Rain $2,417,592 indemnity · 9 years
- Drought $805,966 indemnity · 6 years
- Cold Wet Weather $158,329 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $69,401 indemnity · 3 years
- Decline in Price $21,888 indemnity · 4 years
- Wildlife $13,118 indemnity · 5 years
Grapes 10 years filed
- 0.71Low end of the filed band
- 1.58Middle of the filed band
- 3.04High end of the filed band
- 2017Worst year filed (3.81)
- 10Years filed
- $847,994Premium filed
- $1,944,663Indemnity paid
- $4,395,371Liability insured
- 3,662Quantity planted
- 3,664Quantity lost
- 80Policies
- 80Policies with a loss
- 2.29Loss ratio, whole span
Causes that carried the indemnity in Erie County
- Frost $889,769 indemnity · 6 years
- Freeze $681,938 indemnity · 7 years
- Cold Winter $163,145 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $111,345 indemnity · 4 years
- Other (Snow, Lightning, Etc.) $40,296 indemnity · 1 years
- Cold Wet Weather $30,213 indemnity · 1 years
Pasture,Rangeland,Forage 9 years filed
- 0.77Low end of the filed band
- 1.34Middle of the filed band
- 4.13High end of the filed band
- 2016Worst year filed (4.13)
- 9Years filed
- $277,540Premium filed
- $682,582Indemnity paid
- $3,090,703Liability insured
- 8,413Quantity planted
- 0Quantity lost
- 144Policies
- 144Policies with a loss
- 2.46Loss ratio, whole span
Causes that carried the indemnity in Erie County
- ARPI/SCO/STAX Crops Only $682,582 indemnity · 9 years
Every county-crop the agency files in New York → Buy the Erie County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.