Crop-loss band · New York
Livingston County, New York — crop-loss band
- 1.60Low end of the filed band
- 2.43Middle of the filed band
- 4.93High end of the filed band
- 2017Worst year filed (5.44)
- 10Years filed
Every year the Risk Management Agency has filed for Livingston County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.60 at the low end to 4.93 at the high end, with 2.43 in the middle. The worst year filed is 2017, at 5.44. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $857,520 | $3,376,146 | $8,133,326 | 127 | 127 | 3.94 |
| 2016 | $1,324,607 | $3,570,252 | $14,476,082 | 140 | 140 | 2.70 |
| 2017 | $966,597 | $5,261,460 | $7,785,649 | 160 | 160 | 5.44 |
| 2018 | $363,437 | $883,837 | $3,250,720 | 70 | 70 | 2.43 |
| 2019 | $912,207 | $4,492,906 | $7,396,720 | 202 | 201 | 4.93 |
| 2020 | $418,639 | $1,006,631 | $3,517,307 | 107 | 106 | 2.40 |
| 2021 | $524,811 | $1,152,159 | $4,464,560 | 72 | 71 | 2.20 |
| 2022 | $1,007,868 | $2,356,510 | $9,044,661 | 123 | 123 | 2.34 |
| 2023 | $1,098,413 | $1,752,866 | $8,587,062 | 102 | 102 | 1.60 |
| 2024 | $443,558 | $1,297,870 | $4,098,769 | 65 | 65 | 2.93 |
Commodities insured in Livingston County
8 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.02Low end of the filed band
- 2.51Middle of the filed band
- 5.63High end of the filed band
- 2019Worst year filed (7.02)
- 10Years filed
- $4,038,892Premium filed
- $13,587,161Indemnity paid
- $38,203,910Liability insured
- 77,717Quantity planted
- 73,047Quantity lost
- 375Policies
- 375Policies with a loss
- 3.36Loss ratio, whole span
Causes that carried the indemnity in Livingston County
- Excess Moisture/Precipitation/Rain $9,193,842 indemnity · 10 years
- Drought $3,553,868 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $349,644 indemnity · 2 years
- Frost $191,912 indemnity · 1 years
- Decline in Price $146,964 indemnity · 3 years
- Cold Wet Weather $144,774 indemnity · 7 years
Soybeans 10 years filed
- 1.10Low end of the filed band
- 2.41Middle of the filed band
- 7.08High end of the filed band
- 2017Worst year filed (7.17)
- 10Years filed
- $1,091,679Premium filed
- $4,068,554Indemnity paid
- $10,540,301Liability insured
- 30,061Quantity planted
- 25,962Quantity lost
- 228Policies
- 227Policies with a loss
- 3.73Loss ratio, whole span
Causes that carried the indemnity in Livingston County
- Excess Moisture/Precipitation/Rain $3,094,299 indemnity · 10 years
- Drought $902,496 indemnity · 5 years
- Cold Wet Weather $51,646 indemnity · 6 years
- Decline in Price $9,782 indemnity · 2 years
- Insects $7,635 indemnity · 3 years
- Wildlife $2,696 indemnity · 1 years
Wheat 10 years filed
- 1.64Low end of the filed band
- 2.29Middle of the filed band
- 3.70High end of the filed band
- 2022Worst year filed (3.75)
- 10Years filed
- $683,262Premium filed
- $1,843,169Indemnity paid
- $5,815,009Liability insured
- 20,599Quantity planted
- 20,559Quantity lost
- 172Policies
- 170Policies with a loss
- 2.70Loss ratio, whole span
Causes that carried the indemnity in Livingston County
- Excess Moisture/Precipitation/Rain $1,625,574 indemnity · 10 years
- Cold Wet Weather $137,401 indemnity · 5 years
- Drought $36,334 indemnity · 4 years
- ARPI/SCO/STAX Crops Only $13,688 indemnity · 1 years
- Decline in Price $12,935 indemnity · 3 years
- Cold Winter $12,863 indemnity · 2 years
Potatoes 10 years filed
- 0.97Low end of the filed band
- 2.53Middle of the filed band
- 5.39High end of the filed band
- 2015Worst year filed (5.52)
- 10Years filed
- $498,762Premium filed
- $1,622,712Indemnity paid
- $3,217,857Liability insured
- 1,534Quantity planted
- 1,534Quantity lost
- 58Policies
- 58Policies with a loss
- 3.25Loss ratio, whole span
Causes that carried the indemnity in Livingston County
- Excess Moisture/Precipitation/Rain $1,120,719 indemnity · 7 years
- Drought $409,976 indemnity · 4 years
- Cold Wet Weather $92,017 indemnity · 1 years
Processing Beans 10 years filed
- 0.60Low end of the filed band
- 3.70Middle of the filed band
- 4.83High end of the filed band
- 2022Worst year filed (6.49)
- 10Years filed
- $333,248Premium filed
- $1,201,172Indemnity paid
- $2,315,977Liability insured
- 4,001Quantity planted
- 4,001Quantity lost
- 84Policies
- 84Policies with a loss
- 3.60Loss ratio, whole span
Causes that carried the indemnity in Livingston County
- Excess Moisture/Precipitation/Rain $721,884 indemnity · 7 years
- Heat $272,373 indemnity · 4 years
- Drought $206,915 indemnity · 5 years
Pasture,Rangeland,Forage 9 years filed
- 0.79Low end of the filed band
- 1.95Middle of the filed band
- 2.90High end of the filed band
- 2016Worst year filed (2.90)
- 9Years filed
- $636,522Premium filed
- $1,066,953Indemnity paid
- $6,344,503Liability insured
- 13,513Quantity planted
- 0Quantity lost
- 124Policies
- 124Policies with a loss
- 1.68Loss ratio, whole span
Causes that carried the indemnity in Livingston County
- ARPI/SCO/STAX/MP Crops Only $1,066,953 indemnity · 9 years
Green Peas 10 years filed
- 0.91Low end of the filed band
- 2.59Middle of the filed band
- 6.45High end of the filed band
- 2021Worst year filed (7.14)
- 10Years filed
- $351,861Premium filed
- $1,048,903Indemnity paid
- $2,611,451Liability insured
- 3,861Quantity planted
- 3,861Quantity lost
- 81Policies
- 81Policies with a loss
- 2.98Loss ratio, whole span
Causes that carried the indemnity in Livingston County
- Heat $506,187 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $312,732 indemnity · 4 years
- Drought $229,985 indemnity · 2 years
Dry Beans 10 years filed
- 0.64Low end of the filed band
- 1.88Middle of the filed band
- 5.43High end of the filed band
- 2015Worst year filed (6.30)
- 10Years filed
- $283,431Premium filed
- $712,013Indemnity paid
- $1,705,848Liability insured
- 3,804Quantity planted
- 3,780Quantity lost
- 46Policies
- 46Policies with a loss
- 2.51Loss ratio, whole span
Causes that carried the indemnity in Livingston County
- Excess Moisture/Precipitation/Rain $626,730 indemnity · 7 years
- Drought $50,413 indemnity · 4 years
- Insects $31,850 indemnity · 1 years
- Wildlife $1,559 indemnity · 1 years
- All Other Causes $1,462 indemnity · 1 years
Every county-crop the agency files in New York → Buy the Livingston County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.