Crop-loss band · New York
Onondaga County, New York — crop-loss band
- 1.94Low end of the filed band
- 3.64Middle of the filed band
- 4.93High end of the filed band
- 2019Worst year filed (5.20)
- 10Years filed
Every year the Risk Management Agency has filed for Onondaga County is in the series below, from 2016 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.94 at the low end to 4.93 at the high end, with 3.64 in the middle. The worst year filed is 2019, at 5.20. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $128,623 | $576,672 | $1,758,245 | 55 | 55 | 4.48 |
| 2016 | $609,804 | $2,457,213 | $5,246,188 | 65 | 65 | 4.03 |
| 2017 | $484,375 | $2,386,604 | $3,251,036 | 79 | 79 | 4.93 |
| 2018 | $171,630 | $550,299 | $1,580,725 | 65 | 65 | 3.21 |
| 2019 | $551,329 | $2,867,522 | $3,564,048 | 130 | 130 | 5.20 |
| 2020 | $115,454 | $419,978 | $885,807 | 34 | 34 | 3.64 |
| 2021 | $255,702 | $496,993 | $1,553,169 | 34 | 34 | 1.94 |
| 2022 | $307,400 | $1,211,517 | $2,622,806 | 35 | 35 | 3.94 |
| 2023 | $624,945 | $1,552,948 | $3,480,202 | 61 | 61 | 2.48 |
| 2024 | $275,969 | $766,401 | $1,497,243 | 45 | 45 | 2.78 |
Commodities insured in Onondaga County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Apples 9 years filed
- 1.39Low end of the filed band
- 2.84Middle of the filed band
- 4.10High end of the filed band
- 2016Worst year filed (4.10)
- 9Years filed
- $1,880,005Premium filed
- $5,919,985Indemnity paid
- $7,340,825Liability insured
- 1,747Quantity planted
- 1,747Quantity lost
- 86Policies
- 86Policies with a loss
- 3.15Loss ratio, whole span
Causes that carried the indemnity in Onondaga County
- Freeze $4,299,906 indemnity · 7 years
- Hail $1,286,112 indemnity · 6 years
- Cold Wet Weather $183,502 indemnity · 2 years
- Frost $96,677 indemnity · 4 years
- All Other Causes $28,227 indemnity · 1 years
- Flood $14,461 indemnity · 1 years
Corn 10 years filed
- 1.14Low end of the filed band
- 3.67Middle of the filed band
- 7.65High end of the filed band
- 2017Worst year filed (7.82)
- 10Years filed
- $1,074,430Premium filed
- $5,104,189Indemnity paid
- $12,722,233Liability insured
- 28,744Quantity planted
- 27,654Quantity lost
- 288Policies
- 288Policies with a loss
- 4.75Loss ratio, whole span
Causes that carried the indemnity in Onondaga County
- Excess Moisture/Precipitation/Rain $2,977,561 indemnity · 9 years
- Drought $1,660,705 indemnity · 6 years
- Cold Wet Weather $158,789 indemnity · 6 years
- Wind/Excess Wind $102,294 indemnity · 2 years
- Hail $59,051 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $45,299 indemnity · 1 years
Soybeans 10 years filed
- 1.54Low end of the filed band
- 3.66Middle of the filed band
- 7.43High end of the filed band
- 2019Worst year filed (8.33)
- 10Years filed
- $570,796Premium filed
- $2,261,973Indemnity paid
- $5,376,411Liability insured
- 16,206Quantity planted
- 15,318Quantity lost
- 229Policies
- 229Policies with a loss
- 3.96Loss ratio, whole span
Causes that carried the indemnity in Onondaga County
- Excess Moisture/Precipitation/Rain $1,671,757 indemnity · 9 years
- Drought $388,351 indemnity · 6 years
- Cold Wet Weather $85,253 indemnity · 4 years
- All Other Causes $52,904 indemnity · 3 years
- Decline in Price $37,491 indemnity · 5 years
- Hail $11,307 indemnity · 1 years
Every county-crop the agency files in New York → Buy the Onondaga County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.