Crop-loss band · New York
Ontario County, New York — crop-loss band
- 1.77Low end of the filed band
- 3.71Middle of the filed band
- 6.47High end of the filed band
- 2017Worst year filed (6.77)
- 10Years filed
Every year the Risk Management Agency has filed for Ontario County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.77 at the low end to 6.47 at the high end, with 3.71 in the middle. The worst year filed is 2017, at 6.77. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $328,666 | $2,046,661 | $4,030,926 | 143 | 143 | 6.23 |
| 2016 | $621,832 | $2,594,988 | $9,818,227 | 128 | 128 | 4.17 |
| 2017 | $624,980 | $4,232,596 | $5,027,622 | 150 | 149 | 6.77 |
| 2018 | $123,063 | $466,673 | $1,156,383 | 41 | 41 | 3.79 |
| 2019 | $637,630 | $4,122,373 | $4,689,243 | 172 | 172 | 6.47 |
| 2020 | $158,791 | $589,515 | $1,299,792 | 48 | 48 | 3.71 |
| 2021 | $63,208 | $129,241 | $462,044 | 17 | 17 | 2.04 |
| 2022 | $351,568 | $868,124 | $2,696,275 | 64 | 64 | 2.47 |
| 2023 | $541,514 | $956,718 | $4,524,142 | 68 | 68 | 1.77 |
| 2024 | $253,015 | $632,218 | $1,354,547 | 66 | 66 | 2.50 |
Commodities insured in Ontario County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 2.26Low end of the filed band
- 4.04Middle of the filed band
- 7.22High end of the filed band
- 2019Worst year filed (7.49)
- 10Years filed
- $1,695,128Premium filed
- $8,758,964Indemnity paid
- $17,831,110Liability insured
- 45,425Quantity planted
- 45,388Quantity lost
- 392Policies
- 391Policies with a loss
- 5.17Loss ratio, whole span
Causes that carried the indemnity in Ontario County
- Excess Moisture/Precipitation/Rain $6,755,174 indemnity · 9 years
- Drought $1,765,894 indemnity · 4 years
- Cold Wet Weather $147,026 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $58,112 indemnity · 1 years
- Decline in Price $12,517 indemnity · 5 years
- Heat $9,742 indemnity · 1 years
Soybeans 10 years filed
- 1.11Low end of the filed band
- 2.59Middle of the filed band
- 7.03High end of the filed band
- 2019Worst year filed (7.03)
- 10Years filed
- $1,566,784Premium filed
- $6,540,329Indemnity paid
- $14,249,395Liability insured
- 45,542Quantity planted
- 44,261Quantity lost
- 385Policies
- 385Policies with a loss
- 4.17Loss ratio, whole span
Causes that carried the indemnity in Ontario County
- Excess Moisture/Precipitation/Rain $4,843,315 indemnity · 9 years
- Drought $1,501,465 indemnity · 6 years
- Decline in Price $73,330 indemnity · 6 years
- Cold Wet Weather $66,255 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $19,136 indemnity · 2 years
- Hail $14,936 indemnity · 1 years
Wheat 10 years filed
- 1.31Low end of the filed band
- 2.49Middle of the filed band
- 3.77High end of the filed band
- 2016Worst year filed (6.42)
- 10Years filed
- $442,355Premium filed
- $1,339,814Indemnity paid
- $2,978,696Liability insured
- 11,345Quantity planted
- 11,345Quantity lost
- 120Policies
- 120Policies with a loss
- 3.03Loss ratio, whole span
Causes that carried the indemnity in Ontario County
- Excess Moisture/Precipitation/Rain $1,003,769 indemnity · 10 years
- Drought $163,245 indemnity · 2 years
- Cold Wet Weather $112,011 indemnity · 5 years
- Wildlife $16,882 indemnity · 1 years
- Cold Winter $16,132 indemnity · 2 years
- Decline in Price $13,677 indemnity · 3 years
Every county-crop the agency files in New York → Buy the Ontario County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.