Crop-loss band · New York
Orleans County, New York — crop-loss band
- 3.12Low end of the filed band
- 4.05Middle of the filed band
- 6.48High end of the filed band
- 2019Worst year filed (6.96)
- 10Years filed
Every year the Risk Management Agency has filed for Orleans County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 3.12 at the low end to 6.48 at the high end, with 4.05 in the middle. The worst year filed is 2019, at 6.96. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $959,175 | $6,211,121 | $9,144,198 | 89 | 86 | 6.48 |
| 2016 | $662,022 | $2,659,667 | $5,130,585 | 74 | 73 | 4.02 |
| 2017 | $1,042,795 | $6,559,517 | $8,598,856 | 108 | 108 | 6.29 |
| 2018 | $303,385 | $992,464 | $2,330,112 | 55 | 55 | 3.27 |
| 2019 | $1,144,062 | $7,958,822 | $9,602,861 | 169 | 169 | 6.96 |
| 2020 | $692,245 | $2,159,795 | $4,506,325 | 86 | 86 | 3.12 |
| 2021 | $688,964 | $2,316,258 | $5,021,094 | 69 | 67 | 3.36 |
| 2022 | $984,126 | $4,906,068 | $7,364,213 | 75 | 75 | 4.99 |
| 2023 | $2,588,758 | $10,495,793 | $16,201,729 | 90 | 90 | 4.05 |
| 2024 | $2,391,711 | $11,665,023 | $16,053,993 | 124 | 124 | 4.88 |
Commodities insured in Orleans County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Apples 10 years filed
- 3.29Low end of the filed band
- 4.70Middle of the filed band
- 6.15High end of the filed band
- 2015Worst year filed (6.92)
- 10Years filed
- $8,328,300Premium filed
- $42,185,302Indemnity paid
- $59,153,984Liability insured
- 8,456Quantity planted
- 8,452Quantity lost
- 310Policies
- 304Policies with a loss
- 5.07Loss ratio, whole span
Causes that carried the indemnity in Orleans County
- Hail $20,231,368 indemnity · 9 years
- Freeze $11,705,634 indemnity · 9 years
- Frost $6,599,523 indemnity · 7 years
- Cold Wet Weather $1,394,114 indemnity · 5 years
- Drought $688,954 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $673,382 indemnity · 7 years
Corn 10 years filed
- 1.70Low end of the filed band
- 5.80Middle of the filed band
- 9.67High end of the filed band
- 2019Worst year filed (10.64)
- 10Years filed
- $981,035Premium filed
- $7,308,441Indemnity paid
- $9,054,799Liability insured
- 27,447Quantity planted
- 27,451Quantity lost
- 224Policies
- 224Policies with a loss
- 7.45Loss ratio, whole span
Causes that carried the indemnity in Orleans County
- Excess Moisture/Precipitation/Rain $6,552,957 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $285,112 indemnity · 1 years
- Drought $243,855 indemnity · 4 years
- Cold Wet Weather $180,858 indemnity · 3 years
- Hail $34,017 indemnity · 1 years
- Decline in Price $5,901 indemnity · 2 years
Soybeans 10 years filed
- 1.86Low end of the filed band
- 3.69Middle of the filed band
- 8.05High end of the filed band
- 2019Worst year filed (8.91)
- 10Years filed
- $612,381Premium filed
- $2,720,163Indemnity paid
- $6,370,983Liability insured
- 19,074Quantity planted
- 16,731Quantity lost
- 163Policies
- 163Policies with a loss
- 4.44Loss ratio, whole span
Causes that carried the indemnity in Orleans County
- Excess Moisture/Precipitation/Rain $2,301,803 indemnity · 9 years
- Drought $260,859 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $71,575 indemnity · 2 years
- Heat $40,329 indemnity · 1 years
- Cold Wet Weather $37,160 indemnity · 5 years
- Frost $6,641 indemnity · 1 years
Processing Beans 10 years filed
- 1.50Low end of the filed band
- 2.87Middle of the filed band
- 3.33High end of the filed band
- 2022Worst year filed (4.82)
- 10Years filed
- $619,082Premium filed
- $1,758,089Indemnity paid
- $3,670,655Liability insured
- 6,433Quantity planted
- 6,457Quantity lost
- 94Policies
- 94Policies with a loss
- 2.84Loss ratio, whole span
Causes that carried the indemnity in Orleans County
- Excess Moisture/Precipitation/Rain $811,068 indemnity · 8 years
- Heat $499,904 indemnity · 8 years
- Drought $405,019 indemnity · 5 years
- Hail $23,202 indemnity · 1 years
- Cold Wet Weather $17,563 indemnity · 1 years
- All Other Causes $1,335 indemnity · 1 years
Green Peas 10 years filed
- 1.27Low end of the filed band
- 2.64Middle of the filed band
- 4.05High end of the filed band
- 2015Worst year filed (4.46)
- 10Years filed
- $586,006Premium filed
- $1,347,932Indemnity paid
- $3,694,609Liability insured
- 5,215Quantity planted
- 5,215Quantity lost
- 81Policies
- 81Policies with a loss
- 2.30Loss ratio, whole span
Causes that carried the indemnity in Orleans County
- Heat $714,448 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $378,834 indemnity · 5 years
- Drought $254,091 indemnity · 3 years
- Cold Wet Weather $559 indemnity · 1 years
Wheat 10 years filed
- 0.48Low end of the filed band
- 1.88Middle of the filed band
- 4.32High end of the filed band
- 2022Worst year filed (4.51)
- 10Years filed
- $330,439Premium filed
- $604,601Indemnity paid
- $2,008,936Liability insured
- 7,964Quantity planted
- 7,982Quantity lost
- 67Policies
- 67Policies with a loss
- 1.83Loss ratio, whole span
Causes that carried the indemnity in Orleans County
- Excess Moisture/Precipitation/Rain $498,051 indemnity · 8 years
- Drought $45,790 indemnity · 3 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $42,681 indemnity · 3 years
- Cold Wet Weather $13,712 indemnity · 1 years
- Falling Numbers $4,368 indemnity · 1 years
Every county-crop the agency files in New York → Buy the Orleans County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.