Crop-loss band · New York
St. Lawrence County, New York — crop-loss band
- 2.08Low end of the filed band
- 3.10Middle of the filed band
- 4.55High end of the filed band
- 2021Worst year filed (5.75)
- 10Years filed
Every year the Risk Management Agency has filed for St. Lawrence County is in the series below, from 2019 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.08 at the low end to 4.55 at the high end, with 3.10 in the middle. The worst year filed is 2021, at 5.75. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $37,107 | $77,217 | $207,127 | 20 | 20 | 2.08 |
| 2016 | $236,096 | $693,154 | $1,793,878 | 51 | 51 | 2.94 |
| 2017 | $196,558 | $790,781 | $1,288,562 | 44 | 44 | 4.02 |
| 2018 | $17,756 | $55,506 | $177,117 | 7 | 7 | 3.13 |
| 2019 | $263,926 | $1,200,789 | $2,329,457 | 121 | 121 | 4.55 |
| 2020 | $389,943 | $1,415,183 | $3,134,668 | 108 | 107 | 3.63 |
| 2021 | $475,070 | $2,733,186 | $4,541,799 | 178 | 178 | 5.75 |
| 2022 | $1,149,191 | $3,439,798 | $7,834,403 | 282 | 282 | 2.99 |
| 2023 | $644,331 | $1,995,338 | $5,589,287 | 204 | 204 | 3.10 |
| 2024 | $1,047,734 | $2,327,772 | $8,364,072 | 269 | 269 | 2.22 |
Commodities insured in St. Lawrence County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 6 years filed
- 2.05Low end of the filed band
- 3.83Middle of the filed band
- 6.36High end of the filed band
- 2021Worst year filed (6.36)
- 6Years filed
- $2,202,723Premium filed
- $8,849,492Indemnity paid
- $20,726,678Liability insured
- 66,076Quantity planted
- 0Quantity lost
- 841Policies
- 841Policies with a loss
- 4.02Loss ratio, whole span
Causes that carried the indemnity in St. Lawrence County
- ARPI/SCO/STAX/MP Crops Only $8,849,492 indemnity · 6 years
Corn 10 years filed
- 0.98Low end of the filed band
- 1.93Middle of the filed band
- 3.86High end of the filed band
- 2019Worst year filed (4.41)
- 10Years filed
- $1,893,159Premium filed
- $4,669,390Indemnity paid
- $11,633,091Liability insured
- 28,215Quantity planted
- 27,862Quantity lost
- 259Policies
- 258Policies with a loss
- 2.47Loss ratio, whole span
Causes that carried the indemnity in St. Lawrence County
- Excess Moisture/Precipitation/Rain $3,375,120 indemnity · 8 years
- Drought $1,051,029 indemnity · 6 years
- Heat $82,562 indemnity · 2 years
- Cold Wet Weather $71,490 indemnity · 1 years
- All Other Causes $48,563 indemnity · 1 years
- Decline in Price $32,100 indemnity · 2 years
Soybeans 10 years filed
- 1.66Low end of the filed band
- 2.94Middle of the filed band
- 5.40High end of the filed band
- 2019Worst year filed (7.46)
- 10Years filed
- $361,830Premium filed
- $1,209,842Indemnity paid
- $2,900,601Liability insured
- 10,009Quantity planted
- 10,255Quantity lost
- 184Policies
- 184Policies with a loss
- 3.34Loss ratio, whole span
Causes that carried the indemnity in St. Lawrence County
- Excess Moisture/Precipitation/Rain $806,449 indemnity · 8 years
- Drought $347,071 indemnity · 6 years
- Wildlife $28,847 indemnity · 7 years
- All Other Causes $15,821 indemnity · 2 years
- Decline in Price $7,508 indemnity · 2 years
- Heat $2,872 indemnity · 1 years
Every county-crop the agency files in New York → Buy the St. Lawrence County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.