Crop-loss band · Ohio
Guernsey County, Ohio — crop-loss band
- 0.48Low end of the filed band
- 2.20Middle of the filed band
- 2.89High end of the filed band
- 2019Worst year filed (3.72)
- 10Years filed
Every year the Risk Management Agency has filed for Guernsey County is in the series below, from 2017 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.48 at the low end to 2.89 at the high end, with 2.20 in the middle. The worst year filed is 2019, at 3.72. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $51,643 | $137,749 | $372,881 | 22 | 22 | 2.67 |
| 2016 | $41,418 | $91,929 | $287,893 | 13 | 13 | 2.22 |
| 2017 | $77,025 | $131,753 | $631,427 | 30 | 30 | 1.71 |
| 2018 | $101,545 | $263,720 | $884,754 | 36 | 36 | 2.60 |
| 2019 | $95,816 | $356,518 | $714,846 | 35 | 35 | 3.72 |
| 2020 | $78,043 | $171,961 | $617,541 | 32 | 32 | 2.20 |
| 2021 | $76,203 | $36,807 | $646,731 | 8 | 8 | 0.48 |
| 2022 | $136,365 | $276,091 | $927,124 | 29 | 29 | 2.02 |
| 2023 | $85,700 | $119,465 | $753,342 | 28 | 28 | 1.39 |
| 2024 | $129,833 | $375,640 | $1,198,446 | 39 | 39 | 2.89 |
Commodities insured in Guernsey County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 7 years filed
- 0.74Low end of the filed band
- 2.06Middle of the filed band
- 3.93High end of the filed band
- 2024Worst year filed (3.93)
- 7Years filed
- $294,960Premium filed
- $678,758Indemnity paid
- $2,429,100Liability insured
- 11,102Quantity planted
- 0Quantity lost
- 76Policies
- 76Policies with a loss
- 2.30Loss ratio, whole span
Causes that carried the indemnity in Guernsey County
- ARPI/SCO/STAX/MP Crops Only $678,758 indemnity · 7 years
Corn 10 years filed
- 0.22Low end of the filed band
- 2.46Middle of the filed band
- 3.01High end of the filed band
- 2019Worst year filed (3.84)
- 10Years filed
- $308,608Premium filed
- $675,560Indemnity paid
- $2,262,771Liability insured
- 5,318Quantity planted
- 4,616Quantity lost
- 106Policies
- 106Policies with a loss
- 2.19Loss ratio, whole span
Causes that carried the indemnity in Guernsey County
- Excess Moisture/Precipitation/Rain $554,951 indemnity · 10 years
- Drought $87,527 indemnity · 4 years
- Other (Snow, Lightning, Etc.) $15,900 indemnity · 2 years
- Wildlife $12,841 indemnity · 2 years
- Cold Wet Weather $3,469 indemnity · 1 years
- Decline in Price $872 indemnity · 1 years
Soybeans 10 years filed
- 0.63Low end of the filed band
- 2.07Middle of the filed band
- 3.32High end of the filed band
- 2019Worst year filed (5.89)
- 10Years filed
- $270,023Premium filed
- $607,315Indemnity paid
- $2,343,114Liability insured
- 6,387Quantity planted
- 5,412Quantity lost
- 90Policies
- 90Policies with a loss
- 2.25Loss ratio, whole span
Causes that carried the indemnity in Guernsey County
- Excess Moisture/Precipitation/Rain $419,753 indemnity · 7 years
- Drought $148,489 indemnity · 4 years
- Cold Wet Weather $12,531 indemnity · 3 years
- Wildlife $10,371 indemnity · 2 years
- Frost $7,988 indemnity · 1 years
- Flood $3,778 indemnity · 2 years
Every county-crop the agency files in Ohio → Buy the Guernsey County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.