Crop-loss band · Ohio
Montgomery County, Ohio — crop-loss band
- 0.27Low end of the filed band
- 0.82Middle of the filed band
- 1.57High end of the filed band
- 2019Worst year filed (1.72)
- 10Years filed
Every year the Risk Management Agency has filed for Montgomery County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.27 at the low end to 1.57 at the high end, with 0.82 in the middle. The worst year filed is 2019, at 1.72. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $432,249 | $429,815 | $3,277,049 | 83 | 83 | 0.99 |
| 2016 | $554,559 | $438,487 | $4,504,534 | 59 | 59 | 0.79 |
| 2017 | $889,506 | $446,990 | $8,098,341 | 158 | 158 | 0.50 |
| 2018 | $266,688 | $350,366 | $2,796,558 | 74 | 73 | 1.31 |
| 2019 | $451,172 | $775,306 | $4,436,288 | 173 | 173 | 1.72 |
| 2020 | $363,476 | $299,583 | $3,956,671 | 135 | 135 | 0.82 |
| 2021 | $335,746 | $322,694 | $3,158,968 | 111 | 111 | 0.96 |
| 2022 | $623,814 | $457,930 | $6,021,175 | 127 | 127 | 0.73 |
| 2023 | $213,346 | $57,283 | $2,355,785 | 22 | 22 | 0.27 |
| 2024 | $452,480 | $709,688 | $4,811,358 | 113 | 113 | 1.57 |
Commodities insured in Montgomery County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.43Low end of the filed band
- 0.96Middle of the filed band
- 1.55High end of the filed band
- 2019Worst year filed (1.95)
- 10Years filed
- $2,624,240Premium filed
- $2,366,937Indemnity paid
- $24,033,943Liability insured
- 41,385Quantity planted
- 33,926Quantity lost
- 492Policies
- 492Policies with a loss
- 0.90Loss ratio, whole span
Causes that carried the indemnity in Montgomery County
- Drought $1,060,692 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,009,043 indemnity · 8 years
- Decline in Price $178,523 indemnity · 8 years
- All Other Causes $27,747 indemnity · 4 years
- Wind/Excess Wind $24,848 indemnity · 2 years
- Cold Wet Weather $23,726 indemnity · 3 years
Soybeans 10 years filed
- 0.16Low end of the filed band
- 0.79Middle of the filed band
- 1.55High end of the filed band
- 2024Worst year filed (1.57)
- 10Years filed
- $1,958,796Premium filed
- $1,921,205Indemnity paid
- $19,382,784Liability insured
- 43,212Quantity planted
- 35,204Quantity lost
- 563Policies
- 562Policies with a loss
- 0.98Loss ratio, whole span
Causes that carried the indemnity in Montgomery County
- Drought $844,189 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $765,199 indemnity · 10 years
- Decline in Price $188,583 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $38,520 indemnity · 2 years
- Cold Wet Weather $29,000 indemnity · 6 years
- All Other Causes $13,767 indemnity · 4 years
Every county-crop the agency files in Ohio → Buy the Montgomery County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.