Crop-loss band · Ohio
Richland County, Ohio — crop-loss band
- 0.69Low end of the filed band
- 1.71Middle of the filed band
- 2.33High end of the filed band
- 2019Worst year filed (4.09)
- 10Years filed
Every year the Risk Management Agency has filed for Richland County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.69 at the low end to 2.33 at the high end, with 1.71 in the middle. The worst year filed is 2019, at 4.09. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $318,236 | $500,144 | $3,255,111 | 121 | 121 | 1.57 |
| 2016 | $914,947 | $1,755,436 | $11,222,751 | 143 | 143 | 1.92 |
| 2017 | $777,818 | $1,046,014 | $8,828,875 | 163 | 163 | 1.34 |
| 2018 | $277,081 | $644,708 | $3,248,027 | 106 | 106 | 2.33 |
| 2019 | $756,300 | $3,096,210 | $8,717,693 | 275 | 273 | 4.09 |
| 2020 | $1,158,042 | $2,371,742 | $16,640,909 | 234 | 233 | 2.05 |
| 2021 | $635,328 | $438,467 | $8,257,921 | 88 | 88 | 0.69 |
| 2022 | $780,921 | $811,952 | $10,616,647 | 96 | 96 | 1.04 |
| 2023 | $710,244 | $1,215,706 | $9,438,089 | 174 | 174 | 1.71 |
| 2024 | $965,558 | $2,209,165 | $12,646,002 | 297 | 297 | 2.29 |
Commodities insured in Richland County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.60Low end of the filed band
- 1.69Middle of the filed band
- 3.79High end of the filed band
- 2019Worst year filed (4.35)
- 10Years filed
- $3,985,639Premium filed
- $7,987,134Indemnity paid
- $50,896,078Liability insured
- 88,918Quantity planted
- 71,524Quantity lost
- 808Policies
- 806Policies with a loss
- 2.00Loss ratio, whole span
Causes that carried the indemnity in Richland County
- Excess Moisture/Precipitation/Rain $4,425,073 indemnity · 10 years
- Drought $2,414,716 indemnity · 8 years
- Decline in Price $712,870 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $140,053 indemnity · 2 years
- Mycotoxin $114,378 indemnity · 2 years
- Cold Wet Weather $101,295 indemnity · 6 years
Soybeans 10 years filed
- 0.87Low end of the filed band
- 1.42Middle of the filed band
- 2.67High end of the filed band
- 2019Worst year filed (3.67)
- 10Years filed
- $3,308,836Premium filed
- $6,102,410Indemnity paid
- $41,975,946Liability insured
- 89,802Quantity planted
- 71,149Quantity lost
- 889Policies
- 888Policies with a loss
- 1.84Loss ratio, whole span
Causes that carried the indemnity in Richland County
- Drought $2,815,208 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $2,352,219 indemnity · 10 years
- Decline in Price $479,227 indemnity · 7 years
- Flood $95,770 indemnity · 3 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $85,148 indemnity · 2 years
- XX $78,711 indemnity · 4 years
Every county-crop the agency files in Ohio → Buy the Richland County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.