Crop-loss band · Ohio
Shelby County, Ohio — crop-loss band
- 0.58Low end of the filed band
- 1.01Middle of the filed band
- 2.66High end of the filed band
- 2015Worst year filed (2.79)
- 10Years filed
Every year the Risk Management Agency has filed for Shelby County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.58 at the low end to 2.66 at the high end, with 1.01 in the middle. The worst year filed is 2015, at 2.79. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,428,899 | $3,990,559 | $16,312,979 | 491 | 491 | 2.79 |
| 2016 | $2,273,303 | $6,047,473 | $28,469,971 | 593 | 593 | 2.66 |
| 2017 | $1,775,150 | $1,619,622 | $22,550,456 | 546 | 545 | 0.91 |
| 2018 | $64,765 | $123,170 | $861,968 | 37 | 37 | 1.90 |
| 2019 | $2,465,850 | $6,355,944 | $36,159,849 | 1,037 | 1,035 | 2.58 |
| 2020 | $220,368 | $158,552 | $3,530,960 | 82 | 82 | 0.72 |
| 2021 | $357,916 | $208,194 | $5,265,945 | 89 | 89 | 0.58 |
| 2022 | $1,273,843 | $1,288,622 | $17,067,851 | 284 | 284 | 1.01 |
| 2023 | $883,813 | $877,725 | $10,586,333 | 204 | 204 | 0.99 |
| 2024 | $3,057,812 | $6,299,695 | $39,300,872 | 701 | 701 | 2.06 |
Commodities insured in Shelby County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.50Low end of the filed band
- 1.10Middle of the filed band
- 2.49High end of the filed band
- 2016Worst year filed (2.76)
- 10Years filed
- $7,970,644Premium filed
- $15,339,119Indemnity paid
- $94,193,958Liability insured
- 160,350Quantity planted
- 149,018Quantity lost
- 1,995Policies
- 1,994Policies with a loss
- 1.92Loss ratio, whole span
Causes that carried the indemnity in Shelby County
- Drought $6,525,197 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $5,244,288 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $1,492,288 indemnity · 5 years
- Decline in Price $1,456,323 indemnity · 9 years
- Cold Wet Weather $305,071 indemnity · 7 years
- Other (Snow, Lightning, Etc.) $181,307 indemnity · 5 years
Soybeans 10 years filed
- 0.66Low end of the filed band
- 1.06Middle of the filed band
- 2.71High end of the filed band
- 2015Worst year filed (3.40)
- 10Years filed
- $5,565,442Premium filed
- $10,751,005Indemnity paid
- $83,225,683Liability insured
- 169,973Quantity planted
- 156,845Quantity lost
- 1,820Policies
- 1,818Policies with a loss
- 1.93Loss ratio, whole span
Causes that carried the indemnity in Shelby County
- Excess Moisture/Precipitation/Rain $4,335,343 indemnity · 10 years
- Drought $3,841,502 indemnity · 9 years
- Decline in Price $1,334,035 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $705,927 indemnity · 2 years
- Cold Wet Weather $219,004 indemnity · 6 years
- Other (Snow, Lightning, Etc.) $141,207 indemnity · 1 years
Wheat 10 years filed
- 1.05Low end of the filed band
- 1.62Middle of the filed band
- 4.69High end of the filed band
- 2018Worst year filed (5.55)
- 10Years filed
- $265,633Premium filed
- $879,432Indemnity paid
- $2,687,543Liability insured
- 8,632Quantity planted
- 8,641Quantity lost
- 249Policies
- 249Policies with a loss
- 3.31Loss ratio, whole span
Causes that carried the indemnity in Shelby County
- Excess Moisture/Precipitation/Rain $530,101 indemnity · 9 years
- Mycotoxin $109,290 indemnity · 3 years
- Cold Wet Weather $103,413 indemnity · 5 years
- Decline in Price $36,837 indemnity · 6 years
- Plant Disease $32,947 indemnity · 1 years
- Cold Winter $26,659 indemnity · 2 years
Every county-crop the agency files in Ohio → Buy the Shelby County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.