Crop-loss band · Oklahoma
Alfalfa County, Oklahoma — crop-loss band
- 1.32Low end of the filed band
- 1.83Middle of the filed band
- 2.95High end of the filed band
- 2022Worst year filed (3.44)
- 10Years filed
Every year the Risk Management Agency has filed for Alfalfa County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.32 at the low end to 2.95 at the high end, with 1.83 in the middle. The worst year filed is 2022, at 3.44. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,601,193 | $4,491,585 | $14,287,475 | 971 | 971 | 1.73 |
| 2016 | $357,736 | $473,026 | $1,587,328 | 167 | 166 | 1.32 |
| 2017 | $424,814 | $778,567 | $2,097,098 | 252 | 252 | 1.83 |
| 2018 | $3,544,490 | $10,457,133 | $22,693,591 | 1,358 | 1,358 | 2.95 |
| 2019 | $611,698 | $1,235,730 | $3,271,717 | 244 | 244 | 2.02 |
| 2020 | $283,191 | $563,550 | $1,303,581 | 165 | 165 | 1.99 |
| 2021 | $519,503 | $895,680 | $2,655,191 | 180 | 179 | 1.72 |
| 2022 | $5,980,171 | $20,545,754 | $33,804,750 | 880 | 880 | 3.44 |
| 2023 | $9,631,371 | $23,225,372 | $47,764,137 | 932 | 932 | 2.41 |
| 2024 | $3,355,493 | $5,800,402 | $17,197,301 | 479 | 479 | 1.73 |
Commodities insured in Alfalfa County
8 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.47Low end of the filed band
- 2.00Middle of the filed band
- 3.00High end of the filed band
- 2022Worst year filed (3.79)
- 10Years filed
- $21,642,268Premium filed
- $56,191,479Indemnity paid
- $120,208,135Liability insured
- 635,789Quantity planted
- 635,752Quantity lost
- 4,225Policies
- 4,223Policies with a loss
- 2.60Loss ratio, whole span
Causes that carried the indemnity in Alfalfa County
- Drought $48,184,008 indemnity · 10 years
- Decline in Price $2,506,212 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,772,806 indemnity · 8 years
- XX $1,377,565 indemnity · 8 years
- Freeze $786,594 indemnity · 7 years
- Hail $605,052 indemnity · 7 years
Soybeans 10 years filed
- 0.47Low end of the filed band
- 1.20Middle of the filed band
- 2.22High end of the filed band
- 2024Worst year filed (2.76)
- 10Years filed
- $2,545,596Premium filed
- $5,333,912Indemnity paid
- $12,460,706Liability insured
- 53,532Quantity planted
- 53,071Quantity lost
- 346Policies
- 346Policies with a loss
- 2.10Loss ratio, whole span
Causes that carried the indemnity in Alfalfa County
- Drought $3,947,963 indemnity · 9 years
- Heat $1,076,308 indemnity · 3 years
- Decline in Price $192,201 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $118,184 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $14,062 indemnity · 2 years
- Wind/Excess Wind $2,863 indemnity · 1 years
Grain Sorghum 10 years filed
- 0.89Low end of the filed band
- 2.22Middle of the filed band
- 3.61High end of the filed band
- 2022Worst year filed (4.15)
- 10Years filed
- $641,428Premium filed
- $1,848,564Indemnity paid
- $3,127,897Liability insured
- 18,104Quantity planted
- 18,606Quantity lost
- 213Policies
- 213Policies with a loss
- 2.88Loss ratio, whole span
Causes that carried the indemnity in Alfalfa County
- Drought $1,409,544 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $177,712 indemnity · 8 years
- Heat $142,854 indemnity · 4 years
- Decline in Price $59,547 indemnity · 6 years
- Wind/Excess Wind $33,187 indemnity · 3 years
- Insects $8,776 indemnity · 1 years
Annual Forage 9 years filed
- 0.68Low end of the filed band
- 2.01Middle of the filed band
- 2.33High end of the filed band
- 2023Worst year filed (2.33)
- 9Years filed
- $786,308Premium filed
- $1,648,334Indemnity paid
- $3,401,302Liability insured
- 28,030Quantity planted
- 0Quantity lost
- 167Policies
- 167Policies with a loss
- 2.10Loss ratio, whole span
Causes that carried the indemnity in Alfalfa County
- ARPI/SCO/STAX Crops Only $1,648,334 indemnity · 9 years
Canola 9 years filed
- 0.50Low end of the filed band
- 2.56Middle of the filed band
- 3.44High end of the filed band
- 2020Worst year filed (3.44)
- 9Years filed
- $583,375Premium filed
- $1,373,400Indemnity paid
- $2,460,407Liability insured
- 15,169Quantity planted
- 15,331Quantity lost
- 193Policies
- 193Policies with a loss
- 2.35Loss ratio, whole span
Causes that carried the indemnity in Alfalfa County
- Drought $689,531 indemnity · 6 years
- Freeze $329,045 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $146,881 indemnity · 3 years
- XX $96,578 indemnity · 3 years
- Cold Winter $70,826 indemnity · 2 years
- Decline in Price $31,061 indemnity · 3 years
Sesame 8 years filed
- 1.20Low end of the filed band
- 2.10Middle of the filed band
- 3.14High end of the filed band
- 2016Worst year filed (3.14)
- 8Years filed
- $387,212Premium filed
- $717,504Indemnity paid
- $1,491,916Liability insured
- 7,601Quantity planted
- 7,601Quantity lost
- 53Policies
- 53Policies with a loss
- 1.85Loss ratio, whole span
Causes that carried the indemnity in Alfalfa County
- Drought $421,591 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $141,260 indemnity · 3 years
- Heat $127,839 indemnity · 2 years
- Hot Wind $21,645 indemnity · 1 years
- Wind/Excess Wind $5,169 indemnity · 1 years
Corn 6 years filed
- 0.35Low end of the filed band
- 1.68Middle of the filed band
- 17.34High end of the filed band
- 2019Worst year filed (17.34)
- 6Years filed
- $322,557Premium filed
- $685,256Indemnity paid
- $1,664,955Liability insured
- 7,043Quantity planted
- 7,043Quantity lost
- 38Policies
- 38Policies with a loss
- 2.12Loss ratio, whole span
Causes that carried the indemnity in Alfalfa County
- Drought $363,793 indemnity · 3 years
- Decline in Price $173,181 indemnity · 4 years
- Mycotoxin $63,829 indemnity · 2 years
- Heat $61,536 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $19,668 indemnity · 1 years
- Earthquake $3,250 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 0.29Low end of the filed band
- 1.42Middle of the filed band
- 2.09High end of the filed band
- 2020Worst year filed (2.16)
- 10Years filed
- $400,915Premium filed
- $668,350Indemnity paid
- $1,846,850Liability insured
- 33,729Quantity planted
- 0Quantity lost
- 393Policies
- 393Policies with a loss
- 1.67Loss ratio, whole span
Causes that carried the indemnity in Alfalfa County
- ARPI/SCO/STAX Crops Only $668,350 indemnity · 10 years
Every county-crop the agency files in Oklahoma → Buy the Alfalfa County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.