Crop-loss band · Oklahoma
Garfield County, Oklahoma — crop-loss band
- 1.08Low end of the filed band
- 2.10Middle of the filed band
- 2.66High end of the filed band
- 2022Worst year filed (3.11)
- 10Years filed
Every year the Risk Management Agency has filed for Garfield County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.08 at the low end to 2.66 at the high end, with 2.10 in the middle. The worst year filed is 2022, at 3.11. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $5,041,246 | $10,409,420 | $28,173,088 | 1,588 | 1,586 | 2.06 |
| 2016 | $1,842,202 | $1,991,653 | $6,855,855 | 448 | 447 | 1.08 |
| 2017 | $1,750,990 | $2,793,197 | $7,023,358 | 519 | 518 | 1.60 |
| 2018 | $2,503,718 | $5,153,273 | $16,103,920 | 1,051 | 1,047 | 2.06 |
| 2019 | $1,612,084 | $3,613,455 | $7,549,757 | 497 | 496 | 2.24 |
| 2020 | $539,585 | $1,341,755 | $2,617,279 | 208 | 208 | 2.49 |
| 2021 | $2,208,390 | $4,644,641 | $8,753,001 | 401 | 401 | 2.10 |
| 2022 | $8,530,180 | $26,550,396 | $44,073,337 | 1,125 | 1,125 | 3.11 |
| 2023 | $11,609,206 | $30,906,079 | $59,856,664 | 1,549 | 1,549 | 2.66 |
| 2024 | $6,523,156 | $14,536,922 | $30,540,675 | 914 | 914 | 2.23 |
Commodities insured in Garfield County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.54Low end of the filed band
- 2.12Middle of the filed band
- 2.85High end of the filed band
- 2021Worst year filed (3.31)
- 10Years filed
- $21,572,466Premium filed
- $53,303,090Indemnity paid
- $129,522,733Liability insured
- 700,587Quantity planted
- 701,162Quantity lost
- 4,865Policies
- 4,859Policies with a loss
- 2.47Loss ratio, whole span
Causes that carried the indemnity in Garfield County
- Drought $42,450,330 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $5,136,706 indemnity · 9 years
- Decline in Price $1,931,736 indemnity · 9 years
- Freeze $1,050,778 indemnity · 7 years
- XX $832,539 indemnity · 5 years
- ARPI/SCO/STAX Crops Only $756,559 indemnity · 2 years
Soybeans 10 years filed
- 0.56Low end of the filed band
- 2.17Middle of the filed band
- 3.05High end of the filed band
- 2024Worst year filed (3.34)
- 10Years filed
- $10,232,070Premium filed
- $26,775,268Indemnity paid
- $39,173,404Liability insured
- 234,095Quantity planted
- 237,343Quantity lost
- 1,290Policies
- 1,290Policies with a loss
- 2.62Loss ratio, whole span
Causes that carried the indemnity in Garfield County
- Drought $20,201,742 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $4,247,381 indemnity · 10 years
- Heat $1,217,705 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $532,224 indemnity · 4 years
- Decline in Price $460,580 indemnity · 10 years
- XX $39,990 indemnity · 2 years
Corn 9 years filed
- 0.68Low end of the filed band
- 1.26Middle of the filed band
- 3.73High end of the filed band
- 2022Worst year filed (3.73)
- 9Years filed
- $5,097,428Premium filed
- $9,797,817Indemnity paid
- $20,553,662Liability insured
- 77,044Quantity planted
- 76,613Quantity lost
- 335Policies
- 335Policies with a loss
- 1.92Loss ratio, whole span
Causes that carried the indemnity in Garfield County
- Drought $7,435,893 indemnity · 9 years
- Heat $1,071,952 indemnity · 5 years
- Decline in Price $945,450 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $145,100 indemnity · 5 years
- ARPI/SCO/STAX/MP Crops Only $110,791 indemnity · 4 years
- Mycotoxin $21,941 indemnity · 1 years
Grain Sorghum 10 years filed
- 1.10Low end of the filed band
- 2.11Middle of the filed band
- 2.85High end of the filed band
- 2022Worst year filed (4.35)
- 10Years filed
- $2,984,455Premium filed
- $6,943,106Indemnity paid
- $12,225,447Liability insured
- 79,532Quantity planted
- 81,662Quantity lost
- 840Policies
- 840Policies with a loss
- 2.33Loss ratio, whole span
Causes that carried the indemnity in Garfield County
- Drought $4,431,209 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $882,659 indemnity · 9 years
- Heat $727,205 indemnity · 6 years
- Decline in Price $610,910 indemnity · 9 years
- ARPI/SCO/STAX Crops Only $126,979 indemnity · 6 years
- Cold Wet Weather $47,072 indemnity · 3 years
Canola 10 years filed
- 0.97Low end of the filed band
- 2.42Middle of the filed band
- 4.10High end of the filed band
- 2021Worst year filed (4.75)
- 10Years filed
- $1,500,156Premium filed
- $3,508,982Indemnity paid
- $5,892,457Liability insured
- 38,006Quantity planted
- 39,601Quantity lost
- 452Policies
- 449Policies with a loss
- 2.34Loss ratio, whole span
Causes that carried the indemnity in Garfield County
- Drought $2,081,228 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $718,540 indemnity · 6 years
- Freeze $334,026 indemnity · 5 years
- Decline in Price $113,032 indemnity · 4 years
- Hail $76,765 indemnity · 1 years
- XX $63,764 indemnity · 2 years
Annual Forage 10 years filed
- 0.21Low end of the filed band
- 1.85Middle of the filed band
- 2.35High end of the filed band
- 2023Worst year filed (2.60)
- 10Years filed
- $424,062Premium filed
- $982,281Indemnity paid
- $2,215,128Liability insured
- 20,157Quantity planted
- 0Quantity lost
- 131Policies
- 131Policies with a loss
- 2.32Loss ratio, whole span
Causes that carried the indemnity in Garfield County
- ARPI/SCO/STAX Crops Only $982,281 indemnity · 10 years
Pasture,Rangeland,Forage 10 years filed
- 0.27Low end of the filed band
- 1.85Middle of the filed band
- 2.44High end of the filed band
- 2024Worst year filed (2.64)
- 10Years filed
- $350,120Premium filed
- $630,247Indemnity paid
- $1,964,103Liability insured
- 44,912Quantity planted
- 0Quantity lost
- 387Policies
- 387Policies with a loss
- 1.80Loss ratio, whole span
Causes that carried the indemnity in Garfield County
- ARPI/SCO/STAX Crops Only $630,247 indemnity · 10 years
Every county-crop the agency files in Oklahoma → Buy the Garfield County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.