Crop-loss band · Oklahoma
Garvin County, Oklahoma — crop-loss band
- 1.56Low end of the filed band
- 1.86Middle of the filed band
- 2.40High end of the filed band
- 2023Worst year filed (2.48)
- 10Years filed
Every year the Risk Management Agency has filed for Garvin County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.56 at the low end to 2.40 at the high end, with 1.86 in the middle. The worst year filed is 2023, at 2.48. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $265,675 | $433,828 | $951,451 | 101 | 100 | 1.63 |
| 2016 | $349,137 | $600,824 | $1,310,447 | 87 | 87 | 1.72 |
| 2017 | $136,244 | $255,796 | $591,002 | 41 | 41 | 1.88 |
| 2018 | $85,155 | $133,217 | $334,497 | 21 | 21 | 1.56 |
| 2019 | $251,584 | $441,804 | $830,417 | 68 | 68 | 1.76 |
| 2020 | $170,207 | $316,394 | $654,923 | 52 | 52 | 1.86 |
| 2021 | $155,922 | $373,649 | $693,034 | 72 | 72 | 2.40 |
| 2022 | $374,501 | $900,107 | $1,537,845 | 85 | 85 | 2.40 |
| 2023 | $171,437 | $425,250 | $615,502 | 42 | 42 | 2.48 |
| 2024 | $97,274 | $224,199 | $476,892 | 32 | 32 | 2.30 |
Commodities insured in Garvin County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.94Low end of the filed band
- 1.80Middle of the filed band
- 2.75High end of the filed band
- 2024Worst year filed (2.99)
- 10Years filed
- $865,745Premium filed
- $1,748,052Indemnity paid
- $2,618,144Liability insured
- 13,683Quantity planted
- 13,615Quantity lost
- 144Policies
- 144Policies with a loss
- 2.02Loss ratio, whole span
Causes that carried the indemnity in Garvin County
- Drought $1,248,309 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $463,410 indemnity · 7 years
- Heat $25,707 indemnity · 2 years
- Freeze $4,808 indemnity · 1 years
- ARPI/SCO/STAX Crops Only $3,542 indemnity · 2 years
- Other (Snow, Lightning, Etc.) $1,955 indemnity · 1 years
Corn 9 years filed
- 1.29Low end of the filed band
- 1.98Middle of the filed band
- 4.56High end of the filed band
- 2021Worst year filed (4.56)
- 9Years filed
- $468,521Premium filed
- $1,070,629Indemnity paid
- $2,128,089Liability insured
- 7,931Quantity planted
- 7,874Quantity lost
- 74Policies
- 74Policies with a loss
- 2.29Loss ratio, whole span
Causes that carried the indemnity in Garvin County
- Excess Moisture/Precipitation/Rain $609,739 indemnity · 6 years
- Drought $370,548 indemnity · 7 years
- Flood $50,272 indemnity · 1 years
- Wildlife $24,446 indemnity · 2 years
- Mycotoxin $15,625 indemnity · 1 years
Wheat 10 years filed
- 1.31Low end of the filed band
- 1.93Middle of the filed band
- 2.28High end of the filed band
- 2022Worst year filed (3.75)
- 10Years filed
- $385,834Premium filed
- $767,265Indemnity paid
- $1,510,421Liability insured
- 11,805Quantity planted
- 11,805Quantity lost
- 134Policies
- 133Policies with a loss
- 1.99Loss ratio, whole span
Causes that carried the indemnity in Garvin County
- Freeze $296,183 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $288,773 indemnity · 6 years
- Drought $114,399 indemnity · 7 years
- Hail $35,299 indemnity · 3 years
- Decline in Price $15,624 indemnity · 2 years
- Wind/Excess Wind $5,486 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 0.51Low end of the filed band
- 1.49Middle of the filed band
- 2.15High end of the filed band
- 2017Worst year filed (2.29)
- 10Years filed
- $337,036Premium filed
- $519,122Indemnity paid
- $1,739,356Liability insured
- 22,628Quantity planted
- 0Quantity lost
- 249Policies
- 249Policies with a loss
- 1.54Loss ratio, whole span
Causes that carried the indemnity in Garvin County
- ARPI/SCO/STAX Crops Only $519,122 indemnity · 10 years
Every county-crop the agency files in Oklahoma → Buy the Garvin County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.