Crop-loss band · Oklahoma
Kiowa County, Oklahoma — crop-loss band
- 1.60Low end of the filed band
- 1.95Middle of the filed band
- 2.48High end of the filed band
- 2022Worst year filed (2.95)
- 10Years filed
Every year the Risk Management Agency has filed for Kiowa County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.60 at the low end to 2.48 at the high end, with 1.95 in the middle. The worst year filed is 2022, at 2.95. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $4,225,934 | $8,918,886 | $17,359,225 | 924 | 921 | 2.11 |
| 2016 | $1,887,509 | $3,548,532 | $7,003,137 | 513 | 512 | 1.88 |
| 2017 | $1,433,791 | $2,561,382 | $5,624,730 | 474 | 464 | 1.79 |
| 2018 | $5,036,941 | $11,080,326 | $18,086,852 | 900 | 896 | 2.20 |
| 2019 | $4,482,763 | $8,078,889 | $14,183,800 | 627 | 625 | 1.80 |
| 2020 | $2,437,509 | $4,953,904 | $8,151,799 | 559 | 557 | 2.03 |
| 2021 | $2,240,061 | $3,595,103 | $6,905,565 | 392 | 392 | 1.60 |
| 2022 | $12,335,243 | $36,441,504 | $41,851,033 | 1,266 | 1,266 | 2.95 |
| 2023 | $8,131,467 | $15,848,231 | $25,877,401 | 974 | 974 | 1.95 |
| 2024 | $3,916,430 | $9,714,033 | $13,489,727 | 614 | 613 | 2.48 |
Commodities insured in Kiowa County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.49Low end of the filed band
- 1.80Middle of the filed band
- 2.36High end of the filed band
- 2022Worst year filed (3.40)
- 10Years filed
- $21,293,120Premium filed
- $49,062,171Indemnity paid
- $78,958,662Liability insured
- 639,404Quantity planted
- 639,304Quantity lost
- 4,106Policies
- 4,086Policies with a loss
- 2.30Loss ratio, whole span
Causes that carried the indemnity in Kiowa County
- Drought $31,794,414 indemnity · 10 years
- Hail $8,095,083 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $3,446,264 indemnity · 9 years
- Freeze $1,905,673 indemnity · 8 years
- ARPI/SCO/STAX Crops Only $1,304,419 indemnity · 4 years
- Decline in Price $880,531 indemnity · 10 years
Cotton 10 years filed
- 1.15Low end of the filed band
- 2.12Middle of the filed band
- 2.81High end of the filed band
- 2024Worst year filed (3.06)
- 10Years filed
- $18,780,677Premium filed
- $44,489,431Indemnity paid
- $58,374,680Liability insured
- 187,136Quantity planted
- 232,080Quantity lost
- 1,290Policies
- 1,288Policies with a loss
- 2.37Loss ratio, whole span
Causes that carried the indemnity in Kiowa County
- Drought $34,631,217 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $3,863,290 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $1,946,444 indemnity · 8 years
- Hot Wind $1,252,155 indemnity · 7 years
- Hail $1,224,134 indemnity · 5 years
- Decline in Price $536,380 indemnity · 7 years
Grain Sorghum 10 years filed
- 0.96Low end of the filed band
- 1.60Middle of the filed band
- 2.65High end of the filed band
- 2022Worst year filed (2.92)
- 10Years filed
- $1,482,371Premium filed
- $3,151,921Indemnity paid
- $4,077,501Liability insured
- 40,564Quantity planted
- 40,554Quantity lost
- 370Policies
- 370Policies with a loss
- 2.13Loss ratio, whole span
Causes that carried the indemnity in Kiowa County
- Drought $2,789,825 indemnity · 10 years
- Heat $182,158 indemnity · 4 years
- Decline in Price $54,204 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $34,495 indemnity · 5 years
- Hot Wind $30,681 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $25,160 indemnity · 1 years
Annual Forage 9 years filed
- 0.85Low end of the filed band
- 1.36Middle of the filed band
- 2.20High end of the filed band
- 2018Worst year filed (2.20)
- 9Years filed
- $1,868,373Premium filed
- $3,100,934Indemnity paid
- $8,111,154Liability insured
- 49,489Quantity planted
- 0Quantity lost
- 243Policies
- 243Policies with a loss
- 1.66Loss ratio, whole span
Causes that carried the indemnity in Kiowa County
- ARPI/SCO/STAX Crops Only $3,100,934 indemnity · 9 years
Sesame 7 years filed
- 1.88Low end of the filed band
- 2.33Middle of the filed band
- 3.11High end of the filed band
- 2020Worst year filed (3.11)
- 7Years filed
- $674,993Premium filed
- $1,817,459Indemnity paid
- $2,254,574Liability insured
- 22,123Quantity planted
- 22,123Quantity lost
- 158Policies
- 157Policies with a loss
- 2.69Loss ratio, whole span
Causes that carried the indemnity in Kiowa County
- Drought $1,534,357 indemnity · 6 years
- Hot Wind $127,848 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $63,765 indemnity · 4 years
- Other (Snow, Lightning, Etc.) $49,725 indemnity · 1 years
- Insects $23,217 indemnity · 1 years
- Hail $7,742 indemnity · 1 years
Corn 9 years filed
- 0.56Low end of the filed band
- 1.49Middle of the filed band
- 2.35High end of the filed band
- 2023Worst year filed (2.35)
- 9Years filed
- $947,750Premium filed
- $1,561,120Indemnity paid
- $1,885,264Liability insured
- 10,638Quantity planted
- 10,638Quantity lost
- 82Policies
- 82Policies with a loss
- 1.65Loss ratio, whole span
Causes that carried the indemnity in Kiowa County
- Drought $943,413 indemnity · 6 years
- Hot Wind $299,722 indemnity · 6 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $137,611 indemnity · 4 years
- Wind/Excess Wind $72,314 indemnity · 3 years
- Decline in Price $67,394 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $34,439 indemnity · 2 years
Pasture,Rangeland,Forage 10 years filed
- 0.74Low end of the filed band
- 1.29Middle of the filed band
- 1.58High end of the filed band
- 2024Worst year filed (2.00)
- 10Years filed
- $1,080,364Premium filed
- $1,557,754Indemnity paid
- $4,871,434Liability insured
- 147,825Quantity planted
- 0Quantity lost
- 994Policies
- 994Policies with a loss
- 1.44Loss ratio, whole span
Causes that carried the indemnity in Kiowa County
- ARPI/SCO/STAX Crops Only $1,557,754 indemnity · 10 years
Every county-crop the agency files in Oklahoma → Buy the Kiowa County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.