Crop-loss band · Oklahoma
Payne County, Oklahoma — crop-loss band
- 1.44Low end of the filed band
- 1.80Middle of the filed band
- 2.64High end of the filed band
- 2022Worst year filed (4.01)
- 10Years filed
Every year the Risk Management Agency has filed for Payne County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.44 at the low end to 2.64 at the high end, with 1.80 in the middle. The worst year filed is 2022, at 4.01. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $88,753 | $127,801 | $278,652 | 29 | 29 | 1.44 |
| 2016 | $39,667 | $59,249 | $90,515 | 17 | 17 | 1.49 |
| 2017 | $51,095 | $102,295 | $132,180 | 11 | 11 | 2.00 |
| 2018 | $13,274 | $23,898 | $59,112 | 9 | 9 | 1.80 |
| 2019 | $92,643 | $168,228 | $238,662 | 22 | 22 | 1.82 |
| 2020 | $1,909 | $3,244 | $7,962 | 2 | 2 | 1.70 |
| 2021 | $76,397 | $201,400 | $383,721 | 10 | 10 | 2.64 |
| 2022 | $129,227 | $518,685 | $564,246 | 22 | 22 | 4.01 |
| 2023 | $107,437 | $225,691 | $271,518 | 14 | 14 | 2.10 |
| 2024 | $103,458 | $169,163 | $459,585 | 10 | 10 | 1.64 |
Commodities insured in Payne County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 9 years filed
- 1.38Low end of the filed band
- 1.93Middle of the filed band
- 4.32High end of the filed band
- 2022Worst year filed (4.32)
- 9Years filed
- $428,921Premium filed
- $1,086,209Indemnity paid
- $1,510,605Liability insured
- 7,954Quantity planted
- 7,950Quantity lost
- 53Policies
- 53Policies with a loss
- 2.53Loss ratio, whole span
Causes that carried the indemnity in Payne County
- Drought $705,750 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $233,258 indemnity · 4 years
- Flood $98,062 indemnity · 1 years
- Heat $26,573 indemnity · 1 years
- Wildlife $22,567 indemnity · 4 years
Wheat 10 years filed
- 1.02Low end of the filed band
- 1.70Middle of the filed band
- 2.99High end of the filed band
- 2021Worst year filed (3.29)
- 10Years filed
- $274,939Premium filed
- $513,445Indemnity paid
- $975,548Liability insured
- 8,598Quantity planted
- 8,590Quantity lost
- 93Policies
- 93Policies with a loss
- 1.87Loss ratio, whole span
Causes that carried the indemnity in Payne County
- Drought $314,590 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $104,798 indemnity · 6 years
- ARPI/SCO/STAX Crops Only $37,169 indemnity · 4 years
- Freeze $17,606 indemnity · 2 years
- Flood $14,061 indemnity · 1 years
- Wind/Excess Wind $6,289 indemnity · 1 years
Every county-crop the agency files in Oklahoma → Buy the Payne County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.