Crop-loss band · Oregon
Gilliam County, Oregon — crop-loss band
- 1.28Low end of the filed band
- 1.78Middle of the filed band
- 2.52High end of the filed band
- 2021Worst year filed (4.16)
- 10Years filed
Every year the Risk Management Agency has filed for Gilliam County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.28 at the low end to 2.52 at the high end, with 1.78 in the middle. The worst year filed is 2021, at 4.16. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,842,539 | $4,593,505 | $16,518,277 | 256 | 256 | 2.49 |
| 2016 | $1,527,849 | $2,716,031 | $11,662,643 | 214 | 205 | 1.78 |
| 2017 | $412,385 | $526,846 | $2,528,044 | 63 | 63 | 1.28 |
| 2018 | $281,859 | $427,840 | $1,428,140 | 32 | 30 | 1.52 |
| 2019 | $445,181 | $605,027 | $2,762,443 | 55 | 55 | 1.36 |
| 2020 | $711,613 | $1,426,891 | $4,374,828 | 88 | 88 | 2.01 |
| 2021 | $2,519,441 | $10,472,153 | $20,654,660 | 283 | 283 | 4.16 |
| 2022 | $1,075,413 | $2,521,042 | $5,419,250 | 157 | 157 | 2.34 |
| 2023 | $5,012,993 | $12,640,804 | $31,568,665 | 401 | 401 | 2.52 |
| 2024 | $2,039,005 | $3,066,590 | $10,425,112 | 205 | 205 | 1.50 |
Commodities insured in Gilliam County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 0.75Low end of the filed band
- 1.28Middle of the filed band
- 2.72High end of the filed band
- 2021Worst year filed (4.59)
- 10Years filed
- $10,436,532Premium filed
- $27,743,876Indemnity paid
- $84,146,330Liability insured
- 374,940Quantity planted
- 377,453Quantity lost
- 1,010Policies
- 999Policies with a loss
- 2.66Loss ratio, whole span
Causes that carried the indemnity in Gilliam County
- Drought $16,820,992 indemnity · 10 years
- Heat $6,568,141 indemnity · 9 years
- Decline in Price $3,237,636 indemnity · 8 years
- Freeze $257,429 indemnity · 3 years
- Wind/Excess Wind $202,645 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $156,392 indemnity · 2 years
Pasture,Rangeland,Forage 7 years filed
- 0.97Low end of the filed band
- 1.72Middle of the filed band
- 2.65High end of the filed band
- 2021Worst year filed (2.65)
- 7Years filed
- $4,153,921Premium filed
- $7,603,942Indemnity paid
- $15,747,612Liability insured
- 476,332Quantity planted
- 0Quantity lost
- 604Policies
- 604Policies with a loss
- 1.83Loss ratio, whole span
Causes that carried the indemnity in Gilliam County
- ARPI/SCO/STAX/MP Crops Only $7,603,942 indemnity · 7 years
All Other Crops 9 years filed
- 1.48Low end of the filed band
- 4.09Middle of the filed band
- 8.15High end of the filed band
- 2022Worst year filed (8.15)
- 9Years filed
- $594,669Premium filed
- $2,300,425Indemnity paid
- $4,813,132Liability insured
- 20,841Quantity planted
- 1,870Quantity lost
- 37Policies
- 37Policies with a loss
- 3.87Loss ratio, whole span
Causes that carried the indemnity in Gilliam County
- Cold Wet Weather $817,137 indemnity · 1 years
- Freeze $406,247 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $279,119 indemnity · 4 years
- ARPI/SCO/STAX Crops Only $260,906 indemnity · 3 years
- Heat $158,481 indemnity · 3 years
- Decline in Price $126,160 indemnity · 1 years
Barley 9 years filed
- 0.71Low end of the filed band
- 1.34Middle of the filed band
- 3.38High end of the filed band
- 2021Worst year filed (3.38)
- 9Years filed
- $683,156Premium filed
- $1,348,486Indemnity paid
- $2,634,988Liability insured
- 19,261Quantity planted
- 19,590Quantity lost
- 103Policies
- 103Policies with a loss
- 1.97Loss ratio, whole span
Causes that carried the indemnity in Gilliam County
- Drought $824,002 indemnity · 8 years
- Heat $182,915 indemnity · 6 years
- Decline in Price $169,077 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $83,765 indemnity · 3 years
- Hail $26,542 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $23,461 indemnity · 2 years
Every county-crop the agency files in Oregon → Buy the Gilliam County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.