Crop-loss band · Oregon
Polk County, Oregon — crop-loss band
- 1.49Low end of the filed band
- 3.12Middle of the filed band
- 6.20High end of the filed band
- 2019Worst year filed (6.20)
- 8Years filed
Every year the Risk Management Agency has filed for Polk County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.49 at the low end to 6.20 at the high end, with 3.12 in the middle. The worst year filed is 2019, at 6.20. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $50,046 | $74,803 | $324,975 | 2 | 2 | 1.49 |
| 2016 | $182,688 | $773,378 | $2,320,058 | 6 | 6 | 4.23 |
| 2019 | $45,497 | $282,028 | $758,576 | 17 | 17 | 6.20 |
| 2020 | $41,836 | $130,656 | $216,219 | 18 | 18 | 3.12 |
| 2021 | $71,471 | $226,204 | $485,745 | 15 | 15 | 3.17 |
| 2022 | $102,194 | $404,986 | $762,227 | 40 | 40 | 3.96 |
| 2023 | $107,496 | $335,418 | $746,294 | 51 | 51 | 3.12 |
| 2024 | $325,631 | $853,047 | $2,742,861 | 31 | 31 | 2.62 |
Commodities insured in Polk County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
All Other Crops 8 years filed
- 1.49Low end of the filed band
- 4.23Middle of the filed band
- 6.27High end of the filed band
- 2022Worst year filed (6.27)
- 8Years filed
- $621,536Premium filed
- $2,487,031Indemnity paid
- $7,172,791Liability insured
- 3,126Quantity planted
- 1,254Quantity lost
- 51Policies
- 51Policies with a loss
- 4.00Loss ratio, whole span
Causes that carried the indemnity in Polk County
- Heat $1,084,211 indemnity · 5 years
- Decline in Price $593,727 indemnity · 2 years
- Frost $350,721 indemnity · 3 years
- Cold Wet Weather $106,876 indemnity · 1 years
- ARPI/SCO/STAX/MP Crops Only $93,034 indemnity · 5 years
- Cold Winter $86,723 indemnity · 1 years
Apiculture 5 years filed
- 0.58Low end of the filed band
- 2.58Middle of the filed band
- 2.77High end of the filed band
- 2020Worst year filed (2.77)
- 5Years filed
- $305,323Premium filed
- $593,489Indemnity paid
- $1,184,164Liability insured
- 11,553Quantity planted
- 0Quantity lost
- 129Policies
- 129Policies with a loss
- 1.94Loss ratio, whole span
Causes that carried the indemnity in Polk County
- ARPI/SCO/STAX/MP/HIP WI Crops Only $593,489 indemnity · 5 years
Every county-crop the agency files in Oregon → Buy the Polk County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.