Crop-loss band · Oregon
Sherman County, Oregon — crop-loss band
- 1.18Low end of the filed band
- 1.61Middle of the filed band
- 2.64High end of the filed band
- 2021Worst year filed (4.24)
- 10Years filed
Every year the Risk Management Agency has filed for Sherman County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.18 at the low end to 2.64 at the high end, with 1.61 in the middle. The worst year filed is 2021, at 4.24. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,067,389 | $2,096,159 | $15,448,818 | 338 | 338 | 1.96 |
| 2016 | $1,236,457 | $1,882,396 | $15,473,752 | 394 | 394 | 1.52 |
| 2017 | $306,560 | $395,077 | $3,255,274 | 211 | 211 | 1.29 |
| 2018 | $147,139 | $350,982 | $1,323,896 | 66 | 66 | 2.39 |
| 2019 | $542,710 | $641,938 | $5,833,694 | 160 | 160 | 1.18 |
| 2020 | $332,028 | $586,068 | $2,625,130 | 146 | 146 | 1.77 |
| 2021 | $2,248,001 | $9,520,905 | $27,379,877 | 514 | 508 | 4.24 |
| 2022 | $305,994 | $492,615 | $1,499,960 | 159 | 159 | 1.61 |
| 2023 | $5,689,643 | $15,043,760 | $46,310,115 | 662 | 662 | 2.64 |
| 2024 | $1,649,770 | $2,289,331 | $13,311,392 | 271 | 271 | 1.39 |
Commodities insured in Sherman County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 0.58Low end of the filed band
- 1.54Middle of the filed band
- 2.67High end of the filed band
- 2021Worst year filed (4.44)
- 10Years filed
- $11,756,072Premium filed
- $29,550,063Indemnity paid
- $124,703,846Liability insured
- 399,122Quantity planted
- 398,723Quantity lost
- 1,991Policies
- 1,985Policies with a loss
- 2.51Loss ratio, whole span
Causes that carried the indemnity in Sherman County
- Drought $19,244,552 indemnity · 10 years
- Decline in Price $6,274,983 indemnity · 8 years
- Heat $2,585,740 indemnity · 8 years
- Cold Winter $313,424 indemnity · 3 years
- ARPI/SCO/STAX Crops Only $296,545 indemnity · 3 years
- Frost $269,582 indemnity · 5 years
Pasture,Rangeland,Forage 9 years filed
- 0.60Low end of the filed band
- 1.92Middle of the filed band
- 2.95High end of the filed band
- 2021Worst year filed (2.95)
- 9Years filed
- $1,269,866Premium filed
- $2,558,068Indemnity paid
- $5,264,187Liability insured
- 154,138Quantity planted
- 0Quantity lost
- 649Policies
- 649Policies with a loss
- 2.01Loss ratio, whole span
Causes that carried the indemnity in Sherman County
- ARPI/SCO/STAX/MP Crops Only $2,558,068 indemnity · 9 years
Barley 9 years filed
- 1.04Low end of the filed band
- 1.59Middle of the filed band
- 3.30High end of the filed band
- 2023Worst year filed (3.30)
- 9Years filed
- $499,753Premium filed
- $1,191,100Indemnity paid
- $2,493,875Liability insured
- 14,433Quantity planted
- 14,532Quantity lost
- 281Policies
- 281Policies with a loss
- 2.38Loss ratio, whole span
Causes that carried the indemnity in Sherman County
- Drought $923,183 indemnity · 9 years
- Heat $116,264 indemnity · 7 years
- Decline in Price $85,043 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $22,670 indemnity · 3 years
- Frost $18,896 indemnity · 4 years
- Cold Wet Weather $15,190 indemnity · 3 years
Every county-crop the agency files in Oregon → Buy the Sherman County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.