Crop-loss band · Pennsylvania
Adams County, Pennsylvania — crop-loss band
- 1.27Low end of the filed band
- 1.50Middle of the filed band
- 2.11High end of the filed band
- 2016Worst year filed (2.74)
- 10Years filed
Every year the Risk Management Agency has filed for Adams County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.27 at the low end to 2.11 at the high end, with 1.50 in the middle. The worst year filed is 2016, at 2.74. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,274,143 | $4,162,572 | $9,063,913 | 154 | 153 | 1.83 |
| 2016 | $8,163,206 | $22,405,741 | $30,218,623 | 356 | 356 | 2.74 |
| 2017 | $5,433,576 | $8,061,738 | $18,602,967 | 146 | 146 | 1.48 |
| 2018 | $8,909,489 | $16,193,344 | $30,975,814 | 391 | 389 | 1.82 |
| 2019 | $7,812,640 | $12,731,094 | $24,466,614 | 167 | 164 | 1.63 |
| 2020 | $10,177,223 | $21,481,338 | $33,637,660 | 283 | 279 | 2.11 |
| 2021 | $9,671,876 | $14,483,807 | $25,964,191 | 148 | 146 | 1.50 |
| 2022 | $9,441,113 | $12,389,036 | $25,895,391 | 160 | 160 | 1.31 |
| 2023 | $10,644,593 | $15,945,446 | $31,292,705 | 264 | 264 | 1.50 |
| 2024 | $14,705,519 | $18,696,543 | $40,286,054 | 372 | 372 | 1.27 |
Commodities insured in Adams County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Apples 10 years filed
- 1.22Low end of the filed band
- 1.51Middle of the filed band
- 2.07High end of the filed band
- 2016Worst year filed (2.86)
- 10Years filed
- $82,132,484Premium filed
- $137,350,217Indemnity paid
- $236,122,393Liability insured
- 37,027Quantity planted
- 37,093Quantity lost
- 1,064Policies
- 1,058Policies with a loss
- 1.67Loss ratio, whole span
Causes that carried the indemnity in Adams County
- Freeze $49,574,574 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $25,363,373 indemnity · 10 years
- Hail $22,996,684 indemnity · 10 years
- Frost $18,244,615 indemnity · 8 years
- Heat $12,278,329 indemnity · 10 years
- Excess Sun $2,768,399 indemnity · 9 years
Corn 10 years filed
- 0.48Low end of the filed band
- 1.33Middle of the filed band
- 1.73High end of the filed band
- 2020Worst year filed (2.07)
- 10Years filed
- $3,110,402Premium filed
- $4,217,398Indemnity paid
- $17,292,502Liability insured
- 42,267Quantity planted
- 41,345Quantity lost
- 620Policies
- 617Policies with a loss
- 1.36Loss ratio, whole span
Causes that carried the indemnity in Adams County
- Drought $2,486,879 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $966,872 indemnity · 7 years
- Heat $365,633 indemnity · 6 years
- Decline in Price $184,420 indemnity · 5 years
- Wildlife $109,809 indemnity · 9 years
- All Other Causes $32,411 indemnity · 2 years
Soybeans 10 years filed
- 1.10Low end of the filed band
- 2.07Middle of the filed band
- 2.93High end of the filed band
- 2015Worst year filed (3.64)
- 10Years filed
- $1,439,606Premium filed
- $3,366,088Indemnity paid
- $11,649,798Liability insured
- 36,434Quantity planted
- 35,401Quantity lost
- 512Policies
- 512Policies with a loss
- 2.34Loss ratio, whole span
Causes that carried the indemnity in Adams County
- Drought $2,026,435 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $747,992 indemnity · 9 years
- Heat $287,268 indemnity · 7 years
- Wildlife $124,231 indemnity · 7 years
- Freeze $74,329 indemnity · 1 years
- Cold Wet Weather $33,167 indemnity · 6 years
Peaches 10 years filed
- 1.50Low end of the filed band
- 3.32Middle of the filed band
- 6.75High end of the filed band
- 2020Worst year filed (8.04)
- 10Years filed
- $277,502Premium filed
- $1,128,946Indemnity paid
- $2,688,550Liability insured
- 1,047Quantity planted
- 1,047Quantity lost
- 121Policies
- 118Policies with a loss
- 4.07Loss ratio, whole span
Causes that carried the indemnity in Adams County
- Freeze $480,200 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $201,094 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $158,307 indemnity · 3 years
- Hail $100,619 indemnity · 8 years
- Frost $61,107 indemnity · 4 years
- Drought $43,710 indemnity · 2 years
Pasture,Rangeland,Forage 10 years filed
- 0.40Low end of the filed band
- 1.74Middle of the filed band
- 3.47High end of the filed band
- 2016Worst year filed (5.00)
- 10Years filed
- $273,384Premium filed
- $488,010Indemnity paid
- $2,650,689Liability insured
- 7,051Quantity planted
- 0Quantity lost
- 124Policies
- 124Policies with a loss
- 1.79Loss ratio, whole span
Causes that carried the indemnity in Adams County
- ARPI/SCO/STAX Crops Only $488,010 indemnity · 10 years
Every county-crop the agency files in Pennsylvania → Buy the Adams County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.