Crop-loss band · Pennsylvania
Bedford County, Pennsylvania — crop-loss band
- 1.16Low end of the filed band
- 2.02Middle of the filed band
- 2.96High end of the filed band
- 2024Worst year filed (3.11)
- 10Years filed
Every year the Risk Management Agency has filed for Bedford County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.16 at the low end to 2.96 at the high end, with 2.02 in the middle. The worst year filed is 2024, at 3.11. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $392,240 | $486,877 | $2,002,415 | 156 | 154 | 1.24 |
| 2016 | $984,650 | $1,993,160 | $5,608,411 | 271 | 264 | 2.02 |
| 2017 | $185,298 | $224,135 | $1,349,699 | 55 | 52 | 1.21 |
| 2018 | $255,143 | $754,237 | $1,559,549 | 159 | 156 | 2.96 |
| 2019 | $90,881 | $198,724 | $650,370 | 58 | 58 | 2.19 |
| 2020 | $387,312 | $788,539 | $2,847,734 | 142 | 142 | 2.04 |
| 2021 | $178,799 | $435,753 | $1,340,688 | 93 | 93 | 2.44 |
| 2022 | $83,469 | $141,712 | $623,543 | 46 | 46 | 1.70 |
| 2023 | $98,579 | $113,897 | $678,412 | 51 | 51 | 1.16 |
| 2024 | $1,172,814 | $3,644,935 | $9,324,951 | 249 | 249 | 3.11 |
Commodities insured in Bedford County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.74Low end of the filed band
- 2.08Middle of the filed band
- 2.81High end of the filed band
- 2024Worst year filed (2.87)
- 10Years filed
- $3,150,983Premium filed
- $6,893,446Indemnity paid
- $19,453,676Liability insured
- 49,032Quantity planted
- 48,479Quantity lost
- 942Policies
- 927Policies with a loss
- 2.19Loss ratio, whole span
Causes that carried the indemnity in Bedford County
- Drought $5,317,155 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $998,422 indemnity · 9 years
- Decline in Price $291,820 indemnity · 8 years
- Heat $148,074 indemnity · 4 years
- Wildlife $103,305 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $12,119 indemnity · 1 years
Soybeans 10 years filed
- 0.91Low end of the filed band
- 2.36Middle of the filed band
- 4.29High end of the filed band
- 2024Worst year filed (5.34)
- 10Years filed
- $368,030Premium filed
- $1,320,158Indemnity paid
- $3,995,865Liability insured
- 12,297Quantity planted
- 10,896Quantity lost
- 176Policies
- 176Policies with a loss
- 3.59Loss ratio, whole span
Causes that carried the indemnity in Bedford County
- Drought $892,572 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $272,058 indemnity · 9 years
- Wildlife $50,233 indemnity · 6 years
- Decline in Price $42,643 indemnity · 5 years
- Heat $21,156 indemnity · 1 years
- Cold Wet Weather $15,620 indemnity · 3 years
Pasture,Rangeland,Forage 9 years filed
- 0.55Low end of the filed band
- 1.61Middle of the filed band
- 2.49High end of the filed band
- 2021Worst year filed (2.49)
- 9Years filed
- $310,172Premium filed
- $568,365Indemnity paid
- $2,536,231Liability insured
- 5,170Quantity planted
- 0Quantity lost
- 162Policies
- 162Policies with a loss
- 1.83Loss ratio, whole span
Causes that carried the indemnity in Bedford County
- ARPI/SCO/STAX Crops Only $568,365 indemnity · 9 years
Every county-crop the agency files in Pennsylvania → Buy the Bedford County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.