Crop-loss band · Pennsylvania
Centre County, Pennsylvania — crop-loss band
- 0.43Low end of the filed band
- 1.77Middle of the filed band
- 2.40High end of the filed band
- 2020Worst year filed (3.17)
- 10Years filed
Every year the Risk Management Agency has filed for Centre County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.43 at the low end to 2.40 at the high end, with 1.77 in the middle. The worst year filed is 2020, at 3.17. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $83,674 | $148,466 | $755,446 | 68 | 68 | 1.77 |
| 2016 | $481,633 | $1,039,914 | $4,026,005 | 160 | 160 | 2.16 |
| 2017 | $110,420 | $211,070 | $985,601 | 56 | 56 | 1.91 |
| 2018 | $220,981 | $529,881 | $2,295,573 | 73 | 72 | 2.40 |
| 2019 | $182,303 | $376,868 | $1,782,472 | 58 | 58 | 2.07 |
| 2020 | $635,395 | $2,016,055 | $6,408,403 | 165 | 161 | 3.17 |
| 2021 | $115,263 | $50,012 | $1,015,968 | 28 | 28 | 0.43 |
| 2022 | $264,054 | $237,794 | $2,388,569 | 54 | 54 | 0.90 |
| 2023 | $237,490 | $201,222 | $2,597,908 | 51 | 51 | 0.85 |
| 2024 | $122,749 | $156,934 | $1,424,829 | 54 | 54 | 1.28 |
Commodities insured in Centre County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.04Low end of the filed band
- 1.51Middle of the filed band
- 3.03High end of the filed band
- 2015Worst year filed (3.24)
- 10Years filed
- $1,505,358Premium filed
- $2,966,985Indemnity paid
- $12,853,603Liability insured
- 26,421Quantity planted
- 23,559Quantity lost
- 302Policies
- 298Policies with a loss
- 1.97Loss ratio, whole span
Causes that carried the indemnity in Centre County
- Drought $2,258,787 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $412,981 indemnity · 6 years
- Decline in Price $123,984 indemnity · 5 years
- Wildlife $105,763 indemnity · 7 years
- Cold Wet Weather $60,266 indemnity · 5 years
- Insects $3,162 indemnity · 1 years
Soybeans 10 years filed
- 0.52Low end of the filed band
- 2.62Middle of the filed band
- 4.04High end of the filed band
- 2021Worst year filed (4.21)
- 10Years filed
- $498,574Premium filed
- $1,215,074Indemnity paid
- $6,694,432Liability insured
- 17,018Quantity planted
- 14,074Quantity lost
- 173Policies
- 172Policies with a loss
- 2.44Loss ratio, whole span
Causes that carried the indemnity in Centre County
- Drought $699,088 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $415,017 indemnity · 7 years
- Cold Wet Weather $49,198 indemnity · 2 years
- Decline in Price $26,137 indemnity · 3 years
- Wildlife $16,154 indemnity · 6 years
- Insects $8,945 indemnity · 2 years
Pasture,Rangeland,Forage 9 years filed
- 0.51Low end of the filed band
- 1.76Middle of the filed band
- 2.93High end of the filed band
- 2023Worst year filed (2.93)
- 9Years filed
- $450,030Premium filed
- $786,157Indemnity paid
- $4,132,739Liability insured
- 10,262Quantity planted
- 0Quantity lost
- 292Policies
- 292Policies with a loss
- 1.75Loss ratio, whole span
Causes that carried the indemnity in Centre County
- ARPI/SCO/STAX Crops Only $786,157 indemnity · 9 years
Every county-crop the agency files in Pennsylvania → Buy the Centre County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.