Crop-loss band · Pennsylvania
Chester County, Pennsylvania — crop-loss band
- 1.86Low end of the filed band
- 2.33Middle of the filed band
- 4.38High end of the filed band
- 2022Worst year filed (4.69)
- 10Years filed
Every year the Risk Management Agency has filed for Chester County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.86 at the low end to 4.38 at the high end, with 2.33 in the middle. The worst year filed is 2022, at 4.69. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $5,960 | $11,071 | $64,381 | 7 | 7 | 1.86 |
| 2016 | $79,315 | $234,418 | $794,676 | 30 | 30 | 2.96 |
| 2017 | $55,648 | $104,967 | $573,109 | 17 | 16 | 1.89 |
| 2018 | $128,648 | $299,102 | $1,606,752 | 48 | 47 | 2.33 |
| 2019 | $42,225 | $102,841 | $337,743 | 9 | 9 | 2.44 |
| 2020 | $56,186 | $231,214 | $480,406 | 16 | 16 | 4.12 |
| 2021 | $36,795 | $161,147 | $249,226 | 7 | 7 | 4.38 |
| 2022 | $69,426 | $325,878 | $576,387 | 14 | 14 | 4.69 |
| 2023 | $123,257 | $280,936 | $1,874,192 | 18 | 18 | 2.28 |
| 2024 | $252,806 | $583,616 | $2,840,194 | 41 | 41 | 2.31 |
Commodities insured in Chester County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.06Low end of the filed band
- 1.86Middle of the filed band
- 6.40High end of the filed band
- 2021Worst year filed (6.43)
- 10Years filed
- $550,790Premium filed
- $1,184,584Indemnity paid
- $7,778,389Liability insured
- 11,799Quantity planted
- 9,304Quantity lost
- 168Policies
- 167Policies with a loss
- 2.15Loss ratio, whole span
Causes that carried the indemnity in Chester County
- Drought $661,312 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $227,317 indemnity · 7 years
- Heat $115,969 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $88,453 indemnity · 1 years
- Wildlife $50,441 indemnity · 6 years
- Tornado $15,878 indemnity · 1 years
All Other Crops 9 years filed
- 2.94Low end of the filed band
- 3.88Middle of the filed band
- 4.75High end of the filed band
- 2016Worst year filed (4.75)
- 9Years filed
- $299,476Premium filed
- $1,150,606Indemnity paid
- $1,618,677Liability insured
- 1,184Quantity planted
- 479Quantity lost
- 39Policies
- 38Policies with a loss
- 3.84Loss ratio, whole span
Causes that carried the indemnity in Chester County
- Freeze $466,625 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $233,197 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $124,897 indemnity · 3 years
- Frost $121,456 indemnity · 3 years
- Hail $90,298 indemnity · 3 years
- Heat $80,995 indemnity · 2 years
Every county-crop the agency files in Pennsylvania → Buy the Chester County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.