Crop-loss band · Pennsylvania
Clarion County, Pennsylvania — crop-loss band
- 0.56Low end of the filed band
- 1.62Middle of the filed band
- 2.74High end of the filed band
- 2019Worst year filed (3.19)
- 10Years filed
Every year the Risk Management Agency has filed for Clarion County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.56 at the low end to 2.74 at the high end, with 1.62 in the middle. The worst year filed is 2019, at 3.19. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $318,985 | $517,060 | $1,839,020 | 38 | 37 | 1.62 |
| 2016 | $171,169 | $274,536 | $979,295 | 25 | 25 | 1.60 |
| 2017 | $117,075 | $157,475 | $692,043 | 28 | 28 | 1.35 |
| 2018 | $106,396 | $228,312 | $752,211 | 45 | 42 | 2.15 |
| 2019 | $204,426 | $653,118 | $1,404,057 | 42 | 41 | 3.19 |
| 2020 | $263,583 | $721,284 | $2,022,598 | 49 | 48 | 2.74 |
| 2021 | $1,495 | $831 | $14,102 | 2 | 2 | 0.56 |
| 2022 | $412,388 | $838,972 | $3,034,618 | 57 | 57 | 2.03 |
| 2023 | $91,558 | $125,578 | $740,472 | 16 | 16 | 1.37 |
| 2024 | $184,735 | $333,500 | $1,547,730 | 39 | 39 | 1.81 |
Commodities insured in Clarion County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 9 years filed
- 0.82Low end of the filed band
- 1.65Middle of the filed band
- 3.08High end of the filed band
- 2019Worst year filed (3.08)
- 9Years filed
- $1,389,101Premium filed
- $2,699,046Indemnity paid
- $9,345,035Liability insured
- 21,765Quantity planted
- 21,139Quantity lost
- 212Policies
- 206Policies with a loss
- 1.94Loss ratio, whole span
Causes that carried the indemnity in Clarion County
- Drought $1,346,033 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $1,172,451 indemnity · 9 years
- Cold Winter $76,810 indemnity · 1 years
- Decline in Price $55,663 indemnity · 7 years
- Wildlife $25,354 indemnity · 5 years
- Other (Snow, Lightning, Etc.) $11,346 indemnity · 1 years
Soybeans 10 years filed
- 0.56Low end of the filed band
- 2.15Middle of the filed band
- 3.77High end of the filed band
- 2019Worst year filed (3.92)
- 10Years filed
- $482,709Premium filed
- $1,151,620Indemnity paid
- $3,681,111Liability insured
- 12,058Quantity planted
- 12,054Quantity lost
- 129Policies
- 129Policies with a loss
- 2.39Loss ratio, whole span
Causes that carried the indemnity in Clarion County
- Drought $639,552 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $363,431 indemnity · 9 years
- Heat $63,094 indemnity · 2 years
- Wildlife $41,951 indemnity · 5 years
- Decline in Price $28,063 indemnity · 7 years
- Cold Wet Weather $9,753 indemnity · 2 years
Every county-crop the agency files in Pennsylvania → Buy the Clarion County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.