Crop-loss band · Pennsylvania
Columbia County, Pennsylvania — crop-loss band
- 1.62Low end of the filed band
- 2.31Middle of the filed band
- 2.63High end of the filed band
- 2022Worst year filed (3.44)
- 10Years filed
Every year the Risk Management Agency has filed for Columbia County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.62 at the low end to 2.63 at the high end, with 2.31 in the middle. The worst year filed is 2022, at 3.44. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $120,151 | $290,173 | $1,140,255 | 44 | 44 | 2.42 |
| 2016 | $130,555 | $247,793 | $945,586 | 32 | 32 | 1.90 |
| 2017 | $76,846 | $146,163 | $643,118 | 35 | 34 | 1.90 |
| 2018 | $325,674 | $753,902 | $2,919,567 | 94 | 93 | 2.31 |
| 2019 | $455,557 | $1,108,542 | $3,562,193 | 73 | 73 | 2.43 |
| 2020 | $748,356 | $1,965,481 | $6,177,789 | 110 | 110 | 2.63 |
| 2021 | $321,037 | $521,561 | $2,418,482 | 37 | 37 | 1.62 |
| 2022 | $576,043 | $1,979,137 | $5,312,836 | 109 | 109 | 3.44 |
| 2023 | $270,716 | $604,206 | $2,333,488 | 56 | 56 | 2.23 |
| 2024 | $376,567 | $920,781 | $3,108,049 | 63 | 63 | 2.45 |
Commodities insured in Columbia County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.65Low end of the filed band
- 2.49Middle of the filed band
- 4.53High end of the filed band
- 2019Worst year filed (4.66)
- 10Years filed
- $948,837Premium filed
- $3,064,281Indemnity paid
- $9,478,996Liability insured
- 20,413Quantity planted
- 19,349Quantity lost
- 300Policies
- 298Policies with a loss
- 3.23Loss ratio, whole span
Causes that carried the indemnity in Columbia County
- Drought $2,147,819 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $602,302 indemnity · 7 years
- Wildlife $131,843 indemnity · 10 years
- Heat $85,185 indemnity · 3 years
- Flood $28,308 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $25,075 indemnity · 1 years
All Other Crops 9 years filed
- 1.40Low end of the filed band
- 1.86Middle of the filed band
- 4.10High end of the filed band
- 2015Worst year filed (4.10)
- 9Years filed
- $1,417,476Premium filed
- $2,609,510Indemnity paid
- $8,629,310Liability insured
- 692Quantity planted
- 654Quantity lost
- 32Policies
- 32Policies with a loss
- 1.84Loss ratio, whole span
Causes that carried the indemnity in Columbia County
- Freeze $940,690 indemnity · 6 years
- Drought $709,439 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $623,079 indemnity · 4 years
- Hail $268,348 indemnity · 3 years
- Cold Wet Weather $52,045 indemnity · 2 years
- Heat $13,653 indemnity · 2 years
Soybeans 10 years filed
- 1.06Low end of the filed band
- 1.71Middle of the filed band
- 3.13High end of the filed band
- 2020Worst year filed (3.42)
- 10Years filed
- $708,585Premium filed
- $1,753,823Indemnity paid
- $7,733,827Liability insured
- 20,629Quantity planted
- 18,438Quantity lost
- 243Policies
- 243Policies with a loss
- 2.48Loss ratio, whole span
Causes that carried the indemnity in Columbia County
- Drought $1,046,131 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $301,950 indemnity · 7 years
- Heat $137,505 indemnity · 3 years
- Asian Soybean Rust $123,763 indemnity · 1 years
- Wildlife $98,162 indemnity · 10 years
- All Other Causes $10,649 indemnity · 1 years
Processing Beans 10 years filed
- 1.65Low end of the filed band
- 3.37Middle of the filed band
- 4.23High end of the filed band
- 2019Worst year filed (4.97)
- 10Years filed
- $326,604Premium filed
- $1,110,125Indemnity paid
- $2,719,230Liability insured
- 4,218Quantity planted
- 4,218Quantity lost
- 78Policies
- 78Policies with a loss
- 3.40Loss ratio, whole span
Causes that carried the indemnity in Columbia County
- Drought $537,548 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $482,281 indemnity · 8 years
- Heat $35,693 indemnity · 3 years
- Wildlife $25,383 indemnity · 3 years
- Cold Wet Weather $10,176 indemnity · 1 years
- Insects $7,459 indemnity · 1 years
Every county-crop the agency files in Pennsylvania → Buy the Columbia County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.