Crop-loss band · Pennsylvania
Cumberland County, Pennsylvania — crop-loss band
- 1.47Low end of the filed band
- 1.81Middle of the filed band
- 2.39High end of the filed band
- 2020Worst year filed (2.66)
- 10Years filed
Every year the Risk Management Agency has filed for Cumberland County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.47 at the low end to 2.39 at the high end, with 1.81 in the middle. The worst year filed is 2020, at 2.66. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $439,331 | $794,931 | $1,898,019 | 85 | 84 | 1.81 |
| 2016 | $1,157,995 | $2,616,427 | $5,849,043 | 206 | 206 | 2.26 |
| 2017 | $233,020 | $366,049 | $996,099 | 27 | 27 | 1.57 |
| 2018 | $389,794 | $778,171 | $1,900,406 | 73 | 73 | 2.00 |
| 2019 | $282,950 | $675,445 | $1,382,385 | 84 | 84 | 2.39 |
| 2020 | $619,428 | $1,646,274 | $3,798,597 | 114 | 114 | 2.66 |
| 2021 | $277,716 | $502,433 | $1,149,436 | 41 | 41 | 1.81 |
| 2022 | $754,591 | $1,224,520 | $4,630,302 | 101 | 101 | 1.62 |
| 2023 | $469,677 | $692,510 | $2,167,628 | 43 | 43 | 1.47 |
| 2024 | $943,497 | $2,031,779 | $5,533,761 | 148 | 148 | 2.15 |
Commodities insured in Cumberland County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.65Low end of the filed band
- 1.69Middle of the filed band
- 2.14High end of the filed band
- 2020Worst year filed (3.19)
- 10Years filed
- $2,246,924Premium filed
- $4,540,018Indemnity paid
- $12,473,580Liability insured
- 32,755Quantity planted
- 32,613Quantity lost
- 555Policies
- 554Policies with a loss
- 2.02Loss ratio, whole span
Causes that carried the indemnity in Cumberland County
- Drought $3,705,311 indemnity · 9 years
- Heat $358,144 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $228,062 indemnity · 7 years
- Decline in Price $143,526 indemnity · 6 years
- All Other Causes $50,644 indemnity · 4 years
- Other (Snow, Lightning, Etc.) $18,418 indemnity · 2 years
Apples 10 years filed
- 1.26Low end of the filed band
- 1.98Middle of the filed band
- 2.75High end of the filed band
- 2019Worst year filed (3.05)
- 10Years filed
- $1,970,968Premium filed
- $3,943,221Indemnity paid
- $6,539,438Liability insured
- 1,657Quantity planted
- 1,657Quantity lost
- 62Policies
- 62Policies with a loss
- 2.00Loss ratio, whole span
Causes that carried the indemnity in Cumberland County
- Freeze $1,687,038 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $650,570 indemnity · 6 years
- Hail $529,110 indemnity · 3 years
- Frost $526,768 indemnity · 5 years
- Heat $234,119 indemnity · 3 years
- Excess Sun $160,702 indemnity · 1 years
Soybeans 10 years filed
- 0.69Low end of the filed band
- 1.96Middle of the filed band
- 2.91High end of the filed band
- 2018Worst year filed (3.01)
- 10Years filed
- $1,350,107Premium filed
- $2,845,300Indemnity paid
- $10,292,658Liability insured
- 28,967Quantity planted
- 27,270Quantity lost
- 305Policies
- 305Policies with a loss
- 2.11Loss ratio, whole span
Causes that carried the indemnity in Cumberland County
- Drought $1,895,017 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $409,928 indemnity · 10 years
- Heat $372,662 indemnity · 4 years
- Decline in Price $52,700 indemnity · 5 years
- Other (Snow, Lightning, Etc.) $50,421 indemnity · 1 years
- Wildlife $22,887 indemnity · 5 years
Every county-crop the agency files in Pennsylvania → Buy the Cumberland County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.