Crop-loss band · Pennsylvania
Erie County, Pennsylvania — crop-loss band
- 1.84Low end of the filed band
- 2.41Middle of the filed band
- 2.81High end of the filed band
- 2020Worst year filed (3.13)
- 10Years filed
Every year the Risk Management Agency has filed for Erie County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.84 at the low end to 2.81 at the high end, with 2.41 in the middle. The worst year filed is 2020, at 3.13. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $843,285 | $2,287,433 | $5,776,232 | 205 | 203 | 2.71 |
| 2016 | $149,448 | $420,411 | $1,221,307 | 76 | 76 | 2.81 |
| 2017 | $330,895 | $661,313 | $1,997,061 | 99 | 98 | 2.00 |
| 2018 | $332,631 | $610,643 | $2,221,994 | 100 | 99 | 1.84 |
| 2019 | $300,186 | $634,064 | $2,067,274 | 106 | 102 | 2.11 |
| 2020 | $390,558 | $1,223,410 | $3,194,293 | 128 | 128 | 3.13 |
| 2021 | $320,543 | $857,481 | $2,619,251 | 103 | 103 | 2.68 |
| 2022 | $583,225 | $1,407,418 | $4,000,335 | 122 | 122 | 2.41 |
| 2023 | $509,858 | $1,295,550 | $3,995,690 | 137 | 137 | 2.54 |
| 2024 | $496,220 | $1,184,305 | $3,933,349 | 133 | 133 | 2.39 |
Commodities insured in Erie County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Grapes 10 years filed
- 1.91Low end of the filed band
- 3.46Middle of the filed band
- 4.66High end of the filed band
- 2015Worst year filed (4.74)
- 10Years filed
- $1,358,130Premium filed
- $4,749,851Indemnity paid
- $12,461,627Liability insured
- 8,685Quantity planted
- 8,690Quantity lost
- 351Policies
- 345Policies with a loss
- 3.50Loss ratio, whole span
Causes that carried the indemnity in Erie County
- Freeze $1,653,477 indemnity · 8 years
- Frost $1,247,265 indemnity · 8 years
- Cold Winter $459,362 indemnity · 3 years
- Drought $371,082 indemnity · 6 years
- Other (Snow, Lightning, Etc.) $355,963 indemnity · 5 years
- Cold Wet Weather $262,122 indemnity · 6 years
Soybeans 10 years filed
- 1.49Low end of the filed band
- 2.07Middle of the filed band
- 2.57High end of the filed band
- 2022Worst year filed (2.65)
- 10Years filed
- $1,451,396Premium filed
- $3,292,017Indemnity paid
- $9,171,633Liability insured
- 28,539Quantity planted
- 28,715Quantity lost
- 383Policies
- 381Policies with a loss
- 2.27Loss ratio, whole span
Causes that carried the indemnity in Erie County
- Drought $1,522,053 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,236,264 indemnity · 9 years
- Heat $107,717 indemnity · 2 years
- Other (Snow, Lightning, Etc.) $99,209 indemnity · 4 years
- Wildlife $86,509 indemnity · 7 years
- Decline in Price $86,274 indemnity · 7 years
Corn 10 years filed
- 0.85Low end of the filed band
- 1.48Middle of the filed band
- 2.01High end of the filed band
- 2019Worst year filed (2.19)
- 10Years filed
- $1,153,215Premium filed
- $1,644,069Indemnity paid
- $6,296,516Liability insured
- 16,093Quantity planted
- 15,940Quantity lost
- 263Policies
- 263Policies with a loss
- 1.43Loss ratio, whole span
Causes that carried the indemnity in Erie County
- Excess Moisture/Precipitation/Rain $785,555 indemnity · 10 years
- Drought $684,434 indemnity · 7 years
- Wildlife $53,461 indemnity · 9 years
- Decline in Price $36,269 indemnity · 7 years
- Other (Snow, Lightning, Etc.) $28,978 indemnity · 4 years
- Heat $23,005 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 0.21Low end of the filed band
- 2.16Middle of the filed band
- 4.38High end of the filed band
- 2020Worst year filed (4.58)
- 10Years filed
- $294,108Premium filed
- $896,091Indemnity paid
- $3,097,010Liability insured
- 6,880Quantity planted
- 0Quantity lost
- 212Policies
- 212Policies with a loss
- 3.05Loss ratio, whole span
Causes that carried the indemnity in Erie County
- ARPI/SCO/STAX Crops Only $896,091 indemnity · 10 years
Every county-crop the agency files in Pennsylvania → Buy the Erie County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.