Crop-loss band · Pennsylvania
Franklin County, Pennsylvania — crop-loss band
- 0.76Low end of the filed band
- 1.73Middle of the filed band
- 2.09High end of the filed band
- 2024Worst year filed (2.34)
- 10Years filed
Every year the Risk Management Agency has filed for Franklin County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.76 at the low end to 2.09 at the high end, with 1.73 in the middle. The worst year filed is 2024, at 2.34. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,083,419 | $1,469,018 | $4,682,483 | 311 | 311 | 1.36 |
| 2016 | $1,375,588 | $1,995,154 | $5,109,389 | 278 | 278 | 1.45 |
| 2017 | $483,298 | $366,391 | $2,251,638 | 89 | 89 | 0.76 |
| 2018 | $380,380 | $684,620 | $1,600,336 | 103 | 103 | 1.80 |
| 2019 | $686,117 | $1,188,479 | $3,705,923 | 152 | 150 | 1.73 |
| 2020 | $684,599 | $1,434,043 | $3,815,894 | 179 | 178 | 2.09 |
| 2021 | $1,089,582 | $1,965,459 | $6,486,822 | 146 | 146 | 1.80 |
| 2022 | $472,567 | $834,480 | $2,592,101 | 94 | 94 | 1.77 |
| 2023 | $936,011 | $1,445,404 | $6,035,710 | 176 | 176 | 1.54 |
| 2024 | $2,538,575 | $5,936,379 | $15,700,824 | 345 | 345 | 2.34 |
Commodities insured in Franklin County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.23Low end of the filed band
- 1.31Middle of the filed band
- 2.10High end of the filed band
- 2024Worst year filed (2.36)
- 10Years filed
- $6,059,048Premium filed
- $10,244,786Indemnity paid
- $29,088,585Liability insured
- 68,041Quantity planted
- 66,946Quantity lost
- 914Policies
- 913Policies with a loss
- 1.69Loss ratio, whole span
Causes that carried the indemnity in Franklin County
- Drought $8,723,340 indemnity · 9 years
- Heat $770,624 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $335,523 indemnity · 8 years
- Decline in Price $225,820 indemnity · 5 years
- Wildlife $52,351 indemnity · 6 years
- XX $43,897 indemnity · 4 years
Soybeans 10 years filed
- 0.65Low end of the filed band
- 1.78Middle of the filed band
- 2.66High end of the filed band
- 2020Worst year filed (2.86)
- 10Years filed
- $1,411,541Premium filed
- $2,798,906Indemnity paid
- $10,002,143Liability insured
- 28,002Quantity planted
- 26,288Quantity lost
- 393Policies
- 393Policies with a loss
- 1.98Loss ratio, whole span
Causes that carried the indemnity in Franklin County
- Drought $2,134,104 indemnity · 9 years
- Heat $270,175 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $228,090 indemnity · 8 years
- Wildlife $79,416 indemnity · 8 years
- Decline in Price $28,088 indemnity · 4 years
- Insects $24,600 indemnity · 5 years
Apples 10 years filed
- 1.24Low end of the filed band
- 1.87Middle of the filed band
- 2.66High end of the filed band
- 2020Worst year filed (2.69)
- 10Years filed
- $1,206,713Premium filed
- $2,275,710Indemnity paid
- $3,835,588Liability insured
- 764Quantity planted
- 764Quantity lost
- 54Policies
- 52Policies with a loss
- 1.89Loss ratio, whole span
Causes that carried the indemnity in Franklin County
- Freeze $658,862 indemnity · 6 years
- Hail $599,367 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $596,631 indemnity · 5 years
- Heat $305,260 indemnity · 4 years
- Excess Sun $70,127 indemnity · 3 years
- Frost $33,462 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 0.26Low end of the filed band
- 1.56Middle of the filed band
- 2.77High end of the filed band
- 2024Worst year filed (2.84)
- 10Years filed
- $1,052,834Premium filed
- $2,000,025Indemnity paid
- $9,054,804Liability insured
- 18,532Quantity planted
- 0Quantity lost
- 512Policies
- 512Policies with a loss
- 1.90Loss ratio, whole span
Causes that carried the indemnity in Franklin County
- ARPI/SCO/STAX Crops Only $2,000,025 indemnity · 10 years
Every county-crop the agency files in Pennsylvania → Buy the Franklin County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.