Crop-loss band · Pennsylvania
Jefferson County, Pennsylvania — crop-loss band
- 0.96Low end of the filed band
- 1.48Middle of the filed band
- 2.50High end of the filed band
- 2018Worst year filed (2.76)
- 10Years filed
Every year the Risk Management Agency has filed for Jefferson County is in the series below, from 2017 to 2023. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.96 at the low end to 2.50 at the high end, with 1.48 in the middle. The worst year filed is 2018, at 2.76. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $277,645 | $506,582 | $1,622,066 | 29 | 29 | 1.82 |
| 2016 | $271,096 | $265,247 | $1,504,034 | 40 | 40 | 0.98 |
| 2017 | $237,372 | $350,759 | $1,377,180 | 34 | 33 | 1.48 |
| 2018 | $181,898 | $502,119 | $1,131,250 | 37 | 37 | 2.76 |
| 2019 | $219,006 | $548,298 | $1,273,991 | 44 | 43 | 2.50 |
| 2020 | $215,138 | $410,111 | $1,471,354 | 29 | 29 | 1.91 |
| 2021 | $74,510 | $77,903 | $537,073 | 9 | 9 | 1.05 |
| 2022 | $235,435 | $226,032 | $1,458,141 | 28 | 28 | 0.96 |
| 2023 | $110,064 | $162,255 | $855,232 | 19 | 19 | 1.47 |
| 2024 | $294,387 | $661,726 | $2,467,748 | 36 | 36 | 2.25 |
Commodities insured in Jefferson County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 8 years filed
- 0.80Low end of the filed band
- 1.72Middle of the filed band
- 2.96High end of the filed band
- 2019Worst year filed (2.96)
- 8Years filed
- $920,287Premium filed
- $1,690,841Indemnity paid
- $6,086,794Liability insured
- 15,016Quantity planted
- 13,996Quantity lost
- 123Policies
- 122Policies with a loss
- 1.84Loss ratio, whole span
Causes that carried the indemnity in Jefferson County
- Drought $824,821 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $695,731 indemnity · 7 years
- Other (Snow, Lightning, Etc.) $57,201 indemnity · 3 years
- Wildlife $53,596 indemnity · 6 years
- Decline in Price $51,543 indemnity · 4 years
- Cold Wet Weather $7,284 indemnity · 1 years
Soybeans 8 years filed
- 0.54Low end of the filed band
- 1.64Middle of the filed band
- 3.16High end of the filed band
- 2024Worst year filed (3.16)
- 8Years filed
- $643,114Premium filed
- $1,222,157Indemnity paid
- $4,444,713Liability insured
- 15,438Quantity planted
- 13,260Quantity lost
- 105Policies
- 105Policies with a loss
- 1.90Loss ratio, whole span
Causes that carried the indemnity in Jefferson County
- Drought $534,439 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $531,871 indemnity · 6 years
- Wildlife $89,108 indemnity · 5 years
- Decline in Price $50,086 indemnity · 5 years
- Cold Wet Weather $13,994 indemnity · 3 years
- Insects $2,659 indemnity · 2 years
All Other Crops 8 years filed
- 0.98Low end of the filed band
- 4.79Middle of the filed band
- 9.59High end of the filed band
- 2021Worst year filed (9.59)
- 8Years filed
- $553,150Premium filed
- $798,034Indemnity paid
- $3,166,562Liability insured
- 9,945Quantity planted
- 9,475Quantity lost
- 77Policies
- 76Policies with a loss
- 1.44Loss ratio, whole span
Causes that carried the indemnity in Jefferson County
- Excess Moisture/Precipitation/Rain $395,433 indemnity · 3 years
- Drought $239,679 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $52,876 indemnity · 2 years
- ARPI/SCO/STAX Crops Only $38,994 indemnity · 2 years
- Frost $34,437 indemnity · 2 years
- Freeze $14,952 indemnity · 1 years
Every county-crop the agency files in Pennsylvania → Buy the Jefferson County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.