Crop-loss band · Pennsylvania
Lycoming County, Pennsylvania — crop-loss band
- 0.69Low end of the filed band
- 2.63Middle of the filed band
- 2.99High end of the filed band
- 2022Worst year filed (3.15)
- 10Years filed
Every year the Risk Management Agency has filed for Lycoming County is in the series below, from 2016 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.69 at the low end to 2.99 at the high end, with 2.63 in the middle. The worst year filed is 2022, at 3.15. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $10,906 | $9,358 | $79,893 | 6 | 5 | 0.86 |
| 2016 | $130,659 | $391,114 | $613,598 | 13 | 13 | 2.99 |
| 2017 | $33,988 | $23,506 | $313,278 | 11 | 11 | 0.69 |
| 2018 | $192,392 | $460,527 | $1,025,519 | 20 | 20 | 2.39 |
| 2019 | $128,910 | $340,169 | $582,100 | 17 | 17 | 2.64 |
| 2020 | $197,818 | $520,235 | $1,348,617 | 29 | 29 | 2.63 |
| 2021 | $131,000 | $347,101 | $477,234 | 7 | 7 | 2.65 |
| 2022 | $225,175 | $709,549 | $1,230,583 | 24 | 24 | 3.15 |
| 2023 | $209,519 | $575,906 | $884,389 | 14 | 14 | 2.75 |
| 2024 | $42,285 | $53,348 | $549,095 | 10 | 10 | 1.26 |
Commodities insured in Lycoming County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Apples 7 years filed
- 2.22Low end of the filed band
- 2.62Middle of the filed band
- 3.45High end of the filed band
- 2016Worst year filed (3.45)
- 7Years filed
- $956,094Premium filed
- $2,478,137Indemnity paid
- $3,160,540Liability insured
- 382Quantity planted
- 382Quantity lost
- 22Policies
- 22Policies with a loss
- 2.59Loss ratio, whole span
Causes that carried the indemnity in Lycoming County
- Freeze $984,481 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $669,898 indemnity · 3 years
- Frost $459,415 indemnity · 2 years
- Hail $169,919 indemnity · 2 years
- Heat $169,702 indemnity · 1 years
- Cold Wet Weather $24,723 indemnity · 1 years
Corn 10 years filed
- 0.69Low end of the filed band
- 2.27Middle of the filed band
- 3.70High end of the filed band
- 2022Worst year filed (5.42)
- 10Years filed
- $346,558Premium filed
- $952,676Indemnity paid
- $3,943,766Liability insured
- 9,057Quantity planted
- 7,689Quantity lost
- 129Policies
- 128Policies with a loss
- 2.75Loss ratio, whole span
Causes that carried the indemnity in Lycoming County
- Drought $674,453 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $205,304 indemnity · 7 years
- Wildlife $34,781 indemnity · 7 years
- Hail $21,481 indemnity · 1 years
- Decline in Price $10,421 indemnity · 2 years
- Heat $3,572 indemnity · 3 years
Every county-crop the agency files in Pennsylvania → Buy the Lycoming County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.