Crop-loss band · Pennsylvania
Mercer County, Pennsylvania — crop-loss band
- 1.02Low end of the filed band
- 1.65Middle of the filed band
- 2.50High end of the filed band
- 2019Worst year filed (2.90)
- 10Years filed
Every year the Risk Management Agency has filed for Mercer County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.02 at the low end to 2.50 at the high end, with 1.65 in the middle. The worst year filed is 2019, at 2.90. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,297,003 | $2,141,790 | $9,075,881 | 323 | 320 | 1.65 |
| 2016 | $226,781 | $435,110 | $1,936,848 | 151 | 151 | 1.92 |
| 2017 | $1,093,746 | $1,605,067 | $8,688,780 | 256 | 255 | 1.47 |
| 2018 | $815,662 | $1,556,527 | $7,350,777 | 240 | 239 | 1.91 |
| 2019 | $918,493 | $2,664,445 | $7,549,628 | 282 | 282 | 2.90 |
| 2020 | $181,775 | $284,460 | $1,700,906 | 112 | 112 | 1.56 |
| 2021 | $516,357 | $525,407 | $4,974,425 | 148 | 148 | 1.02 |
| 2022 | $564,152 | $768,837 | $5,077,022 | 194 | 194 | 1.36 |
| 2023 | $255,490 | $638,326 | $2,556,393 | 169 | 169 | 2.50 |
| 2024 | $456,376 | $812,567 | $4,705,314 | 208 | 208 | 1.78 |
Commodities insured in Mercer County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.27Low end of the filed band
- 1.65Middle of the filed band
- 2.89High end of the filed band
- 2024Worst year filed (3.50)
- 10Years filed
- $2,814,402Premium filed
- $5,399,856Indemnity paid
- $22,188,249Liability insured
- 50,686Quantity planted
- 46,626Quantity lost
- 672Policies
- 667Policies with a loss
- 1.92Loss ratio, whole span
Causes that carried the indemnity in Mercer County
- Excess Moisture/Precipitation/Rain $4,318,712 indemnity · 9 years
- Drought $632,649 indemnity · 7 years
- Decline in Price $193,997 indemnity · 6 years
- Wildlife $62,448 indemnity · 10 years
- Other (Snow, Lightning, Etc.) $61,634 indemnity · 3 years
- Heat $46,068 indemnity · 3 years
Soybeans 10 years filed
- 0.69Low end of the filed band
- 1.18Middle of the filed band
- 2.50High end of the filed band
- 2019Worst year filed (3.12)
- 10Years filed
- $2,521,762Premium filed
- $3,785,830Indemnity paid
- $21,254,800Liability insured
- 57,626Quantity planted
- 44,276Quantity lost
- 552Policies
- 552Policies with a loss
- 1.50Loss ratio, whole span
Causes that carried the indemnity in Mercer County
- Excess Moisture/Precipitation/Rain $2,599,228 indemnity · 9 years
- Drought $879,439 indemnity · 8 years
- Decline in Price $136,437 indemnity · 7 years
- Wildlife $60,705 indemnity · 8 years
- Heat $37,723 indemnity · 4 years
- Cold Wet Weather $20,551 indemnity · 3 years
Pasture,Rangeland,Forage 10 years filed
- 0.69Low end of the filed band
- 2.18Middle of the filed band
- 2.87High end of the filed band
- 2017Worst year filed (3.26)
- 10Years filed
- $989,671Premium filed
- $2,246,850Indemnity paid
- $10,172,925Liability insured
- 24,302Quantity planted
- 0Quantity lost
- 859Policies
- 859Policies with a loss
- 2.27Loss ratio, whole span
Causes that carried the indemnity in Mercer County
- ARPI/SCO/STAX Crops Only $2,246,850 indemnity · 10 years
Every county-crop the agency files in Pennsylvania → Buy the Mercer County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.