Crop-loss band · Pennsylvania
Montour County, Pennsylvania — crop-loss band
- 1.52Low end of the filed band
- 2.51Middle of the filed band
- 3.95High end of the filed band
- 2019Worst year filed (4.09)
- 10Years filed
Every year the Risk Management Agency has filed for Montour County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.52 at the low end to 3.95 at the high end, with 2.51 in the middle. The worst year filed is 2019, at 4.09. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $10,321 | $22,127 | $81,158 | 9 | 9 | 2.14 |
| 2016 | $52,370 | $184,845 | $472,858 | 25 | 25 | 3.53 |
| 2017 | $29,501 | $55,026 | $310,036 | 17 | 17 | 1.87 |
| 2018 | $117,144 | $293,996 | $1,390,718 | 61 | 60 | 2.51 |
| 2019 | $68,718 | $280,937 | $830,702 | 51 | 51 | 4.09 |
| 2020 | $169,137 | $668,269 | $1,983,384 | 65 | 65 | 3.95 |
| 2021 | $6,552 | $9,962 | $67,614 | 11 | 11 | 1.52 |
| 2022 | $183,028 | $539,388 | $1,790,046 | 38 | 38 | 2.95 |
| 2023 | $103,644 | $200,574 | $1,050,719 | 30 | 30 | 1.94 |
| 2024 | $79,013 | $245,180 | $795,593 | 32 | 32 | 3.10 |
Commodities insured in Montour County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.71Low end of the filed band
- 2.29Middle of the filed band
- 3.90High end of the filed band
- 2020Worst year filed (4.65)
- 10Years filed
- $416,431Premium filed
- $1,328,194Indemnity paid
- $4,392,178Liability insured
- 10,277Quantity planted
- 10,144Quantity lost
- 186Policies
- 185Policies with a loss
- 3.19Loss ratio, whole span
Causes that carried the indemnity in Montour County
- Drought $880,697 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $315,149 indemnity · 7 years
- Wildlife $53,570 indemnity · 7 years
- Decline in Price $32,459 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $16,766 indemnity · 1 years
- Flood $10,075 indemnity · 1 years
Soybeans 10 years filed
- 1.42Low end of the filed band
- 2.19Middle of the filed band
- 4.26High end of the filed band
- 2016Worst year filed (5.83)
- 10Years filed
- $402,997Premium filed
- $1,172,110Indemnity paid
- $4,380,650Liability insured
- 12,997Quantity planted
- 12,163Quantity lost
- 153Policies
- 153Policies with a loss
- 2.91Loss ratio, whole span
Causes that carried the indemnity in Montour County
- Drought $737,687 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $294,541 indemnity · 7 years
- Wildlife $62,702 indemnity · 6 years
- Frost $39,121 indemnity · 1 years
- Heat $14,827 indemnity · 2 years
- Insects $9,541 indemnity · 1 years
Every county-crop the agency files in Pennsylvania → Buy the Montour County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.