Crop-loss band · Pennsylvania
Northampton County, Pennsylvania — crop-loss band
- 0.79Low end of the filed band
- 2.42Middle of the filed band
- 4.75High end of the filed band
- 2021Worst year filed (5.10)
- 10Years filed
Every year the Risk Management Agency has filed for Northampton County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.79 at the low end to 4.75 at the high end, with 2.42 in the middle. The worst year filed is 2021, at 5.10. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $111,153 | $290,224 | $828,362 | 33 | 33 | 2.61 |
| 2016 | $140,598 | $415,796 | $1,088,733 | 26 | 26 | 2.96 |
| 2017 | $164,120 | $197,641 | $1,406,738 | 17 | 17 | 1.20 |
| 2018 | $290,097 | $460,585 | $2,948,792 | 58 | 58 | 1.59 |
| 2019 | $87,845 | $212,605 | $786,304 | 35 | 33 | 2.42 |
| 2020 | $39,454 | $31,071 | $344,666 | 9 | 9 | 0.79 |
| 2021 | $14,631 | $74,596 | $113,772 | 17 | 17 | 5.10 |
| 2022 | $1,343,147 | $6,375,506 | $13,154,144 | 149 | 148 | 4.75 |
| 2023 | $459,695 | $757,151 | $5,095,834 | 75 | 75 | 1.65 |
| 2024 | $826,373 | $2,692,781 | $8,985,649 | 148 | 148 | 3.26 |
Commodities insured in Northampton County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.69Low end of the filed band
- 2.08Middle of the filed band
- 5.21High end of the filed band
- 2021Worst year filed (8.47)
- 10Years filed
- $2,094,215Premium filed
- $7,216,811Indemnity paid
- $22,338,468Liability insured
- 36,908Quantity planted
- 34,373Quantity lost
- 320Policies
- 317Policies with a loss
- 3.45Loss ratio, whole span
Causes that carried the indemnity in Northampton County
- Drought $5,868,252 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $508,406 indemnity · 7 years
- Heat $364,297 indemnity · 2 years
- Decline in Price $238,860 indemnity · 2 years
- Wildlife $96,200 indemnity · 8 years
- Wind/Excess Wind $91,408 indemnity · 2 years
Soybeans 10 years filed
- 0.48Low end of the filed band
- 2.05Middle of the filed band
- 4.08High end of the filed band
- 2021Worst year filed (4.87)
- 10Years filed
- $1,382,898Premium filed
- $4,291,145Indemnity paid
- $12,414,526Liability insured
- 28,976Quantity planted
- 27,298Quantity lost
- 247Policies
- 247Policies with a loss
- 3.10Loss ratio, whole span
Causes that carried the indemnity in Northampton County
- Drought $3,360,155 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $477,825 indemnity · 8 years
- Heat $221,572 indemnity · 3 years
- Wildlife $126,709 indemnity · 8 years
- Decline in Price $88,091 indemnity · 3 years
- Cold Wet Weather $14,670 indemnity · 3 years
Every county-crop the agency files in Pennsylvania → Buy the Northampton County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.