Crop-loss band · Pennsylvania
Northumberland County, Pennsylvania — crop-loss band
- 1.07Low end of the filed band
- 2.69Middle of the filed band
- 3.06High end of the filed band
- 2022Worst year filed (4.31)
- 10Years filed
Every year the Risk Management Agency has filed for Northumberland County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.07 at the low end to 3.06 at the high end, with 2.69 in the middle. The worst year filed is 2022, at 4.31. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $70,605 | $172,160 | $462,800 | 17 | 16 | 2.44 |
| 2016 | $589,553 | $1,453,302 | $5,127,810 | 88 | 88 | 2.47 |
| 2017 | $79,030 | $84,331 | $873,763 | 22 | 22 | 1.07 |
| 2018 | $200,875 | $581,410 | $2,013,856 | 57 | 57 | 2.89 |
| 2019 | $236,809 | $633,191 | $1,523,879 | 55 | 55 | 2.67 |
| 2020 | $480,030 | $1,464,742 | $4,963,936 | 113 | 113 | 3.05 |
| 2021 | $112,131 | $342,884 | $1,482,670 | 19 | 19 | 3.06 |
| 2022 | $1,383,814 | $5,965,567 | $14,597,495 | 224 | 224 | 4.31 |
| 2023 | $111,189 | $298,836 | $1,219,403 | 30 | 30 | 2.69 |
| 2024 | $349,237 | $1,008,516 | $3,858,767 | 79 | 79 | 2.89 |
Commodities insured in Northumberland County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.98Low end of the filed band
- 2.57Middle of the filed band
- 4.36High end of the filed band
- 2021Worst year filed (4.66)
- 10Years filed
- $1,928,851Premium filed
- $6,637,463Indemnity paid
- $19,146,742Liability insured
- 40,045Quantity planted
- 39,491Quantity lost
- 384Policies
- 383Policies with a loss
- 3.44Loss ratio, whole span
Causes that carried the indemnity in Northumberland County
- Drought $4,954,180 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $620,294 indemnity · 8 years
- Heat $448,949 indemnity · 5 years
- All Other Causes $262,279 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $250,010 indemnity · 2 years
- Decline in Price $78,636 indemnity · 5 years
Soybeans 10 years filed
- 0.46Low end of the filed band
- 2.75Middle of the filed band
- 4.92High end of the filed band
- 2015Worst year filed (6.08)
- 10Years filed
- $890,450Premium filed
- $2,946,346Indemnity paid
- $12,409,920Liability insured
- 29,282Quantity planted
- 23,878Quantity lost
- 258Policies
- 258Policies with a loss
- 3.31Loss ratio, whole span
Causes that carried the indemnity in Northumberland County
- Drought $2,349,933 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $177,492 indemnity · 8 years
- Heat $155,575 indemnity · 2 years
- All Other Causes $94,911 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $66,261 indemnity · 2 years
- Wildlife $42,697 indemnity · 4 years
All Other Crops 9 years filed
- 1.32Low end of the filed band
- 2.69Middle of the filed band
- 8.91High end of the filed band
- 2024Worst year filed (8.91)
- 9Years filed
- $793,972Premium filed
- $2,421,130Indemnity paid
- $4,567,717Liability insured
- 1,376Quantity planted
- 1,293Quantity lost
- 62Policies
- 62Policies with a loss
- 3.05Loss ratio, whole span
Causes that carried the indemnity in Northumberland County
- Excess Moisture/Precipitation/Rain $870,963 indemnity · 5 years
- Freeze $587,977 indemnity · 3 years
- Hail $490,720 indemnity · 3 years
- Drought $285,199 indemnity · 5 years
- Heat $79,382 indemnity · 4 years
- Frost $59,362 indemnity · 1 years
Every county-crop the agency files in Pennsylvania → Buy the Northumberland County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.