Crop-loss band · Pennsylvania
Somerset County, Pennsylvania — crop-loss band
- 1.22Low end of the filed band
- 1.61Middle of the filed band
- 2.74High end of the filed band
- 2024Worst year filed (3.56)
- 10Years filed
Every year the Risk Management Agency has filed for Somerset County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.22 at the low end to 2.74 at the high end, with 1.61 in the middle. The worst year filed is 2024, at 3.56. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $282,288 | $396,050 | $1,791,245 | 56 | 56 | 1.40 |
| 2016 | $104,402 | $127,298 | $742,631 | 45 | 45 | 1.22 |
| 2017 | $361,765 | $440,519 | $2,349,015 | 59 | 58 | 1.22 |
| 2018 | $342,872 | $545,406 | $2,167,765 | 91 | 91 | 1.59 |
| 2019 | $166,633 | $268,293 | $1,052,905 | 50 | 50 | 1.61 |
| 2020 | $179,197 | $491,800 | $1,408,039 | 65 | 65 | 2.74 |
| 2021 | $224,327 | $431,541 | $1,886,995 | 72 | 72 | 1.92 |
| 2022 | $108,069 | $222,002 | $784,373 | 48 | 48 | 2.05 |
| 2023 | $355,879 | $632,307 | $3,202,987 | 75 | 75 | 1.78 |
| 2024 | $834,158 | $2,966,107 | $7,876,046 | 145 | 145 | 3.56 |
Commodities insured in Somerset County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.30Low end of the filed band
- 1.42Middle of the filed band
- 3.21High end of the filed band
- 2022Worst year filed (3.50)
- 10Years filed
- $1,776,198Premium filed
- $3,441,350Indemnity paid
- $12,815,796Liability insured
- 27,003Quantity planted
- 25,563Quantity lost
- 315Policies
- 314Policies with a loss
- 1.94Loss ratio, whole span
Causes that carried the indemnity in Somerset County
- Drought $2,083,243 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $978,997 indemnity · 7 years
- Decline in Price $153,733 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $126,392 indemnity · 2 years
- Other (Snow, Lightning, Etc.) $26,659 indemnity · 2 years
- Wildlife $15,742 indemnity · 7 years
Soybeans 10 years filed
- 1.37Low end of the filed band
- 2.17Middle of the filed band
- 4.24High end of the filed band
- 2024Worst year filed (4.44)
- 10Years filed
- $781,207Premium filed
- $2,130,718Indemnity paid
- $6,446,912Liability insured
- 18,464Quantity planted
- 17,602Quantity lost
- 190Policies
- 190Policies with a loss
- 2.73Loss ratio, whole span
Causes that carried the indemnity in Somerset County
- Drought $1,368,488 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $460,887 indemnity · 9 years
- Other (Snow, Lightning, Etc.) $48,497 indemnity · 3 years
- Cold Wet Weather $48,473 indemnity · 4 years
- Heat $46,606 indemnity · 2 years
- XX $44,483 indemnity · 5 years
Pasture,Rangeland,Forage 9 years filed
- 1.13Low end of the filed band
- 1.92Middle of the filed band
- 3.24High end of the filed band
- 2024Worst year filed (3.24)
- 9Years filed
- $402,185Premium filed
- $949,255Indemnity paid
- $3,999,293Liability insured
- 7,685Quantity planted
- 0Quantity lost
- 201Policies
- 201Policies with a loss
- 2.36Loss ratio, whole span
Causes that carried the indemnity in Somerset County
- ARPI/SCO/STAX Crops Only $949,255 indemnity · 9 years
Every county-crop the agency files in Pennsylvania → Buy the Somerset County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.