Crop-loss band · Pennsylvania
Westmoreland County, Pennsylvania — crop-loss band
- 1.06Low end of the filed band
- 1.75Middle of the filed band
- 2.52High end of the filed band
- 2024Worst year filed (3.76)
- 10Years filed
Every year the Risk Management Agency has filed for Westmoreland County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.06 at the low end to 2.52 at the high end, with 1.75 in the middle. The worst year filed is 2024, at 3.76. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $819,995 | $1,419,571 | $5,104,755 | 144 | 138 | 1.73 |
| 2016 | $463,383 | $811,775 | $3,120,112 | 77 | 76 | 1.75 |
| 2017 | $360,721 | $684,449 | $2,461,323 | 91 | 91 | 1.90 |
| 2018 | $246,525 | $622,312 | $1,514,285 | 94 | 90 | 2.52 |
| 2019 | $250,374 | $469,020 | $1,708,562 | 80 | 80 | 1.87 |
| 2020 | $532,960 | $1,202,298 | $4,309,184 | 110 | 109 | 2.26 |
| 2021 | $303,325 | $320,525 | $2,466,919 | 70 | 70 | 1.06 |
| 2022 | $371,228 | $407,400 | $2,658,147 | 76 | 76 | 1.10 |
| 2023 | $724,078 | $867,803 | $6,087,502 | 135 | 135 | 1.20 |
| 2024 | $1,007,504 | $3,785,996 | $9,178,468 | 228 | 228 | 3.76 |
Commodities insured in Westmoreland County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.32Low end of the filed band
- 1.32Middle of the filed band
- 2.33High end of the filed band
- 2024Worst year filed (4.51)
- 10Years filed
- $2,392,558Premium filed
- $4,763,828Indemnity paid
- $16,324,035Liability insured
- 36,341Quantity planted
- 34,710Quantity lost
- 431Policies
- 420Policies with a loss
- 1.99Loss ratio, whole span
Causes that carried the indemnity in Westmoreland County
- Drought $3,110,479 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,276,310 indemnity · 8 years
- Wildlife $123,820 indemnity · 9 years
- Decline in Price $123,386 indemnity · 6 years
- Heat $110,479 indemnity · 1 years
- Cold Wet Weather $9,367 indemnity · 4 years
Soybeans 10 years filed
- 0.79Low end of the filed band
- 1.88Middle of the filed band
- 3.40High end of the filed band
- 2024Worst year filed (3.55)
- 10Years filed
- $1,812,262Premium filed
- $3,748,949Indemnity paid
- $13,162,071Liability insured
- 35,637Quantity planted
- 31,989Quantity lost
- 314Policies
- 313Policies with a loss
- 2.07Loss ratio, whole span
Causes that carried the indemnity in Westmoreland County
- Drought $2,117,203 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,121,645 indemnity · 10 years
- Wildlife $193,550 indemnity · 8 years
- Decline in Price $181,571 indemnity · 6 years
- Insects $38,918 indemnity · 4 years
- Plant Disease $33,851 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 1.45Low end of the filed band
- 2.12Middle of the filed band
- 3.56High end of the filed band
- 2020Worst year filed (4.20)
- 10Years filed
- $875,273Premium filed
- $2,078,372Indemnity paid
- $9,123,151Liability insured
- 15,742Quantity planted
- 0Quantity lost
- 360Policies
- 360Policies with a loss
- 2.37Loss ratio, whole span
Causes that carried the indemnity in Westmoreland County
- ARPI/SCO/STAX Crops Only $2,078,372 indemnity · 10 years
Every county-crop the agency files in Pennsylvania → Buy the Westmoreland County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.