Crop-loss band · Pennsylvania
York County, Pennsylvania — crop-loss band
- 1.11Low end of the filed band
- 1.93Middle of the filed band
- 2.45High end of the filed band
- 2024Worst year filed (2.74)
- 10Years filed
Every year the Risk Management Agency has filed for York County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.11 at the low end to 2.45 at the high end, with 1.93 in the middle. The worst year filed is 2024, at 2.74. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $86,902 | $167,419 | $670,078 | 42 | 42 | 1.93 |
| 2016 | $375,602 | $921,572 | $3,184,615 | 140 | 138 | 2.45 |
| 2017 | $132,311 | $147,452 | $1,411,261 | 61 | 60 | 1.11 |
| 2018 | $648,855 | $1,317,053 | $7,940,396 | 199 | 197 | 2.03 |
| 2019 | $142,308 | $210,243 | $1,580,661 | 65 | 65 | 1.48 |
| 2020 | $192,060 | $383,293 | $2,051,712 | 91 | 91 | 2.00 |
| 2021 | $225,632 | $273,369 | $2,417,203 | 43 | 43 | 1.21 |
| 2022 | $639,461 | $1,389,341 | $6,660,259 | 123 | 123 | 2.17 |
| 2023 | $1,717,312 | $2,719,870 | $12,778,335 | 170 | 170 | 1.58 |
| 2024 | $2,294,651 | $6,296,736 | $20,574,438 | 370 | 370 | 2.74 |
Commodities insured in York County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.42Low end of the filed band
- 1.89Middle of the filed band
- 2.78High end of the filed band
- 2024Worst year filed (3.22)
- 10Years filed
- $3,969,993Premium filed
- $9,359,186Indemnity paid
- $36,904,940Liability insured
- 61,087Quantity planted
- 54,357Quantity lost
- 660Policies
- 658Policies with a loss
- 2.36Loss ratio, whole span
Causes that carried the indemnity in York County
- Drought $4,134,892 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $2,235,603 indemnity · 2 years
- Heat $1,508,014 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $1,041,632 indemnity · 9 years
- Decline in Price $191,823 indemnity · 7 years
- Wildlife $183,710 indemnity · 9 years
Soybeans 10 years filed
- 0.70Low end of the filed band
- 1.88Middle of the filed band
- 2.22High end of the filed band
- 2016Worst year filed (2.75)
- 10Years filed
- $1,927,183Premium filed
- $3,530,229Indemnity paid
- $20,440,411Liability insured
- 47,842Quantity planted
- 38,386Quantity lost
- 597Policies
- 594Policies with a loss
- 1.83Loss ratio, whole span
Causes that carried the indemnity in York County
- Drought $1,667,937 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $611,181 indemnity · 10 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $538,055 indemnity · 2 years
- Heat $368,940 indemnity · 5 years
- Wildlife $180,355 indemnity · 10 years
- Cold Wet Weather $91,086 indemnity · 7 years
Apples 9 years filed
- 0.73Low end of the filed band
- 1.96Middle of the filed band
- 3.29High end of the filed band
- 2020Worst year filed (3.29)
- 9Years filed
- $557,918Premium filed
- $936,933Indemnity paid
- $1,923,607Liability insured
- 402Quantity planted
- 402Quantity lost
- 47Policies
- 47Policies with a loss
- 1.68Loss ratio, whole span
Causes that carried the indemnity in York County
- Freeze $407,901 indemnity · 6 years
- Frost $153,546 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $116,620 indemnity · 4 years
- Cold Wet Weather $63,738 indemnity · 2 years
- Heat $59,303 indemnity · 2 years
- Hail $50,075 indemnity · 4 years
Every county-crop the agency files in Pennsylvania → Buy the York County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.