Crop-loss band · South Carolina
Chesterfield County, South Carolina — crop-loss band
- 0.95Low end of the filed band
- 3.11Middle of the filed band
- 3.89High end of the filed band
- 2016Worst year filed (4.06)
- 10Years filed
Every year the Risk Management Agency has filed for Chesterfield County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.95 at the low end to 3.89 at the high end, with 3.11 in the middle. The worst year filed is 2016, at 4.06. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,076,028 | $4,187,327 | $8,928,554 | 94 | 92 | 3.89 |
| 2016 | $233,836 | $949,128 | $1,729,282 | 56 | 56 | 4.06 |
| 2017 | $1,129,054 | $2,801,224 | $8,356,613 | 36 | 36 | 2.48 |
| 2018 | $999,445 | $3,593,729 | $6,629,196 | 104 | 104 | 3.60 |
| 2019 | $1,336,256 | $4,996,041 | $7,346,646 | 141 | 141 | 3.74 |
| 2020 | $887,388 | $2,761,160 | $5,560,803 | 80 | 80 | 3.11 |
| 2021 | $858,697 | $1,851,573 | $4,568,854 | 75 | 75 | 2.16 |
| 2022 | $1,296,037 | $1,225,897 | $5,195,572 | 89 | 89 | 0.95 |
| 2023 | $359,667 | $786,025 | $1,878,866 | 108 | 108 | 2.19 |
| 2024 | $1,179,649 | $3,751,275 | $7,523,915 | 160 | 160 | 3.18 |
Commodities insured in Chesterfield County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.61Low end of the filed band
- 1.88Middle of the filed band
- 3.96High end of the filed band
- 2015Worst year filed (4.00)
- 10Years filed
- $4,677,781Premium filed
- $11,667,447Indemnity paid
- $24,841,994Liability insured
- 70,099Quantity planted
- 69,932Quantity lost
- 340Policies
- 340Policies with a loss
- 2.49Loss ratio, whole span
Causes that carried the indemnity in Chesterfield County
- Drought $5,189,654 indemnity · 9 years
- Hurricane/Tropical Depression $2,903,980 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $1,724,327 indemnity · 9 years
- Heat $1,282,827 indemnity · 7 years
- Wildlife $376,132 indemnity · 8 years
- Decline in Price $82,826 indemnity · 2 years
Corn 10 years filed
- 1.66Low end of the filed band
- 2.64Middle of the filed band
- 3.78High end of the filed band
- 2020Worst year filed (5.04)
- 10Years filed
- $1,533,769Premium filed
- $5,170,918Indemnity paid
- $9,984,031Liability insured
- 26,650Quantity planted
- 26,942Quantity lost
- 216Policies
- 216Policies with a loss
- 3.37Loss ratio, whole span
Causes that carried the indemnity in Chesterfield County
- Drought $2,939,113 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,103,070 indemnity · 6 years
- Heat $407,008 indemnity · 7 years
- Flood $294,745 indemnity · 1 years
- Hurricane/Tropical Depression $221,777 indemnity · 7 years
- Decline in Price $106,648 indemnity · 4 years
Wheat 9 years filed
- 1.86Low end of the filed band
- 3.68Middle of the filed band
- 6.49High end of the filed band
- 2020Worst year filed (6.49)
- 9Years filed
- $1,273,893Premium filed
- $4,951,643Indemnity paid
- $9,429,912Liability insured
- 41,172Quantity planted
- 41,184Quantity lost
- 134Policies
- 132Policies with a loss
- 3.89Loss ratio, whole span
Causes that carried the indemnity in Chesterfield County
- Excess Moisture/Precipitation/Rain $3,344,715 indemnity · 7 years
- Freeze $953,798 indemnity · 3 years
- Drought $337,997 indemnity · 4 years
- Mycotoxin $163,794 indemnity · 1 years
- Hail $73,835 indemnity · 1 years
- Decline in Price $37,525 indemnity · 3 years
All Other Crops 7 years filed
- 1.86Low end of the filed band
- 4.81Middle of the filed band
- 6.89High end of the filed band
- 2016Worst year filed (6.89)
- 7Years filed
- $797,129Premium filed
- $3,026,929Indemnity paid
- $7,595,477Liability insured
- 2,968Quantity planted
- 1,897Quantity lost
- 35Policies
- 35Policies with a loss
- 3.80Loss ratio, whole span
Causes that carried the indemnity in Chesterfield County
- Freeze $2,556,105 indemnity · 6 years
- Hail $323,229 indemnity · 2 years
- ARPI/SCO/STAX Crops Only $61,307 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $37,389 indemnity · 1 years
- Drought $27,806 indemnity · 1 years
- Frost $11,825 indemnity · 1 years
Cotton 9 years filed
- 0.19Low end of the filed band
- 2.84Middle of the filed band
- 3.58High end of the filed band
- 2015Worst year filed (3.58)
- 9Years filed
- $723,912Premium filed
- $1,504,859Indemnity paid
- $3,107,522Liability insured
- 3,924Quantity planted
- 11,018Quantity lost
- 69Policies
- 69Policies with a loss
- 2.08Loss ratio, whole span
Causes that carried the indemnity in Chesterfield County
- ARPI/SCO/STAX Crops Only $538,443 indemnity · 8 years
- Drought $373,812 indemnity · 5 years
- Hurricane/Tropical Depression $219,546 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $216,409 indemnity · 3 years
- Wildlife $97,146 indemnity · 1 years
- Heat $52,976 indemnity · 2 years
Pasture,Rangeland,Forage 7 years filed
- 0.54Low end of the filed band
- 1.32Middle of the filed band
- 3.29High end of the filed band
- 2021Worst year filed (3.29)
- 7Years filed
- $349,573Premium filed
- $581,583Indemnity paid
- $2,759,365Liability insured
- 10,570Quantity planted
- 0Quantity lost
- 149Policies
- 149Policies with a loss
- 1.66Loss ratio, whole span
Causes that carried the indemnity in Chesterfield County
- ARPI/SCO/STAX/MP Crops Only $581,583 indemnity · 7 years
Every county-crop the agency files in South Carolina → Buy the Chesterfield County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.